Liber Advisors

Liber Advisors "Liber" is the Latin root word for "Liberty” and "Library”. Want finacial freedom? Get educated. BCM and Liber Advisors are independent of each other.

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. The content of this website is porvided for informational purposes only and is not a solicitation or recommendation of any investment strategy.

Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

This is your PSA to not be a dinosaur. 😁
05/01/2025

This is your PSA to not be a dinosaur. 😁

Another great day at Liber Advisors!The nonprofit I assisted yesterday asked for additional programs, which I was happy ...
11/19/2024

Another great day at Liber Advisors!

The nonprofit I assisted yesterday asked for additional programs, which I was happy to give.

I also met with a communications company. I told them about a program my team put in place for an endodontist with ten employees. Their business net income was $1.5 million. My team was able to invest $1.2 million and the company only had to pay taxes on $300,000. Their eyes lit UP!

I’ll be dropping off more info on that later in the week.

11/19/2024

Had a fantastic day today! I met with the employees of a local nonprofit and put plans in place to ensure that they will be able to pay their bills if they ever get sick or hurt.

The amount of appreciation I received was heart touching.

I love empowering people. It’s so awesome!

09/06/2024

Why 40 Year-Old Financial Advice is Dangerous!

Financial advisors and talking head gurus have been parroting nearly the same advice for 40 years. The world of finance has changed in 40 years. Be careful what you do with your hard earned funds.

Go to https://liberadvisors.com/facebook-ad/ to learn more!

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Liber Advisors are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

Weighed down by student loan payments?Do you have over $100k in federal student loans and are currently employed?Learn h...
07/03/2024

Weighed down by student loan payments?

Do you have over $100k in federal student loans and are currently employed?

Learn how to transform those heavy monthly payments into wealth with our upcoming seminar, Eliminating Large Student Loan Payments and converting it to Wealth on Tuesday, July 16th.

Registration is free! Comment "Wealth" below to learn more!

03/05/2024

There are 6 types of financial professionals.

I was intrigued when I learned that over 3/4 of the general public believe that their accountant is qualified to give financial planning advice. That's not what an accountant does.

So what are the different types of financial professionals and when do you need to use them? Here's a quick list.

1. Accountant
Use an accountant, EA, or CPA when you have a tax need.
2.Banker
Use a banker when you needs a checking or savings account, or want to apply for a loan.
3. Bookkeeper
Use a bookkeeper when you want assistance with cash flow management.
4. Financial advisor/planner
Use a financial advisor/planner whenever you want investment advise, help with financial plans, such as retirement, education, legacy, etc., and for help with investment portfolio management.
5.Hedge Fund manager
Use a hedge fund manager if you want someone to “Day trade” for you.
6. Insurance agent
Use an Insurance agent whenever you have insurance needs.

People often mistake investment and tax advice. While they are certainly interrelated, they are two separate topics.

People also often mistake that their financial advisor will be actively trading their investment portfolios. They will help with portfolio management, but they won't be making daily moves in your account based on market conditions. You want a hedge fund manager for that.

Etc.

Keep this in mind when considering what your situation is and to whom you should ask assistance. 😉

Hi there, friends!Imagine going to an aviary and asking to purchase a bird as a pet. The associate brings out a duck. Th...
02/22/2024

Hi there, friends!

Imagine going to an aviary and asking to purchase a bird as a pet. The associate brings out a duck. That’s not quite what you had in mind. You ask for another bird. They bring out a parrot. This is closer to what you were thinking, but you’re really interested in a canary. They’re much smaller, quieter, and easier to take care of. Once you got clearer on what you wanted, the associate brings you what you want.

This is a great metaphor concerning how people think about averages in the world of finance. Averages can be calculated in three different ways. They are not created equally. Unfortunately, it is common for advisors to pick and choose which average they show to make it look like they are doing a good job, when, in reality, the numbers just don’t add up.

