Averra Financial, Inc.

Home
United States
Tucson, AZ
Averra Financial, Inc.

Call Directions Website Contact the business

Averra Financial, Inc. NMLS # 1121650
https://www.nmlsconsumeraccess.org so you can confidently speak to your clients. Join Us and Become a Partner Today!

is a wholesale mortgage company laser-focused on offering our broker partners consistently competitive loan pricing, a streamlined loan process, and service you can count on! Making our Partners Heroes in the Home Loan Experience
We equip our partners with consistently competitive pricing and some of the industry’s fastest turn times, we also emphasize the relationship aspect of the business. Price with Confidence
Our philosophy is to always be a top-ranking lender on the wholesale pricing engines (LoanSifter, ReadyPrice, Arive, Lender Price, etc.) There’s no need to second guess whether we are in-or-out of the market. At TLS, we understand the pain points in the mortgage process. We have created an end-to-end broker portal that leverages technology automation, minimizing headaches and giving your loan processors the advantage. https://theloanstore.com/become-a-partner/
Employment Opportunities: https://theloanstore.com/careers/

10/29/2026

The buyer wants the home. The monthly payment is holding up the deal.

With Averra, temporary buydowns on eligible Conventional and FHA loans can now be funded by multiple parties, giving brokers more flexibility to keep transactions moving.

Who can contribute?
• Seller concessions
• Real estate agent contributions
• Lender credits

A shared buydown can lower payments in the early years without putting the full cost on one party.

Averra also offers temporary buydowns across VA and Flex NQM Income, with funding requirements varying by program.

Have a buyer stuck on payment? Connect with your Averra Account Executive to explore your options and keep the deal moving.

Subject to program guidelines and contribution limits. Borrowers must qualify at the full note rate.

10/28/2026

A $5 million loan doesn’t have to mean traditional income documentation.

With Flex NQM Income Max, eligible borrowers can qualify for larger loan amounts while keeping flexible income options on the table.

• Up to $5M on primary and second homes
• 12 or 24 months of bank statements
• Asset depletion or asset utilization
• Full Doc options
• Interest Only available
• Unlimited cash out

And for investment properties, Flex NQM DSCR Max offers loan amounts up to $4.5M with qualification based on rental cash flow.

Working on a loan above $2 million? Let’s find the right path forward. Bring your scenario to your Averra Account Executive, and we’ll work together to structure the deal.

Explore our loan products: https://f.mtr.cool/gkrzh9b4xh

Have a scenario to discuss? Connect with your Averra Account Executive today.

10/27/2026

Some borrowers have the money. They just don’t have the paystub.

Think retired clients, business owners, or borrowers with significant assets whose income on paper doesn’t tell the full story.

With Wealth Builder HELOC, eligible borrowers can use documented assets to calculate qualifying monthly income. Bank accounts can count at 100%, while eligible stocks, mutual funds, and retirement accounts can also be used based on program guidelines.

That could mean another look at:
• Files you lost because of income or DTI
• Self-employed borrowers with strong assets
• Past clients who have retired or sold a business
• Asset-rich buyers without traditional W-2 income

Have someone in mind? Bring the scenario to your Averra Account Executive and see how Wealth Builder could fit.

10/27/2026

Your borrower’s need for money doesn’t end at the closing table.

A remodel next year. Tuition down the road. A future property. An unexpected expense.

With the Averra Wealth Builder HELOC, the first lien that buys the home stays open for 360 months. As principal is paid down, available credit can open back up for future draws, subject to the terms of the line.

For the right borrower, that means access is already built in when the next need comes up.

Close the home today. Give them flexibility for what comes next.

Have a buyer who could benefit from long-term access to their equity? Bring the scenario to your Averra Account Executive.

10/26/2026

Better pricing starts with lower margins.

Averra has lowered margins across nearly every program, giving brokers improved pricing where it matters most. This isn't a teaser rate or a limited-time special. It's a real pricing improvement designed to help you deliver stronger offers to your borrowers.

What's new:
• Lower margins across nearly every program
• Better pricing available now
• Pricing improvements passed directly through to brokers

Pull your scenarios, compare your pricing, and connect with your Averra Account Executive to take advantage of the latest pricing improvements.

10/23/2026

We're in Texas this week as a proud supporter of NEXAfest 2026. The energy level is high, the entertainment is on point, and the conversations are everything. We are excited to meet all the LOs who are ready to level up and scale faster.

10/23/2026

This weekend we’re heading to Nashville for the 2026 Notorious Women in Mortgage Fall Conference.

Averra is proud to sponsor two days of meaningful conversations, industry-leading education, and intentional networking with women across the mortgage industry.
We’re looking forward to stepping away from the everyday, connecting with familiar faces, meeting new ones, and spending time with the people who continue to move this industry forward.

Nashville, we’ll see you this weekend!

10/22/2026

Equity shouldn’t come with a stack of paperwork.

With Aven HELOC, much of the traditional process is replaced by data, giving your borrowers a more streamlined path to the equity they need.

Eligible files can offer:
• AVM valuation on lines of $400K or less
• Income verification through linked accounts
• Lines from $5K to $1M
• First or second lien options
• A 5-year draw period

Less paperwork. Fewer traditional steps.

Have a borrower who needs access to equity? Bring the scenario to your Averra Account Executive.

10/16/2026

Your past clients may love their first mortgage rate. That doesn’t mean their equity is off limits.

Pull the files you closed from 2020 to 2022 and start the conversation before someone else does. With the Aven HELOC, eligible borrowers can access equity behind their existing first lien without giving up that mortgage.
• Lines up to $400K
• Up to 89% CLTV
• AVM approval with no appraisal on eligible scenarios
• 250 bps partner compensation on new applications

Your database already knows you. Give them a reason to call you before the bank calls them.

Reach out to your Averra Account Executive and start working your past-client list.

10/14/2026

Your borrower is above the conforming loan limit. Your first move might be a traditional Jumbo.

But should it be?

Flex NQM Income can often price more competitively for the borrower, including clean W-2 and full documentation files. And for higher-balance borrowers focused on monthly cash flow, Interest Only options can provide another way to structure the deal.

One product gives you multiple ways to qualify:
• Full Documentation
• 1099
• Bank Statements
• P&L
• Asset Depletion
• Asset Utilization

Have a loan above conforming limits? Before you default to Jumbo, reach out to your Averra Account Executive and price it as Flex NQM Income first.

Address

6340 N. Campbell Avenue, Suite #100
Tucson, AZ
85718

Telephone

+14153211299

Website

https://linktr.ee/averrafinancialinc, http://www.averrafi.com.com/

Alerts

Be the first to know and let us send you an email when Averra Financial, Inc. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.