Estela Gamboa - VP/Sr. Loan Officer at NOVA Home Loans

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Estela Gamboa - VP/Sr. Loan Officer at NOVA Home Loans VP/Senior Loan Officer with over 20 years of experience, dedication, and a deep commitment to helping clients achieve their homeownership goals.

NMLS 172741 Branch NMLS 3087 Estela Gamboa is a bilingual Senior Loan Officer for CrossCountry Mortgage in Tucson, AZ. She has been a residential loan officer for over 20 years. Estela started her career in lending in the mid-90s in Chicago, Illinois. She worked for several banking institutions in the commercial lending division and in the later years joined Banco Popular as credit administrator/loan officer for the Hispanic-Owned Business division before relocating to Tucson in October 2001. Estela is dedicated to serving the Hispanic community and enjoys working with first-time home buyers. Estela Gamboa es oficial bilingüe de préstamos para CrossCountry Mortgage en Tucson, Arizona. Ya lleva más de 20 años como prestamista para viviendas. Estela comenzó su carrera de préstamos a mediados de los 90s en Chicago, Illinois. Trabajo para varios bancos en la división de préstamos comerciales y en los años posteriores trabajo con el Banco Popular como administradora de créditos y oficial de préstamos de la división para Negociantes Hispanos. En Octubre del 2001, se trasladó a Tucson, Arizona donde ha estado dedicada al servicio de préstamos residenciales para primeros compradores. Estela Gamboa NMLS #172741 | Branch NMLS 2192319 | CORP NMLS 3029 | CrossCountry Mortgage, LLC NMLSConsumerAccess.org | Equal Housing Opportunity | Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020 | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 |

10/21/2026

Es curioso cómo un préstamo de $50,000 o $80,000 para un carro o camioneta puede sentirse completamente normal, pero cuando se trata de una hipoteca, muchas personas se detienen. 🥶🏠

Los dos son compromisos importantes.

La diferencia es que en cinco años, el carro probablemente valdrá menos de lo que debe, mientras que una casa le da la oportunidad de construir patrimonio y ser dueño de algo que puede contribuir a su futuro.

No se trata de dejar de disfrutar las cosas que le gustan.

Se trata de pensar bien en dĂłnde pone su dinero.

Si comprar una casa ha estado en su mente, podría estar más cerca de lo que piensa.

NOVAHomeLoans

10/14/2026

Si la crisis de 2008 es la razón por la que tiene miedo de comprar, vale la pena saber qué tan diferente es el mercado de hoy. 🏡

Las ejecuciones hipotecarias están muy por debajo de los niveles de aquella crisis, y muchos propietarios tienen un patrimonio importante en sus casas, algo que muchos propietarios antes del 2008 no tenían.

Los precios siempre pueden subir o bajar, pero el miedo al mercado de ayer no deberĂ­a impedirle aprovechar el de hoy.

Veamos los nĂşmeros reales juntos.

NOVAHomeLoans

10/10/2026

More first-time buyers are getting into the market right now, and that should tell you something. đź‘€

They’re not waiting for perfect rates or perfect prices. They found a payment that works, used the programs available to them, and started building equity instead of waiting.

If you’ve been wondering whether you could buy too, the only way to know is to run the numbers.

Reach out and let’s find out together.

NOVAHomeLoans

Bella alba
10/07/2026

Bella alba

10/05/2026

Todo está más caro y muchas personas lo están sintiendo.

Usted trabaja, paga sus cuentas, cuida de su familia y aun así parece más difícil salir adelante.

Si su crédito se ha visto afectado, eso no significa automáticamente que comprar casa esté fuera de sus posibilidades.

Contamos con un equipo interno de servicios de crédito que trabaja con nuestros solicitantes sin costo.

Revisarán su situación actual y le ayudarán a entender qué pasos puede tomar para avanzar.

A veces solo necesita que alguien le ayude a saber por dĂłnde empezar.

Estamos aquí cuando esté listo.

NOVAHomeLoans

10/02/2026

Waiting for rates to drop. Waiting to save more. Waiting for the market to feel perfect.đź‘Ś

Meanwhile, that rent check clears every month and builds equity for someone else, with an asset you’re helping pay for. Buying isn’t right for everyone right now, but renting without ever running the numbers isn’t a plan either.

Before you sign another lease, give us 15 minutes. Worst case, you confirm renting still makes sense. Best case, you find out you’re closer to buying than you thought.

NOVAHomeLoans

09/26/2026

It’s easy to look around and feel like everyone else bought sooner, invested earlier, or figured out money before you did.

But comparing start dates doesn’t build wealth. Starting does. Whether that means your first home, your first investment property, or just a real plan for turning income into assets, the best move is the one you make from where you are today.

Reach out and let’s figure out your first step.

NOVAHomeLoans

09/18/2026

Waiting for rates to drop only makes sense if the math works. Rising prices and another year of rent can cost more than you'd save. Run the numbers before you sit on the sidelines.

Before you decide to wait, give us a call.

09/11/2026

Price cuts, long days on market, failed contracts. Those aren’t red flags, they’re opportunities. ✅

The best deals come from motivated sellers, not just cheap listings.

Thinking about buying, give us a call.

09/05/2026

Your approval amount is a ceiling, not a target. 🎯

Life keeps happening after closing, so the smartest buyers leave room in the budget for it. Buy the home that fits your life. Wondering what your number looks like? Give us a call.

Address

6245 E Broadway Boulevard Ste 400
Tucson, AZ
85711

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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