The Loan Store, Inc.

The Loan Store, Inc. The Loan Store (TLS), Inc. NMLS # 1121650
https://www.nmlsconsumeraccess.org so you can confidently speak to your clients. Join Us and Become a Partner Today!

is a wholesale mortgage company laser-focused on offering our broker partners consistently competitive loan pricing, a streamlined loan process, and service you can count on! Making our Partners Heroes in the Home Loan Experience
We equip our partners with consistently competitive pricing and some of the industry’s fastest turn times, we also emphasize the relationship aspect of the business. Price with Confidence
Our philosophy is to always be a top-ranking lender on the wholesale pricing engines (LoanSifter, ReadyPrice, Arive, Lender Price, etc.) There’s no need to second guess whether we are in-or-out of the market. At TLS, we understand the pain points in the mortgage process. We have created an end-to-end broker portal that leverages technology automation, minimizing headaches and giving your loan processors the advantage. https://theloanstore.com/become-a-partner/
Employment Opportunities: https://theloanstore.com/careers/

09/15/2026

It's getting closer, and you are going to want to see this.

What we have been building is nearly ready, and it has been shaped by everything our partnership stands for.

A few weeks from now, everything will make sense. Until then, make sure you are set to receive the news the moment it drops on 10.1.26. https://f.mtr.cool/p12jrna7uy

Your borrower has strong income, but it doesn't fit neatly into an automated decision.Maybe they're self-employed. Maybe...
09/15/2026

Your borrower has strong income, but it doesn't fit neatly into an automated decision.

Maybe they're self-employed. Maybe they have significant equity and want to keep their low first-mortgage rate. Those are the files where having more than one solution matters.

With TLSTPO, you have two paths under one roof:
• Aven HELOC for eligible straightforward files with fast decisions
• NQM Flex Income (Closed-End Second) for borrowers who need manual underwriting and alternative income documentation
• Up to 90% CLTV on eligible full documentation scenarios

When the automated path isn't the right fit, don't send the borrower somewhere else. Reach out to your TLSTPO AE and let's find the right solution for the scenario.

Only 2 days left until the TLSTPO and Aven HELOC webinar!If you have borrowers sitting on equity, make time for this one...
09/14/2026

Only 2 days left until the TLSTPO and Aven HELOC webinar!

If you have borrowers sitting on equity, make time for this one. Join us for a live, 60-minute session on turning the Aven HELOC into more opportunities for your business.

Don't miss marketing strategies, how to maximize your personalized application URL, and ways to build borrower engagement that keeps your pipeline moving. You’ll also hear directly from a top-producing loan originator (and TLS partner) about what’s working and see which rapid risers are already building momentum.

Join us:
Wednesday, September 16
12:00 PM CST | 60 minutes

Reach out to your TLSTPO Account Executive to get your registration link.

Your borrower may be comparing HELOC rates with their credit union. Give them another number to compare: 2% back.Every e...
09/14/2026

Your borrower may be comparing HELOC rates with their credit union. Give them another number to compare: 2% back.

Every eligible Aven HELOC comes with the Aven Card, giving borrowers 2% unlimited cash back on card purchases with no annual fee. And the benefits go beyond rewards.

• Lines from $5K up to $1M
• First or second lien options
• AVM available on eligible lines of $400K or less
• Multiple borrowers permitted on eligible scenarios
• 250 bps broker compensation, up to $17,500 per loan

When your borrower starts shopping their home equity options, make sure Aven is part of the conversation.

Reach out to your TLSTPO Account Executive to run your next scenario.

TLSTPO is heading to Austin for the IMN HELOCs and Second Liens Forum.On September 14, two members of our leadership tea...
09/11/2026

TLSTPO is heading to Austin for the IMN HELOCs and Second Liens Forum.

