Estela Gamboa - VP/Sr. Loan Officer at NOVA Home Loans

Estela Gamboa - VP/Sr. Loan Officer at NOVA Home Loans VP/Senior Loan Officer with over 20 years of experience, dedication, and a deep commitment to helping clients achieve their homeownership goals.

NMLS 172741 Branch NMLS 3087 Estela Gamboa is a bilingual Senior Loan Officer for CrossCountry Mortgage in Tucson, AZ. She has been a residential loan officer for over 20 years. Estela started her career in lending in the mid-90s in Chicago, Illinois. She worked for several banking institutions in the commercial lending division and in the later years joined Banco Popular as credit administrator/l

oan officer for the Hispanic-Owned Business division before relocating to Tucson in October 2001. Estela is dedicated to serving the Hispanic community and enjoys working with first-time home buyers. Estela Gamboa es oficial bilingüe de préstamos para CrossCountry Mortgage en Tucson, Arizona. Ya lleva más de 20 años como prestamista para viviendas. Estela comenzó su carrera de préstamos a mediados de los 90s en Chicago, Illinois. Trabajo para varios bancos en la división de préstamos comerciales y en los años posteriores trabajo con el Banco Popular como administradora de créditos y oficial de préstamos de la división para Negociantes Hispanos. En Octubre del 2001, se trasladó a Tucson, Arizona donde ha estado dedicada al servicio de préstamos residenciales para primeros compradores. Estela Gamboa NMLS #172741 | Branch NMLS 2192319 | CORP NMLS 3029 | CrossCountry Mortgage, LLC NMLSConsumerAccess.org | Equal Housing Opportunity | Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020 | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 |

06/16/2026

We love that Dad wants to help (it’s human nature!🕺) but when it comes to mortgages, lenders need a paper trail 💵🔍

Lenders must legally prove where every dollar originated and funds need to “season” in a bank account for two months.

Want to gift down payment funds? An official wire transfer and a formal gift letter keep things moving smoothly.

Save this post for when you’re ready to make your next big move! 🏡🔑

06/15/2026

Your family wants to help you buy. Here’s what most people get wrong. Start the conversation before you’re under contract — and make sure there’s a signed gift letter and paper trail. The bank requires it. Want a free gift fund guide? DM me and I’ll send it over.

Attention Realtors: You are invited to this Broker Open on Thursday June 11th from 4:30pm to 6pm. Come enjoy wine, views...
06/09/2026

Attention Realtors: You are invited to this Broker Open on Thursday June 11th from 4:30pm to 6pm. Come enjoy wine, views and art display from local artist Victor Navarro. Look forward to seeing you there.

06/05/2026

Arizona has the 4th lowest property taxes in the country — and most people have no idea. Lower taxes mean your monthly payment goes further. More house, more flexibility, more options. Want to see what that means for your budget? Send me a message.

05/29/2026

June is National Homeownership Month — and it’s a reminder of what a home actually means. 🏡 Not just a payment. Not just a property. A foundation for your family, your wealth, and your future. If homeownership is still a goal, let’s use this month to make a real plan.

05/25/2026

“Waiting for the perfect home? You might be waiting yourself out of the market. Stop looking for 100%. Find the 80% house — the one that meets most of your needs today. You build the rest through equity over time. Done is better than perfect. Let’s find yours.

Address

6245 E Broadway Boulevard Ste 400
Tucson, AZ
85711

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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