Stephen Keli'i Collins - NMLS 211342

Stephen Keli'i Collins - NMLS 211342 Stephen Collins - Senior Loan Officer - NMLS 211342

V.I.P. Mortgage, Inc. does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. V.I.P.

For state specific licensing, visit https://www.vipmtginc.com/national-licenses/ wasn’t started as a company, but as an idea. An idea that the mortgage lending process could be simplified. An idea that the dream of homeownership is very much alive and well. And, an idea that the people working on your loan understand what you are going through because they have been there themselves. Founded by Ma

rine veteran Jay Barbour in 2006, V.I.P. has grown from a single office with two loan officers in Scottsdale, AZ, to over 20 brick and mortar branches (across many states) with a few hundred licensed loan officers. funds several billion dollars in loans annually and consistently ranks at the top of numerous industry rankings.

Low down payment options exist 🏡You don’t always need a large down payment.👉 Reach out for details.
05/08/2026

Low down payment options exist 🏡
You don’t always need a large down payment.
👉 Reach out for details.

Bonuses & commissions may qualify 💰Consistency matters more than people think.📩 Contact me to learn more.
05/01/2026

Bonuses & commissions may qualify 💰
Consistency matters more than people think.
📩 Contact me to learn more.

Student loans don’t stop homeownership 🎓Many buyers qualify every day.📲 Let’s run the numbers together.
04/24/2026

Student loans don’t stop homeownership 🎓
Many buyers qualify every day.
📲 Let’s run the numbers together.

Less than two years on the job? ⏳You may still qualify.👉 DM me to discuss your situation.
04/17/2026

Less than two years on the job? ⏳
You may still qualify.
👉 DM me to discuss your situation.

Not just for first-time buyers 🏠Assistance programs can help repeat buyers too.📩 Contact me for options.
04/10/2026

Not just for first-time buyers 🏠
Assistance programs can help repeat buyers too.
📩 Contact me for options.

Seller credits can help 🤝Closing costs may not come out of pocket.📲 Message me to learn how.
04/03/2026

Seller credits can help 🤝
Closing costs may not come out of pocket.
📲 Message me to learn how.

PMI isn’t always forever 🔓It can often be removed later.👉 Ask me how it works.
03/27/2026

PMI isn’t always forever 🔓
It can often be removed later.
👉 Ask me how it works.

Relocating for work? ✈️Buying during a move is possible.📩 Let’s plan your purchase.
03/20/2026

Relocating for work? ✈️
Buying during a move is possible.
📩 Let’s plan your purchase.

Pre-approval isn’t required—but helps 📄Strong offers start with preparation.📲 Contact me to get started.
03/13/2026

Pre-approval isn’t required—but helps 📄
Strong offers start with preparation.
📲 Contact me to get started.

Rental income may help you qualify 🏘️Additional income can strengthen your file.👉 DM me for details.
03/06/2026

Rental income may help you qualify 🏘️
Additional income can strengthen your file.
👉 DM me for details.

Address

5401 N Oracle Road
Tucson, AZ
85704

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15209779989

Website

https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/211342

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