The Rice Combs Team at Guild Mortgage

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The Rice Combs Team at Guild Mortgage We are dedicated to the highest level of customer service in the mortgage industry. guildmortgage.com/licensing

Senior Loan Officer | Guild Mortgage Company
Individual LO NMLS #308387
Company NMLS #3274
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; NV Broker #1141; NV Banker #1076; Guild Mortgage Company is an Equal Housing Lender
(www.nmlsconsumeraccess.org/).

4.5 star review received on Experience.com for Chelsy Combs by Lauren K - Very smooth transaction.
10/14/2026

4.5 star review received on Experience.com for Chelsy Combs by Lauren K - Very smooth transaction.

Click to see all 99 reviews of Guild Mortgage - Chelsy Combs, Loan Officer | NMLS # 1091936

4.5 star review received on Experience.com for Chelsy Combs by John M - The loan process was straightforward and smooth.
10/11/2026

4.5 star review received on Experience.com for Chelsy Combs by John M - The loan process was straightforward and smooth.

Click to see all 98 reviews of Guild Mortgage - Chelsy Combs, Loan Officer | NMLS # 1091936

5.0 star review received on Experience.com for Chelsy Combs by Matt H - My Buyer was very happy with your services.
10/10/2026

5.0 star review received on Experience.com for Chelsy Combs by Matt H - My Buyer was very happy with your services.

Click to see all 98 reviews of Guild Mortgage - Chelsy Combs, Loan Officer | NMLS # 1091936

5.0 star review received on Experience.com for Chelsy Combs by Ellen B - Everyone was  responsive  to  me,  guided  me  ...
10/10/2026

5.0 star review received on Experience.com for Chelsy Combs by Ellen B - Everyone was responsive to me, guided me through the process and answered my questions. Very helpful

Click to see all 98 reviews of Guild Mortgage - Chelsy Combs, Loan Officer | NMLS # 1091936

5.0 star review received on Experience.com for Chelsy Combs by Cory H - THANK YOU for putting up with all our questions ...
09/30/2026

5.0 star review received on Experience.com for Chelsy Combs by Cory H - THANK YOU for putting up with all our questions and facilitatiing all our questions. Crunching numbers is not my strong suite but you are a magician.

Click to see all 95 reviews of Guild Mortgage - Chelsy Combs, Loan Officer | NMLS # 1091936

5.0 star review received on Experience.com for Chelsy Combs by Herman B - The Team did a good job worki ng through the p...
09/26/2026

5.0 star review received on Experience.com for Chelsy Combs by Herman B - The Team did a good job worki ng through the process and did a good job of keeping us informed on the progress.

Click to see all 94 reviews of Guild Mortgage - Chelsy Combs, Loan Officer | NMLS # 1091936

We love this time of year up here. The air gets a little cooler, the pace slows down, and places like Sardine Lake remin...
09/25/2026

We love this time of year up here. The air gets a little cooler, the pace slows down, and places like Sardine Lake remind us why we’re so lucky to call this area home. 🍂

Beautiful shot by our very own sam_guise_ . 📸

Perfect day at the TSBOR Mini Golf Tournament 💕
09/24/2026

Perfect day at the TSBOR Mini Golf Tournament 💕

The strongest teams aren’t made up of people who think exactly alike. They’re built by people who understand what each p...
09/18/2026

The strongest teams aren’t made up of people who think exactly alike. They’re built by people who understand what each person naturally brings to the table—and know how to use those strengths together.

Katie and Chelsy used CliftonStrengths to better understand how they approach challenges, make decisions and serve their clients.

Katie’s strengths bring a forward-thinking, focused perspective to the mortgage process, while Chelsy’s strengths drive her to ask deeper questions, uncover possibilities and take ownership of helping clients move forward.

They also share Input and Achiever, creating a natural connection around preparation, curiosity and follow-through.

For clients, that means more perspectives working together to find the right path forward.

For Realtor partners, it means having a team that looks beyond the obvious, thinks through the details and stays focused on the goal.

Different strengths. Shared purpose. One smarter mortgage strategy.

Is it just us, or does everything feel a little weird right now?The market is weird. The headlines are weird. Life is we...
09/17/2026

Is it just us, or does everything feel a little weird right now?

The market is weird. The headlines are weird. Life is weird. And this is apparently how we’re handling it. 😂

We don’t have a crystal ball, and we’re not going to pretend buying a home makes sense for everyone right now. We’re just real people who will listen, tell you the truth, run the numbers, and help you make the decision that feels right for your life.

Mortgage professionals—but also humans trying to figure out this weird little world right alongside you. 🏡

Address

11050 Pioneer Trl
Truckee, CA
96161

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+15305829991

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