What are the three averages and how do they affect your financial plan? I have a video explaining this on my YouTube channel. Here's the link.

https://youtu.be/Q8z3IldmVlw?si=IKGzGv1rU7JTQhg5

Is it possible to build a structure using a hammer as your only tool? Sure. But it would be difficult to measure and cut...
02/21/2024

Is it possible to build a structure using a hammer as your only tool? Sure. But it would be difficult to measure and cut the boards accurately and install the plumbing and electrical correctly. A single gust of wind would likely topple it. What if you added a ball peen hammer and sledgehammer? Now you’re diversified! The structure will still suffer. How much more sound would the structure be if I only added a saw and a tape measure? While I’m still lacking in the necessary tools, I have improved the allocation of my resources, and the building will be greatly improved.

This is a great metaphor to illustrate proper financial planning. If one relies on a single tool, even if they properly diversify that tool, they won’t be creating a stable financial plan. By simply understanding the pros and cons of each tool and when and how to use them, they are on their way to creating a more successful outcome.

Imagine that you’re a farmer and are given the option to pay taxes on a bag of seed or on the entirety of your crop. Whi...
02/20/2024

Imagine that you’re a farmer and are given the option to pay taxes on a bag of seed or on the entirety of your crop. Which would you choose?

This metaphor illustrates the difference between a Traditional IRA vs. a Roth IRA. The Traditional IRA lets you invest and grow your investments without tax complications, but every single cent taken out will be taxed. Whereas a Roth IRA is funded with post tax dollars, but the growth and withdrawals are tax free. Would you rather enjoy your retirement with or without paying taxes on your income?

https://www.liberadvisors.com/contact

How comfortable are you playing Russian Roulette?Many advisors use a tool called a Monte Carlo Simulator to estimate the...
02/19/2024

How comfortable are you playing Russian Roulette?

Many advisors use a tool called a Monte Carlo Simulator to estimate the probability of positive outcomes in retirement when liquidating assets. Many feel that if they create a retirement plan with an 85% success rate, they’ve done a good job and present this plan to their clients. How comfortable would you feel if your advisor told you that he was 85% sure that you would have funds that will last your entire life with something to spare to leave behind to your beneficiaries?

If you’re ok with that, then you may be comfortable playing Russian Roulette as the chances of living after rotating the cylinder are 87%.

If you are suddenly rethinking whether or not you’re comfortable with an 85% success rate, you’re not alone. Fortunately, this can be avoided. When the focus shifts from asset liquidation to income creation, the chances of success increase dramatically.

https://www.liberadvisors.com/contact


Happy Sabbath day for those of my Christian brothers and sisters who so celebrate!O Lord, how manifold are thy works! in...
02/18/2024

Happy Sabbath day for those of my Christian brothers and sisters who so celebrate!

O Lord, how manifold are thy works! in wisdom hast thou made them all: the earth is full of thy riches.
Psalm 104:24

Enjoy the beautiful day.

Hi there, friends!Imagine walking into a car dealership and asking for an off-road vehicle for winter conditions and the...
02/17/2024

Hi there, friends!

Imagine walking into a car dealership and asking for an off-road vehicle for winter conditions and the salesman directs you to a convertible. When you express your dissatisfaction, the salesman says that they can put snow tires on the car and attach a hitch to the bumper. The salesman is trying to force the vehicle he was selling to fit your need.

This is a great metaphor to illustrate how some advisors attempt to help clients. Captive agents can only offer what their company offers. There are pros and cons to every tool in the world of financial planning. This is why it is so important to speak with an independent financial advisor who has experience using each tool and understands when and where it best fits the client’s wishes.

When you speak with an advisor from Liber Advisors, you can rest assured that we understand and will walk you through the pros and cons of the tools that are at your disposal so that you know what you're getting into and how it will best suit your wants and needs.

Let us know how we can help.

https://www.liberadvisors.com/contact

Address

Tucson, AZ
85701

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15203147753

Website

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