Complete Credit Services

10/02/2021

11/15/2012

Holiday shopping and applying for store credit cards at the register can lead to a drop in credit scores. Good information before you head out to the mall.

With the holiday season upon us lots of people are shopping and bargain hunting. Looking for ways to save money, their ears perk up when they hear “Would you like to save 10% on today’s purchase?” or “You can apply for our store credit card today and get 20% off your total.”

04/29/2010

Did you know that copy machines can put personal information at risk? This article has more information and tips on id theft prevention tips.

It is important to protectpersonal information as you work toward building better credit scores. Identity theft preventionis crucial for EVERYONE. Copy machines are another place to use caution.Manynewer ...

04/12/2010

Credit Cards: Pay them down, or pay them off??
Which will help your credit score more? Both will. How much you pay them down detemines how much it helps your credit scores. See the link below for the full article. Reducing the balances on credit card accounts is a smart way to save money as lower balances mean less interest charges.

We received a question from someone who asked:Is it better to “pay down” a credit card debt to increase your credit score or to “pay off” a credit card debt?

04/05/2010

FREE LEGAL ADVICE
Lawyers on Call is a public service from the State Bar of Arizona and KPNX that provides free legal advice on different topics. It is held the first Tuesday of each month so that means tomorrow, April 6th. This month's topic is Personal Injury. More info at our website and in the article listed below.

The State Bar of Arizona and Channel 12, KPNX in Phoenix, are sponsoring Lawyers on Call. This public serviceis a monthly opportunity for citizens to call in and have their questions answered by volunteer lawyers.

03/26/2010

FICO Scores are on sale until March 31st. You can save 30% and get your TransUnion and Equifax reports AND real FICO scores for only $11 and change. We even offer a no-obligation review of your credit report to check for errors. Discount code and website link in the article below.

You can get your credit report and FICO scores at 30% off until the end of March. They are regularly $16 each and with the discount, they are now $11 and change for the TransUnion and Equifax reports and scores.

03/12/2010

The first Homebuyer's Tax Credit deadline of April 30th is only 7 weeks away! The time for a credit check up is NOW. This article has information on qualification requirements, as well as info from Janet Davis, CPA. Also, certain military personnel have a one year extension to qualify for the credit.

The April 30th deadline is only SEVEN weeks away. Is your credit score ready to help you qualify for a mortgage and take advantage of the tax credit?

02/17/2010

You really do get THREE free credit reports each year. And you do NOT have to give your credit card. This article has info on the facts and you can find which credit scores to spend your money on if you're looking to buy them.
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Yes, every adult in the U.S. is entitled to a free credit report each year. You actually get THREE free reports annually, one from each of the three credit reporting agencies, better known as credit bureaus. ...

02/12/2010

It's Tax Time. Read this article for tips to protect your personal financial information during tax season.

Yes, the Super Bowl is over and tax time is upon us. While most people’s focus is on maximizing deductions and getting a refund, it is a good idea to think about identity theft prevention while your ...

02/01/2010

Free Legal Advice from the State Bar of Arizona the first Tuesday of each month. This month's subject is Credit Resolution Problems. Call in free tomorrow from 4:30 to 6:30 AZ time. More info on our website.

The State Bar of Arizona and Channel 12, KPNX in Phoenix, are sponsoring Lawyers on Call. This public serviceis a monthly opportunity for citizens to call in and have their questions answered by volunteer lawyers.

01/28/2010

Have you copied your wallet lately? Are you still carrying around your Social Security card? Part of getting and keeping good credit is protecting it. Don't carry your SS card with you, lock it up in a safe place. Do copy the contents of your wallet and store that piece of paper locked up with the SS card. This article has more info, including what to do if your wallet is lost or stolen.

Our goal is to assist people in correcting their credit reports and getting better credit scores through education and consulting. We also believe that you need to protect your credit to keep it good ...

01/22/2010

As the financial industry continues to attempt to reduce their risk with consumer accounts, more and more people are finding their credit card limits reduced or closed. Some accounts are being closed due to inactivity. All open accounts in good standing help credit scores. This article has information on how to keep your credit accounts active, open and reported on your credit report, thereby helping your scores.

There arefive parts to the FICO score. The second largest part, accounting for 30% of it, is the Amounts Owed, also calledthe Utilization Ratio. This is the difference between the loan amount or credit ...