Stellar Partners - NOVA Home Loans

10/15/2026

Your next investment property doesn’t have to tie up all your available cash.

A DSCR loan may help eligible buyers qualify using the property’s rental income, with as little as 15% down and no mortgage insurance. That could leave more cash available for repairs, reserves, and the costs that come with owning a rental.

Whether you’re exploring your first investment property or adding to your portfolio, we can help you review the numbers.

Call us to explore your options and see whether the property you have in mind could qualify. Program requirements and restrictions apply.

10/14/2026

Saving for a down payment is a big accomplishment. Finding out you also need money for closing costs can feel like another roadblock.

Seller concessions may help. As part of your offer, you can negotiate for the seller to contribute toward eligible closing costs or an interest rate buydown, potentially reducing what you need to bring to closing.

The seller must agree, and limits vary by loan program, so planning ahead matters.

Call us before you make an offer. We’ll work with you and your agent to explore how seller concessions could help your budget go further.

10/13/2026

Winter looks a little different in Tucson.

StorageCafe named Tucson among Arizona’s top three snowbird destinations for 2026–2027, highlighting its mild winters, desert recreation, and vibrant arts and dining scene.

With mountain views and Saguaro National Park nearby, it’s easy to see why seasonal residents choose to spend their winters here.

Thinking about making Tucson your winter home? Give us a call to explore financing options for a second home.

10/12/2026

thinking about buying a home in the next 6–12 months? 🏡

You don't have to have everything figured out just yet! Sometimes getting a head start and knowing where you stand can make all the difference.

We're always happy to sit down, look at the numbers, and help you put a game plan together. No pressure, just a conversation to help you get ready when the time comes!

— Jason & Mitch 520.495.7200

10/09/2026

🏡 REALTORS® — UAD 3.6 is here!
Appraisal reporting is changing, and we want to help you feel prepared. Join us for a FREE educational presentation with the experts from Accurate Appraisal Management Services (AAMS) to learn what’s new, how these updates may impact property valuations, and what REALTORS® need to know moving forward.
📅 Thursday, October 22
⏰ 9:00–11:00 AM
📍 NOVA Home Loans Northwest – Training Room
Come learn, ask questions, and get the information you need to navigate these changes with confidence.
Scan the QR code on the flyer to attend!
We hope to see you there! 🏠✨

10/08/2026

One of the biggest questions we hear is "What can I actually afford?" Well lets find out!
Don't feel ready now? We can still help you prepare for your future purchase no pressure just answered questions!
Give me a call or shoot me a text 520.275.1882

10/07/2026

Your home may have built equity while your monthly bills kept piling up. Could that equity help you rethink your debt?

We can review your balances, interest rates, and payments to see whether using equity makes sense. A lower monthly payment is only part of the picture. The costs, repayment timeline, and total interest matter, too, especially when debt becomes secured by your home.

Give us a call to schedule a debt review. We’ll compare the numbers so you can make an informed decision.

10/05/2026

When prices rise, you wait for them to drop. When prices drop, you worry they’ll fall further. Before you know it, another lease renewal rolls around.

There will always be a reason to hesitate. That’s why we encourage buyers to focus on what they can evaluate: their budget, a comfortable monthly payment, upfront costs, and how long they plan to stay.

Buying should make sense for your life. But assuming you can’t buy without reviewing your options could keep you waiting longer than necessary.

Before you sign another lease, give us a call. We’ll help you compare renting with buying so you can make an informed decision.

10/04/2026

5.0 star review received on Experience.com for Mitchell Jones by Taylor L C - Mitchell was excellent with communicating updates and requirements throughout our loan proces. He is extremely timely with responses and very knowledgeable about the entire lending process. We felt extremely comfortable during our home buying process! Thank you!

Click to see all 511 reviews of Mitchell Jones, VP/ Senior Loan Officer | NMLS #1460999

10/01/2026

Waiting for the “perfect” rate might not always mean waiting for the best opportunity. 🏡

Instead of focusing on one number, we like to look at the full picture: price, payment, competition, and potential seller concessions.

— Stellar Partners | NOVA Home Loans
Reach out and let’s see what the numbers could look like for you.