Jesse Kynaston - NEXA Lending

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Jesse Kynaston - NEXA Lending NEXA Mortgage LLC is an Equal Housing Lender
NMLS2685508
Corporate NMLS # 1660690
Company State License #: AZMB - 2006218

10/08/2026

🚗💨 Still tracking your business miles manually?

Meet Jesse K Mileage — the automatic mileage tracking app that helps you keep track of every business drive without the hassle!

📍 Automatic GPS mileage tracking
✅ Classify business and personal trips
📊 View mileage reports
💰 Keep organized records for potential tax deductions
📱 Simple, easy-to-use iPhone app

Whether you’re a Realtor, loan officer, independent contractor, or small business owner, your miles matter!

🔥 Drive more. Track less.

📲 Download Jesse K Mileage:
https://JesseK.loans/mileage

SelfEmployed RealtorLife SmallBusinessOwner 1099Life TucsonArizona

10/06/2026

Shopping for a home in Tucson? Start with the monthly payment you feel comfortable with. 🏡

My homebuying budget calculator works backward from your payment goal to estimate a home price, including planning estimates for taxes, insurance, and applicable mortgage insurance.

Watch how changing the payment and down payment changes the results.

Try it free at JesseKLoans.com—no account or contact information required.

Save this before you start house hunting in Tucson, Oro Valley, or Marana!

Jesse Kynaston | Loan Originator | NMLS #2685508
NEXA Mortgage, LLC | NMLS #1660690
Educational estimates. Actual terms and costs vary. Equal Housing Lender.

OroValley Marana

09/29/2026

🏡 Mortgage lenders are competing for your business — and that can be good news for borrowers.

Right now, several of our wholesale lending partners are offering special pricing incentives on qualifying mortgage programs.

These incentives may help improve the pricing available on certain purchase, refinance, investment property and home equity scenarios.

The important part? 👉 They’re not all the same, and not every borrower or loan qualifies.

Before you assume you know what your mortgage options look like, let me compare the available programs and pricing for your specific situation.

📍 Serving Tucson, Oro Valley, Marana & Arizona
📩 DM me “PRICING” and I’ll take a look.

Programs, pricing, eligibility and availability vary by lender, loan program and borrower qualifications and are subject to change without notice. Not all borrowers or loan programs qualify.

Jesse Kynaston | Loan Originator | NMLS #2685508
NEXA Mortgage, LLC | NMLS #1660690 | AZ Banker BK-2006218
Equal Housing Opportunity

MortgageTips HomeBuyer FirstTimeHomeBuyer MortgageBroker

09/16/2026

🚨 RATE UPDATE: The Fed just raised rates 25 basis points.

Why? Inflation is still running too hot — and energy prices are adding even more pressure.

Oil is back above $100/barrel, geopolitical uncertainty remains elevated, and the Fed is signaling that higher rates could be with us longer than many people hoped.

The Fed’s latest projections show the federal funds rate remaining around 4.1% through 2027, with decreases beginning in 2028.

🏡 Important: The Fed does NOT directly set mortgage rates. Mortgage rates are heavily influenced by the bond market, inflation expectations, and the 10-Year Treasury.

That’s why understanding what’s happening behind the headlines matters if you’re thinking about buying, refinancing, or investing in real estate.

Have questions about what today’s announcement means for your mortgage options? Send me a message and let’s run the numbers.

Jesse Kynaston | NEXA Mortgage, LLC
NMLS #2685508 | Company NMLS #1660690

InterestRates MortgageUpdate HousingMarket Inflation HomeBuying TucsonRealEstate ArizonaRealEstate TucsonMortgage MortgageBroker FirstTimeHomeBuyer 10YearTreasury RealEstate

09/01/2026

🚨 NEXA 100 IS HERE.

Mortgage Loan Officers, this is a BIG update.

✅ 100% commission on NEXA 100 lenders
✅ No qualifying required
✅ Up to 275 BPS on NEXA 100 loans

You no longer have to qualify for a certain level to receive 100% commission when using a NEXA 100 lender.

If you’re a mortgage LO comparing broker opportunities, lender access, pricing, products, technology, and what you can make on the loans you close, NEXA 100 is worth learning about.

📩 DM me “NEXA 100” and I’ll walk you through it.

Jesse Kynaston
NEXA Mortgage, LLC
NMLS #2685508
Company NMLS #1660690

LoanOfficer MortgageBroker MortgageBrokers LoanOfficerLife MortgageIndustry MortgageCareer MortgageProfessionals BrokerLife 275BPS ArizonaMortgage TucsonAZ

08/27/2026

🚨 Mortgage rates went DOWN slightly… so why is the market suddenly talking about the Fed possibly RAISING rates?

It sounds backwards, but there’s an important reason.

🏦 The Fed does NOT directly set mortgage rates.

