Vision 4 Life: Dream Team

05/08/2025

04/15/2025

💡Did You Know💡

Did you know your credit utilization rate can impact your home loan approval? 🏡

Keep your balances below 30% of your limits. It shows lenders you manage debt well!

Vision-4-Life – “Your Dream, Our Vision”
Stan & Marva Brewington
📞 918-994-2242

04/11/2025

💡 Did You Know? 💡

Did you know… you can use gift funds for your down payment?

Yes! Many loan programs allow gifts from family members to help cover your down payment.

Just make sure there’s proper documentation.

📞 Contact us at 918-994-2242 for more details!
Vision-4-Life – “Your Dream, Our Vision”
Stan & Marva Brewington

04/10/2025

Did You Know?

If you’re a first-time homebuyer, you may qualify for down payment assistance programs that could save you thousands.

Many people miss out simply because they didn’t ask.

Always check with your lender!

📞 Contact us at 918-994-2242 for details!

Vision-4-Life – “Your Dream, Our Vision”
Stan & Marva Brewington

04/06/2025

Did you know you can buy a home with as little as 3% down?

Stop disqualifying yourself.

Vision-4-Life – “Your Dream, Our Vision”
📞 918-994-2242
Stan & Marva Brewington

04/05/2025

💡 Did you know? 💡

You can sometimes negotiate your closing costs with the seller.

That’s right! Depending on the market, some sellers are willing to offer concessions to help cover the expenses of the closing costs.

Smart negotiating = money saved!

📞 Contact us at 918-994-2242 for more details!
Vision-4-Life – “Your Dream, Our Vision”
Stan & Marva Brewington

04/03/2025

💡 Did you know? 💡

Your monthly mortgage payment could be lower than your rent! Many people assume homeownership is out of reach, but with the right loan options and down payment assistance, buying a home can be more affordable than renting.

📞 Contact us at 918-994-2242 for more details!
Vision-4-Life – “Your Dream, Our Vision”
Stan & Marva Brewington

04/02/2025

💡 Did you know? 💡

Your credit score isn’t the only thing lenders look at when approving a mortgage. 🏡🔍

Lenders also consider your job stability, debt-to-income ratio, and even your savings habits. Keeping a consistent work history and having reserves in the bank can increase your chances of approval!

📞 Contact us at 918-994-2242 for more details!
Vision-4-Life – “Your Dream, Our Vision”
Stan & Marva Brewington

04/01/2025

💡 Did you know? 💡

You can negotiate who pays for closing costs during a home sale. 🤝💰

Buyers often assume they must cover everything, but sellers can contribute, especially in a buyer’s market.

📞 Contact us at 918-994-2242 for more details!
Vision-4-Life – “Your Dream, Our Vision”
Stan & Marva Brewington

03/31/2025

💡 Did you know? 💡

You can request a copy of your appraisal report once it’s completed. Although this is typically an automatic process, many homebuyers don’t realize they have the right to review it before closing. 📄✅

📞 Contact us at 918-994-2242 for more details!
Vision-4-Life – “Your Dream, Our Vision”
Stan & Marva Brewington

03/30/2025

🏡 💡 Homeownership Tip: 💡

Thinking of buying a home? Don’t forget to budget for closing costs!

✅ These typically range from 2% to 5% of the home’s purchase price and cover essentials like title insurance, lender fees, and taxes.

✨ Pro Tip: Planning ahead ensures fewer surprises at the closing table.

📞 Contact us at 918-994-2242 for more details!
Vision-4-Life – “Your Dream, Our Vision”
Stan & Marva Brewington

03/29/2025

🏡 Homeownership Tip of the Day:

Before you start your home-buying journey, take a look at your FICO scores using a company such as MyFico.com to view your scores for mortgages.

A solid score can help you secure better loan terms and save money over time.

Take small steps today to boost your credit for tomorrow!

📞 Contact us at 918-994-2242 for more details!
Vision-4-Life – “Your Dream, Our Vision”
Stan & Marva Brewington