Bravo Insurance Solutions, LLC

10/15/2026

Individual Market Enrollment Continues to Fall Through Mid-2026 | KFF

A KFF analysis found that enrollment in the individual health insurance market fell 18% from June 2025 to June 2026, resulting in a loss of 4.6 million people. The decline is attributed to the expiration of enhanced premium tax credits and other policy changes. Every state except New Mexico experienced a decrease. The numbers align closely with the Congressional Budget Office's projection of a 25% drop by the end of 2026.

Enrollment in the individual health insurance market fell by 18%—over 4.6 million people—from 25.2 million in June 2025 to 20.5 million in June 2026. Falling individual market enrollment suggests further decline in ACA Marketplace enrollment this year, since Marketplace enrollees represent the v...

10/12/2026

It’s important to keep an eye on changes, but just as important is to not be guided by random phone calls you receive!

This is where most people get in trouble- if you get a call of someone claiming to be with your insurance company first thing to ask is WHAT IS YOUR NPN? that tends to stop the bad guys in their tracks and they hang up.

10/12/2026

Have you looked at your Annual Notice of Changes and don’t love it all?

Want someone to help you figure out the next steps?

We would love to be of service

10/10/2026

Medicare covers a lot, but did you know there are some important things it doesn’t cover? 💙

When planning for retirement, it’s good to know about these potential surprises before you need the care!

Here are a few common gaps to keep in mind:

🦷 Routine dental care, like cleanings and dentures
👓 Eye exams for glasses and contacts
👂 Hearing aids
🏡 Long-term custodial care, such as help with daily activities in a nursing home
✈️ Most medical care outside the U.S.

The good news is that there may be other coverage options available! Some situations have exceptions, and Medicare Advantage plans may include extra benefits.

The key is to understand what your Medicare covers and what you may need to plan for ahead of time. A little preparation now can help you feel more confident about your healthcare decisions down the road. 💛

📌 Save this post as a helpful reminder for your Medicare planning!

Have questions about your options? Bravo Insurance Solutions is here to help! We’re happy to help you understand your choices.

📞 520-722-8006

For educational purposes only. This is general information, not financial, tax, legal, or investment advice.

10/10/2026

If you're contributing to an HSA, plan your exit carefully.

Part A can backdate up to 6 months when you enroll after 65, and any HSA contributions during those months become excess contributions you'll have to fix.

Also - this checklist is not one for you to do alone! We want to help early and often

10/09/2026

Gen Z seems to appreciate TikTok doctors more than the ones seen in person

Generation Z members aged 14 to 29 are increasingly turning to TikTok physicians for health advice, often preferring them over their real-life doctors, according to a study published in the Journal of Consumer Affairs. Researchers found that Gen Zers trust these influencers based on visual cues and perceived professionalism, regardless of actual credentials.

As long as the influencer presents with apparent knowledgeability, a polished appearance, medical accoutrements and a caring demeanor, he or she will probably be afforded plenty of leeway to hold forth on all things health and healthcare.

10/09/2026

Did you know your Medicare Part A hospital deductible isn’t a once-a-year expense? 🤔

Here’s why that matters!

In 2026, the Part A deductible is $1,736 per benefit period, not per calendar year. That means you could end up paying it more than once in the same year.

So, how does that work?

👉 It all comes down to the 60-day rule.

If you go 60 consecutive days without inpatient hospital care or skilled nursing facility care, your benefit period ends. If you’re admitted to the hospital again after that, a new benefit period can begin, and you may owe another deductible.

The good news? ❤️ If you have a Medigap plan, it may cover some or all of these costs, depending on your plan.

Medicare can be confusing, but understanding the rules can help you avoid surprises!

📌 Save this post for later, and if you have questions about your Medicare coverage, reach out to Bravo Insurance Solutions. We’re happy to help!

📞 520-722-8006

For educational purposes only. This is general information, not financial, tax, legal, or investment advice.

10/09/2026

😁 Let’s talk about dental insurance! 🦷💙

We all love a healthy smile, but nobody loves being surprised by a dental bill! 😅

Whether it’s keeping up with your routine cleanings, taking care of preventive visits, or preparing for those unexpected dental needs, having the right dental coverage can make a difference.

At Bravo Insurance Solutions, we’re here to help you compare your options and find a plan that fits your needs and budget. Because insurance shouldn’t have to be complicated!

🦷 Have questions about dental coverage?
📞 Give us a call at 520-722-8006. We’re happy to help!

Because a healthy smile is always worth protecting! 😁💜

10/07/2026

Cychlorphine — a synthetic opioid ‘up to 10 times more potent than fentanyl’ — on the rise
Health officials in at least 24 states have issued alerts about the rise of cychlorphine, a synthetic opioid that is up to 10 times more potent than fentanyl and undetectable by standard drug screens. The White House Office of National Drug Control Policy has reported a significant increase in cychlorphine-related incidents, particularly in Tennessee, with the drug often mixed with fentanyl and other substances.

ttps://www.healio.com/news/primary-care/20261001/cychlorphine-a-synthetic-opioid-up-to-10-times-more-potent-than-fentanyl-on-the-rise

Health officials across multiple states have issued warnings about a rise in cychlorphine, a novel synthetic opioid, in the illicit drug supply.Cychlorphine is “up to 10 times more potent than fentanyl” and is undetectable in drug test strips and opioid urine screens, according to the Wh...

10/07/2026

The typical new drug costs $250K per year. Why prices march higher

Researchers found that the median annual list price for newly approved prescription drugs increased more than sixfold, from about $39,000 in 2008 to more than $250,000 in 2025. Even after accounting for changes in the types of drugs being launched, including expensive cell and gene therapies, launch prices increased by about 8% per year, with no significant change in the trend after the Inflation Reduction Act was passed in 2022.

The typical price for a newly approved prescription drug has surpassed $250,000, a new study shows, reflecting rising costs for insurers, patients.