Mortgage rates are heavily influenced by the bond market, including mortgage-backed securities and Treasury yields.

We recently saw some relief as falling oil prices helped ease inflation concerns and supported the bond market.

But today’s inflation data showed inflation is still running hotter than the Federal Reserve would like — which has markets increasing the odds of another potential Fed rate hike.

So we essentially have a rate roller coaster. 🎢

📉 Lower oil prices can help inflation expectations and bonds.

📈 Sticky inflation can increase pressure on the Fed to keep monetary policy tighter.

🏠 And mortgage rates are reacting to ALL of it.

That’s why I don’t recommend trying to perfectly time the mortgage market.

Instead, let’s look at what you can actually control: your payment, purchase price, seller concessions, rate-buydown opportunities and the right loan structure for your situation.

📍 Tucson | Oro Valley | Marana | Vail | Southern Arizona

Have questions about what today’s market means for your homebuying plans? Send me a message or visit JesseKLoans.com.

Jesse Kynaston | NEXA Mortgage
NMLS #2685508 | Company NMLS #1660690

TucsonHomes TucsonMortgage ArizonaMortgage InterestRates FederalReserve HomeBuying MortgageTips FirstTimeHomeBuyer OroValleyRealEstate MaranaAZ SouthernArizona JesseKLoans

08/21/2026

🏠 THE FHA 2–4 UNIT HOUSE HACK

What if buying your first home could also mean becoming a landlord?

With an FHA 2–4 unit strategy, an eligible buyer may be able to:

🏡 Buy a duplex, triplex or fourplex
🔑 Live in one unit as their primary residence
💰 Rent out the other units
📊 Potentially use eligible rental income to help qualify
💵 Explore available down payment assistance (DPA) options
📈 Start building equity while tenants help offset the housing expense

This is called house hacking — and it can be a powerful way to approach homeownership differently.

The key is structuring the financing correctly. FHA, rental-income and DPA guidelines all matter, and not every borrower or property will qualify.

📩 Want to see how an FHA 2–4 Unit House Hack + DPA could work in Tucson?

Message me “HOUSE HACK” and let’s run the numbers.

Jesse Kynaston | NEXA Mortgage, LLC
NMLS #2685508 | Company NMLS #1660690

TucsonRealEstate TucsonMortgage FirstTimeHomeBuyer Multifamily TucsonHomes ArizonaRealEstate TucsonRealtor Duplex Triplex Fourplex

08/18/2026

💳 Credit card debt is near RECORD highs — and Arizona homeowners should be paying attention.

U.S. credit card balances have climbed to more than $1.26 TRILLION, while the average credit card debt in Arizona is nearly $8,000.

If you’re a homeowner carrying high-interest credit card balances, your home equity may give you another option.

A HELOC can potentially be used to consolidate higher-interest debt into one payment — but the numbers have to make sense for your situation.

🏠 Have equity in your Tucson-area home?
📲 DM me “HELOC” and I’ll help you look at the numbers.

HomeEquity DebtConsolidation CreditCardDebt MortgageTips TucsonRealEstate OroValleyAZ MaranaAZ

08/15/2026

🏠 MORTGAGE MYTH: You need 2 years at the same job to buy a home.

Not necessarily! 👀

Changing jobs doesn’t automatically mean you have to wait two years before qualifying for a mortgage. Your overall employment and income history matters, and every situation is different.

So if you recently started a new job, changed employers, or made a career move, don’t assume homeownership has to wait.

📍Buying a home in Tucson, Oro Valley, Marana, Vail, or Southern Arizona?

Send me a DM and let’s look at your specific situation.

Jesse Kynaston | NEXA Mortgage
NMLS #2685508 | Company NMLS #1660690

ArizonaMortgage ArizonaHomeBuyer FirstTimeHomeBuyer HomeBuyingTips MortgageTips TucsonHomes OroValley MaranaAZ SouthernArizona

08/12/2026

🏠 Thinking about a hard money loan? Check your home equity first.

If you own a home with equity and need access to cash, a Figure HELOC may be another financing option worth comparing.

Depending on eligibility and current program guidelines:

💰 Up to $750,000
⚡ Funding in as few as 5 days
📱 100% online application
📆 5, 10, 15 & 30-year terms
🏡 Access equity without replacing your existing mortgage

Hard money can absolutely have its place—especially in real estate investing—but it isn’t necessarily the only option.

If you’re in Tucson, Oro Valley, Marana or Southern Arizona, let’s compare the numbers before you make a decision.

📩 DM me “HELOC” and I’ll help you explore your options.

Jesse Kynaston | Mortgage Loan Officer
NMLS #2685508 | NEXA Mortgage, LLC NMLS #1660690

Program availability, terms, rates, eligibility and funding times are subject to qualification and change. HardMoney HardMoneyLoans

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Tucson, AZ
85701-85775

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