The Heath Team - NOVA Home Loans

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The Heath Team - NOVA Home Loans Tom is a top-producing mortgage professional with 25 + years of experience and deep roots in Tucson. Our commitment doesn’t end when your loan closes.

A dedicated community leader and educator, he helps homebuyers make informed decisions while proudly serving AZ, CA, OR & WA At the Heath Team, we understand that a mortgage is one of the most significant investments you'll ever make. With such a substantial commitment, you deserve to be in capable hands where nothing is left to chance. Tom combines extensive experience with a personal touch to become your trusted mortgage advisor. Tom continues to look after your best interests by keeping you informed about financial market changes that could benefit you. He's always available to provide prompt and clear options to meet your needs. Supporting Tom, Wendy is our amazing Loan Processor, ensuring every detail of your loan is handled efficiently. Liza, our Business Development expert, works tirelessly to build strong relationships and community partnerships

What sets the Heath Team apart is our genuine care for you as a client. We are dedicated to supporting you through every step of the mortgage process and beyond. Our goal is to offer you options, insights, and make this significant financial step as stress-free as possible. Tom's 25+ years of dedication and experience in this community speak volumes about our commitment. Trust that the Heath Team, with Tom, Wendy, and Liza, is here for you every step of the way. Tom Heath, VP/Senior Loan Officer, NMLS #182420| Nova Financial & Investment Corporation, dba NOVA® Home Loans NMLS #3087 | BK 0902429 | Licensed in Arizona, California, and Washington | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DBO under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 |Equal Housing Opportunity

Direct: 520.495.7212
Cell: 520.271.7495
Fax: 520.762.6059

NOVA® NMLS #3087
BK # 0902429
Equal Housing Opportunity
http://www.novahomeloans.com/loan-info/

🎃👻 Don’t let transaction problems haunt your next closing!Join us October 15th for a 3-hour class with Theresa Barnabei ...
10/08/2026

🎃👻 Don’t let transaction problems haunt your next closing!

Join us October 15th for a 3-hour class with Theresa Barnabei as we cover common real estate pitfalls and how to avoid them!

📍 Roadhouse Cinemas | 9 AM–12 PM

🚨 Ready to join us? Secure your spot today! Scan the QR code on the flyer to register and save your seat. Don't miss out!

10/06/2026

MCC IS BACK!

We’re excited to share that the Mortgage Credit Certificate (MCC) Program is officially open again in Pima County!

For eligible first-time homebuyers, an MCC can provide up to $2,000 per year in federal tax credits on mortgage interest, that’s up to $2,000 that can go toward reducing your federal tax liability each year.

What to know:
• Available to eligible homebuyers purchasing in Pima County
• Up to $2,000 per year in potential tax savings
• Can help increase qualifying income by up to $166.66/month
• Can be combined with down payment assistance
• Potential long-term savings for eligible homeowners

Lenders: We’re excited to work with you again to help your buyers take advantage of this valuable homeownership resource.

Homebuyers: If you’re thinking about purchasing your first home in Pima County, now is a great time to learn more!

📩 Questions or want to request an MCC info session? Email [email protected]
🌐 Learn more: AZMCC.org
📞 520-462-4MCC (4622)

Welcome back, MCC! We’re excited to help more Southern Arizona homebuyers make homeownership more affordable.

10/01/2026
Agents, this option goes beyond buyers purchasing a primary residence. 🏡For eligible borrowers, our new Portfolio ARM ma...
09/28/2026

Agents, this option goes beyond buyers purchasing a primary residence. 🏡

For eligible borrowers, our new Portfolio ARM may also be available for second homes and investment properties—with no mortgage insurance required.

Maximum financing options include:
• Primary residence: up to 89.99%
• Second home: up to 85%
• Investment property: up to 80%

Borrowers can choose from 5-, 7-, or 10-year initial rate options before the rate may begin adjusting based on the loan terms.

If you have a client comparing properties or trying to find a payment that better fits their goals, send us the scenario. We’re happy to run the numbers with you and explore the options.

🏡 Thinking about buying your next home without saying goodbye to your current one?Your current home could be part of the...
09/22/2026

🏡 Thinking about buying your next home without saying goodbye to your current one?

Your current home could be part of the strategy that helps open the door to your next one. 🔑

📲 Reach out to learn what may be possible for your specific situation.

-Heath Team/ 520.495.7200

Address

6893 N Oracle Road, Ste 121
Tucson, AZ
85704

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