On September 14, two members of our leadership team will take the stage to share their perspectives on the future of home equity lending:

• Will Pendleton, Chief Business Officer, on unlocking growth, profitability, and customer value in HELOCs and second liens

• Adam Anderson, Production Manager, on origination strategies for closed-end seconds and HELOCs in today's rate environment

Attending the forum? TLSTPO will also have a private room available for one-on-one meetings to talk strategy and ways to grow your HELOC and second lien business.

TLSTPO partners can save 20% on registration with code REU2947SPK.

Join us September 14 and 15 at the JW Marriott Austin, and connect with the TLSTPO team while you're there.

Some move-up buyers qualify for the new home. They just can't qualify while carrying two mortgages on paper.With HomeLig...
09/11/2026

Some move-up buyers qualify for the new home. They just can't qualify while carrying two mortgages on paper.

With HomeLight Buy Before You Sell and DTI Drop, eligible borrowers can remove the departing mortgage from their DTI, giving them another path to move forward with their purchase. Both solutions pair with eligible TLSTPO purchase loans and are designed to help brokers keep more deals alive.

Here's how it works:
• Remove the departing mortgage from DTI on eligible scenarios
• Buy Before You Sell offers a guaranteed backup offer and a 0% interest bridge loan for eligible borrowers using home equity
• DTI Drop provides the same DTI relief for borrowers using their own cash, savings, or investments
• Available with eligible Conventional, Flex Non-QM Income, and Jumbo purchase loans

Have a file stuck because of the departing mortgage? Reach out to your TLSTPO AE to determine which HomeLight solution fits your borrower's scenario.

09/10/2026

While some borrowers wait for rates to move, serious investors are still looking for the next deal.

They are watching rent coverage and cash flow, and their portfolios keep evolving. Flex Non-QM DSCR gives brokers a way to keep those investor files moving by qualifying on the property's cash flow rather than personal income.

There is also room to keep building:
• No limit on financed properties
• Realtor commissions can be used toward down payment, closing costs, and reserves in eligible scenarios
• Pathways available for qualifying first-time investors

Your next DSCR opportunity may already be in your database.

Reconnect with your investor clients and bring the next scenario to your TLSTPO AE.

Your borrowers are shopping their home equity options. Make sure you're ready to win the deal.We’re one week away from o...
09/09/2026

Your borrowers are shopping their home equity options. Make sure you're ready to win the deal.

We’re one week away from our next live Aven HELOC session, where we’ll break down how to position Aven and turn more home equity opportunities into business.

On the agenda:
• How to compete with the credit union down the street
• Using your personalized URL to drive applications directly to you
• Strategies for positioning Aven with borrowers
• How to lean on the TLSTPO team in the middle of a deal
• Live Q&A to get your Aven questions answered

Join us:
Tuesday, September 16
12:00 PM CST | 60 minutes

One week to go. Register today and come ready to talk Aven.

Something big is coming.We have been working on something big that we cannot wait to share with you! While the details a...
09/09/2026

Something big is coming.

We have been working on something big that we cannot wait to share with you! While the details are under wraps for a little bit longer, one thing is certain. It's built with YOU in mind.

Make sure to subscribe for updates and follow along to be among the first to know when the big news drops on 10.1.26.

https://f.mtr.cool/yrywviigtg

One income source rarely tells the whole story. Many borrowers have income coming from multiple places, but too many pro...
09/08/2026

One income source rarely tells the whole story. Many borrowers have income coming from multiple places, but too many programs only let you qualify with one. Flex NQM Income gives you the flexibility to combine qualifying income streams so buying power isn't left on the table.

Qualifying combinations can include:
• Rental Income + W-2
• Bank Statements + Rental Income
• Asset Utilization + Social Security
• Trust Income + Bank Statements
• Pension or IRA Income + Rental Income

When you can look at the full financial picture, more borrowers have a path to approval.

Reach out to your AE or submit your next scenario through TLSTPO and let's find the right solution for your borrower.

Address

6340 N. Campbell Avenue, Suite #100
Tucson, AZ
85718

Telephone

+14153211299

Website

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