Art Wood NMLS #118234 - Art Wood Mortgage Team

11/05/2026

Election’s over… now what?

However you’re feeling about it, I know a lot of folks are wondering what comes next for the housing market.

I’m sharing my perspective on the election, government spending, energy and the bond market in this quick update. These are my thoughts on what could come next, and I’ll keep watching how things unfold.

Here in Tucker and around Atlanta, my focus is still helping my neighbors make sense of their next move.

Have a question about your homebuying plans? Give me a shout.

I’d love to turn your mortgage into a work of Art.

Art Wood | NMLS #118234
Luminate Bank
404-909-3567 | artwoodmortgage.com

11/05/2026

Making Home Their Own

Congratulations to Jessica and Robert Bacik on their new basement!

You might be wondering... where's the basement? Well, it hasn't been finished yet! We set up a line of credit to help with the plans, and before long, their house might become the neighborhood hangout for all the kids.

Jessica and Robert, thank you for the trust and friendship, and for letting me be your mortgage guy. Can't wait to see the finished space!

Art Wood | Mortgage Loan Originator | NMLS #118234
Luminate Bank | NMLS #1281698
All loans subject to credit and property approval. Member FDIC. Equal Housing Lender.

11/05/2026

5.0 star review received on Experience.com for Art Wood by Larry W - Responsive

Click to see all 594 reviews of Art Wood Mortgage Team, Loan Originator

11/04/2026

A $25,000 offer drop... and a toilet?

Naim Harrison shares a cash-buyer experience that caught him off guard. We talk through the story in Episode 16 of Putting the Real in Real Estate, along with accountability, communication and building a brokerage.

Watch the full episode: https://www.youtube.com/watch?v=kJpLUNv1Uro&list=PLD-Mo51ZPxBdLnT85Bs_3HPgbmFexAbqd&index=14

Art Wood | NMLS #118234
Art Wood Mortgage Team | A division of Luminate Bank
Equal Housing Lender. Member FDIC.

11/03/2026

Communities Real Estate School | School #8096

One week from today… who’s joining us in Tucker?

I’m teaching Alternative Lending Solutions with Communities Real Estate School next Tuesday. Kristina Crawley, Founder of Georgia Women in Real Estate, is hosting. If registering has been on your list, here’s your reminder.

Alternative Lending Solutions: Understanding Non-QM Loan Options for Real Estate Professionals

Tuesday, November 10, 2026
10 AM–1 PM EST | In person only
Tucker Brewing Company
2003 S Bibb Dr., Tucker, GA 30084

Free • 3-hour GA regular CE • Course #79258

Register through Communities: https://learnwithcommunities.com/in-person%2Flive-online/ola/services/alternative-lending-solutions-understanding-non-qm-loan-options-for-real-estate-professionals-3-hour-ga-regular-ce-credit-in-person-only-1

CE eligibility: no repeat credit if you completed this same course within the past year.

This information provided by Communities Real Estate School. Direct any questions concerning this information to Communities Real Estate School: (678) 392-3600, option 4.

Art Wood | NMLS #118234
Art Wood Mortgage Team | A division of Luminate Bank
Educational purposes only. Loan approval and program availability are subject to lender guidelines. Member FDIC. Equal Housing Lender.

11/02/2026

Lake-House Dreams

Two closings. One dream.

Cole and Kristin Armstrong came to me with a goal... owning a lake house. First, we worked through a closing involving their primary home to help with the down payment. Then came closing number two... the lake house itself!

It's pretty special when a plan comes together like that. Cole and Kristin, thank you for the friendship, loyalty, and trust. I love being your mortgage guy. Enjoy that lake house!

Art Wood | Mortgage Loan Originator | NMLS #118234
Luminate Bank | NMLS #1281698
All loans subject to credit and property approval. Member FDIC. Equal Housing Lender.

10/29/2026

Even the mortgage guy gets a call from his loan officer. 😅

Mine went something like this: “Art… tell me you didn’t buy a car.”

Well… I did. My old one had been totaled, and I needed a replacement. It didn’t create a problem for my mortgage, but your situation could be different.

That’s why I tell buyers to call their lender before applying for new credit, buying a car, or financing furniture while their mortgage is in progress.

Life happens. Let’s talk through it before a purchase becomes a surprise in your loan file.

This wraps up my Top 10 Mortgage Questions series. Thank you for watching, asking questions, and letting me be part of the conversation.

Have one I didn’t cover? I’d love to hear it.

Art Wood | NMLS #118234
Art Wood Mortgage Team, a division of Luminate Bank | NMLS #1281698
404-909-3567

All loans subject to credit and underwriting approval. Equal Housing Lender. Member FDIC.

10/29/2026

5.0 star review received on Experience.com for Art Wood by Jason E A - Art is the man! Informative throughout, and explains everything step by step as it's happening. He also takes to you, not at you, and makes the process very smooth when it sometimes can feel anything but.

Click to see all 593 reviews of Art Wood Mortgage Team, Loan Originator

10/29/2026

5.0 star review received on Experience.com for Art Wood by James M - I believe there is only one thing that could add to the great service we received. It would be awesome to have the list of information required As far in advance as possible.
Best part of the process is your Knowledge of how to adjust to your clients specific business.
Thanks for all your efforts.

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10/29/2026

The Roadmap Worked

I love getting a referral from a past client. It tells me they felt good enough about their experience to trust me with a friend. That means a lot.

Sara was going through a big life change when Paul Jones told her I might be able to help. We spent a lot of time working through the right plan, and now she's a first-time homeowner!

I'm so proud of the work Sara put into making this happen. Thanks, Paul, for the introduction... and Sara, thank you for trusting me. Love being your mortgage guy!

Art Wood | Mortgage Loan Originator | NMLS #118234
Luminate Bank | NMLS #1281698
All loans subject to credit and property approval. Member FDIC. Equal Housing Lender.