Lynette S. Moreno Ochoa Mortgage Lender NMLS #945038

02/19/2025

Don’t miss this opportunity to make an informed decision! Spaces are limited, so act quickly.

💬 Contact me today to book your session!
📞 520-981-3257

Look forward to helping you make your homeownership dreams come true! 🏡

09/26/2024

WHY IS IT IMPORTANT TO BUDGET!!!

520-981-3257

09/18/2024

Federal Reserve announced 📢 a INTEREST RATE CUT OF .50%

What does this mean:

More buying power for buyers and lower monthly payments!!!!
MORE BUYERS ON THE MARKET LESS INVENTORY as this will increase competition for current available homes on the market!!!

🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡

DONT WAIT!!!!!

Call me to get prequalified!!!

520-981-3257

09/10/2024

Price improvement - property located in Sierra Vista, AZ.

Listing provided by: Nate Ellison

This 1524 square feet Single Family home has 3 bedrooms and 2 bathrooms. It is located at 1016 Cholla Cir, Sierra Vista, AZ.

09/04/2024

WHAT IS AN ESCROW ANALYSIS????

An escrow analysis statement is a review of an escrow account that verifies that there are enough funds to pay for property taxes and insurance premiums.

If their is a surplus your payment can go down however if their is a shortage your payment will go up. the statement will show you what you have been paying and it will show you what you will be paying.

IMPORTANT: to always review it and if you do not understand it please reach out to your lender or to ME with any questions.

Based on what my personal most recent escrow analysis my payment was to go up almost $200 per month

EVERY SCENARIO IS DIFFERENT

My escrow analysis was incorrect and my payment should have only gone up by approximately $46.00.

This was due to insurance carrier changes during the past few months - my servicer updated my escrow account and it was still incorrect, even showing my shortage higher than initially notated.

The mistake was corrected and my payment is back to the lower amount.

SUPER IMPORTANT TO REVIEW and if you do not understand please ask for help!!

08/27/2024

NEW Down Payment Assistance program!

🏡🥰❤😎🏡🥰🏡🥰🏡🥰🏡🥰

MUST BE AN FHA LOAN:
3.5% down payment assistance up to $13,000.00

Interest Rates are based on clients credit scores and not dictated by the DPA program.😎😎😎😎😎😎😎😎😎😎

No additional closing costs!!!

Call me for more information and to see if you qualify!!!

520-981-3257
Lynette S Moreno

08/24/2024

Get ready for an influx of home buyers and bidding wars!!! Don’t wait too long get prequalified now!!! buy now!! Refinance once rates drop to their lowest sometime next year!!!!

Live coverage as investors wait for signs at Jackson Hole summit of how fast US central bank will cut interest rates starting in September