Jesse Kynaston - NEXA Lending

04/13/2026

Still renting in Tucson?

The Arizona Is Home program is one of the most popular down payment assistance programs right now…

👉 Up to $15,000 in assistance
👉 Tucson & Pima County
👉 640+ credit score
👉 No purchase price limits

But here’s what most people don’t realize…

That’s just ONE option.

If you don’t qualify for the Arizona Is Home program —
that does NOT mean you’re out.

At NEXA, I have access to 30+ down payment assistance programs, including options with:

✔️ Credit scores down to 580
✔️ Debt-to-income up to 56.9%
✔️ No income limits on some programs
✔️ Assistance up to 5% of the purchase price (not capped at $15K)

So whether you qualify for Arizona Is Home or not…

👉 There are STILL options.

That’s the difference between working with one lender…
and working with a broker.

👇 Let’s find the right program for YOU

📩 DM me “DPA”
🌐 JesseKLoans.com

04/09/2026

Luxury homes don’t require 20% down anymore.

With home prices rising in Tucson, jumbo loans are becoming more important than ever — and most people don’t even realize what’s possible.

✔️ Loan amounts up to $5M
✔️ As little as 10% down
✔️ Credit scores starting around 660
✔️ Bank statements, 1099s & P&L options available

So if you’re self-employed or thought buying a higher-end home wasn’t realistic… think again.

And because I’m a broker, I shop multiple lenders to find the best jumbo option — not just one bank.

If you’re thinking about upgrading your home, this might be your move 👇

👉 DM me “JUMBO”
👉 Or visit JesseKLoans.com

03/30/2026

Quick story from a current borrower 👇

They were stressed about rates today…
like a lot of buyers are right now.

But here’s the reality most people aren’t talking about:

Rates don’t move in a straight line — and things can change FAST.

With everything going on globally (like the Iran situation),
we’ve already seen how quickly the market can shift.

👉 If rates go to 7.5% later this year…
people will look back and say today’s rates were actually great.

That’s why I keep telling my clients:

🏡 Marry the home
💍 Date the rate

You can refinance later…
but you can’t go back and buy the home you missed.

Right now we’re seeing:
✔️ More inventory
✔️ More negotiating power
✔️ More opportunities for buyers

The opportunity isn’t just about rates… it’s about timing the market as a whole.

If you’re on the fence, let’s talk it through.

📩 DM me “RATE” or
🌐 JesseKLoans.com

03/30/2026

Think all mortgages are the same? Think again 👇

I don’t work for one bank…
I shop 300+ lenders to find the best option for YOU.

That means more flexibility, more approvals, and better solutions for situations most lenders can’t handle.

✔️ First-time buyers
✔️ Investors (DSCR, fix & flip)
✔️ Low credit / no traditional income
✔️ Unique properties (non-warrantable condos, etc.)

If one lender said “no”… that doesn’t mean you’re out.

It just means you haven’t talked to the right person yet.

📩 DM me “OPTIONS” or
🌐 Visit JesseKLoans.com

03/24/2026

💰 Investors… this is a game changer

What if you could qualify for a mortgage without using your personal income?

That’s exactly what DSCR loans are built for 👇

🏡 Qualify based on the property’s cash flow
🚫 No tax returns
🚫 No W2s
📈 Scale your portfolio faster

This is how investors are buying multiple properties without hitting income limits.

👉 If you’re serious about investing, you need to know this.

💬 Comment “DSCR” and I’ll break it down for you
🌐 JesseKLoans.com

03/19/2026

🏢 BIG update for condo buyers (and agents)…

There’s new flexibility around condo insurance guidelines — and it could mean:

✅ More condos may now qualify
✅ Better financing options for buyers
✅ More opportunities in today’s market

If you’ve been told a condo won’t work… it might be time to take another look 👀

👉 Not all condos qualify — but MANY more might now.

💬 DM me “CONDO” and I’ll check it for you
🌐 Or visit: JesseKLoans.com
mortgagetips

03/13/2026

03/13/2026

🏡 OPEN HOUSE TODAY

📍 120 W Chapala Dr
⏰ 11:00 AM – 1:00 PM

Come tour this beautiful home today and see what living in Tucson can look like.

Stop by, walk through the home, ask questions about the buying process, and learn about financing options and down payment assistance programs that may help make homeownership possible.

Whether you’re actively house hunting or just curious about the market, you’re welcome to stop in.

See you today!

03/13/2026

Some of these will make you laugh…
Some of these will make you feel old. 😅

If you’ve done 5 or more, congratulations… you officially grew up before everything went digital.

☎️ Dialed a rotary phone
📞 Used a pay phone
📺 Had to get up to change the TV channel
📼 Rewound VHS tapes before returning them
📰 Bought an actual newspaper
📷 Waited days for photos to be developed

Kids today will never know the struggle.

How many points do you have? Drop your number below 👇

And if you scored 8… we should probably stretch before getting out of the chair.

03/10/2026

Still renting?

If you’re paying something like $2,000 a month in rent, that’s basically 100% interest with zero ownership.

The Elevate DPA Grant Program may help qualified buyers purchase a home by providing grant money for down payment and closing costs.

Here are a few highlights:

✔ Up to 3.5% grant with FHA
✔ Up to 3% grant with conventional loans
✔ No monthly payment attached to the grant
✔ Forgivable after just 6 months of on-time mortgage payments
✔ 640 minimum credit score for FHA

If upfront money is what’s holding you back from buying a home, this program could be worth exploring.

📩 Send me a message and I can run the numbers to see if it could work for you.

02/27/2026

Spent the day touring 5 open houses in Tucson.

Here’s what I saw:

• 4 out of 5 had active buyers
• 2 had multiple buying groups
• And the 10-Year Treasury just dropped below 4%

That combination? 👀

Buyer activity + improving rates = momentum building.

Tucson real estate is showing signs of life.

If you’re thinking about buying or selling, this might be your window.

02/26/2026

Tired of crazy high credit card rates?

There may be a smarter way.

Our 5-Day HELOC allows qualified homeowners to tap equity fast — often in as little as 5 days — without refinancing your current mortgage.

Lower interest. More control.
Stop feeding 25% credit card APRs.

📍 Tucson homeowners — let’s talk.






MortgageTips