Branden Jackson - Loan Officer NMLS 1650150

08/19/2022

5.0 star review received on Experience.com for Branden Jackson by Erin R - Branden out does himself every single time we get an opportunity to work together. Not only is he a resource for my business but he is an amazing partner and friend. I adore you Branden and look forward to all our moves together. e

Click to see all 12 reviews of Branden Jackson,
LO/Production Specialist | NMLS 1650150

08/18/2022

5.0 star review received on Experience.com for Branden Jackson by Trevor B - Branden made the entire process 100% worry free. I had many questions about the process which he clarified every step of the way and when I didn't understand things he would approach his explanations in a different manner. I value this ability because it demonstrates excellent communication skills as he tailors his work to the people he is working with. He was always available to communicate within a timely manner which worked well with my unpredictable work schedule. When he talked things over with my partner, he'd call me to follow up to make sure I was also caught up with new information.

Click to see all 11 reviews of Branden Jackson,
LO/Production Specialist | NMLS 1650150

08/13/2022

5.0 star review received on Experience.com for Branden Jackson by Matthew H - Branden has been phenomenal throughout this whole process!! Couldn’t have done it without him

Click to see all 10 reviews of Branden Jackson,
LO/Production Specialist | NMLS 1650150

04/10/2022

Sometimes, just spending some quality time with good friends is the only therapy you need!

02/22/2022

Are you seller thinking about renovating before selling? Swipe 👉🏽 to see the three tips gives you!
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Need an agent? Contact me today! 🏡

02/07/2022

FAQ: What exactly is an appraisal and what if my appraisal comes back low? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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The appraisal is an estimation of a home’s current market value by a licensed appraiser and when demand is outpacing historical data, it can come back lower than the sales price 🏡💰⠀⠀⠀⠀⠀⠀⠀⠀⠀

We have been seeing this more and more in this seller's market. Many people are offering more than asking, and their "appraisals are coming back low". Here are 3 things you can do when this happens!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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1. Raise the down payment amount.⠀⠀⠀⠀⠀⠀⠀⠀⠀
2. Keep the loan amount the same and adjust the loan to value ratio.⠀⠀⠀⠀⠀⠀⠀⠀⠀
3. Renegotiate the sales price.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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I hope this helps answer some questions! ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Reach out to me if you have any questions!

01/17/2022

FAQ: What is mortgage insurance?⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉🏻This insurance helps protect a lender if a borrower forecloses on their property.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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👉🏻Borrowers pay for the mortgage insurance, allowing lenders to grant loans they might not have otherwise.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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👉🏻Mortgage insurance may be required on some loans when a down payment is less than 20 percent.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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I hope this helps! Any other questions about mortgages? Reach out to me!

01/13/2022

For the New Year Devon and I wanted to explore a new fun spot every week around Arizona 🌵

This week we wanted to highlight one of our favorite new spots around town!
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✨Wren & Wolf ✨
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Everything about this place is amazing, here are a few things you can expect from them:
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+Food
+Cocktails
+Happy Hours
+Live Music nights

Check them out.

01/10/2022

With the new year here, I wanted to remind you of what to avoid after applying for a mortgage on this mortgage tip Monday! 👇🏼
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1. Don’t deposit cash into your bank accounts before speaking with your bank or lender
2. Don’t make any large purchases like a new car or furniture for your home.
3. Don’t co-sign other loans for anyone
4. Don’t change bank accounts
5. Don’t apply for new credit
6. Don’t close any credit accounts
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Looking to buy this year? Let me guide you through it 🏡

01/03/2022

Happy New Years! I hope everyone had a wonderful start to 2022. Here is a Mortgage tip Monday to help you understand how they calculate your credit score.
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The most common used scoring system for credit scores is developed by FICO™ bureaus use this formula to evaluate how much risk you pose to potential lenders, based on the following factors:⠀⠀⠀⠀⠀⠀⠀⠀⠀

1. Payment History⠀⠀⠀⠀⠀⠀⠀⠀⠀
2. Debt Ratio⠀⠀⠀⠀⠀⠀⠀⠀⠀
3. Credit History⠀⠀⠀⠀⠀⠀⠀⠀⠀
4. Type of Credit⠀⠀⠀⠀⠀⠀⠀⠀⠀
5. New Credit⠀⠀⠀⠀⠀⠀⠀⠀⠀
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I hope this helps. Reach out to me if you have any credit questions!

12/27/2021

Should I rent or should I own?⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Owning a home has distinct financial benefits over renting. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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When you RENT:⠀⠀⠀⠀⠀⠀⠀⠀⠀
❌ You build your landlord's wealth⠀⠀⠀⠀⠀⠀⠀⠀⠀
❌ Your monthly payment depends on rising rents⠀⠀⠀⠀⠀⠀⠀⠀⠀
❌ You don't benefit from home price appreciation⠀⠀⠀⠀⠀⠀⠀⠀⠀
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When you OWN:⠀⠀⠀⠀⠀⠀⠀⠀⠀
❗️You build your own wealth⠀⠀⠀⠀⠀⠀⠀⠀⠀
❗️Your monthly payment is locked in ⠀⠀⠀⠀⠀⠀
❗️You benefit directly from home price appreciation⠀⠀⠀⠀⠀⠀⠀⠀⠀
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If you're feeling the challenges of a competitive market, remember that homeownership is a long term game. Persevering today will lead to financial rewards in the future.