Tom Smith - Loan Officer, Assurance Financial

Tom Smith - Loan Officer, Assurance Financial Tom Smith is a Loan Officer in the Troy, Alabama Branch of Assurance Financial NMLS # 70876. NMLS # 2644903

He is licensed through the National Mortgage Licensing System and Registry in Alabama.

09/08/2026

Fixed-rate or adjustable-rate? 🏡

Both have their benefits, and the right choice depends on your goals, budget, and future plans.

Watch for a quick breakdown to help you better understand your mortgage options.

Have questions? Send me a message!

🩺 A mortgage designed with medical professionals in mind. With MedPro Mortgage+, qualified borrowers may benefit from:• ...
09/03/2026

🩺 A mortgage designed with medical professionals in mind.

With MedPro Mortgage+, qualified borrowers may benefit from:
• Up to 100% financing
• No private mortgage insurance
• Flexible student loan consideration
• Employment contracts may help you qualify
• Loan amounts up to $2 million

From physicians and nurses to dentists, pharmacists, veterinarians and more, a wide range of medical professionals may be eligible.

Learn more: https://assurancemortgage.com/medical-professional-loan/

09/01/2026

September marks the start of something special at Assurance Financial. 🎗️

In honor of Childhood Cancer Awareness Month, our Apps for Kids campaign is back to support St. Jude Children’s Research Hospital. Throughout September, Assurance Financial will donate $50 to St. Jude for every completed loan application.

Not in the market for a mortgage? You can still be part of the impact. Donate directly to St. Jude or help us spread the word! However you choose to participate, every effort helps support the children and families of St. Jude. Here’s to another meaningful September.

Learn more or donate: https://assurancemortgage.com/stjude/

08/27/2026

September is right around the corner, and so is our annual Apps for Kids campaign! 🎗️

In recognition of Childhood Cancer Awareness Month, Assurance Financial will donate $50 to St. Jude Children’s Research Hospital for every completed mortgage application we receive throughout September.

Whether you’re ready to buy, refinance or simply explore your options, your application can help support the lifesaving work St. Jude provides for children and families.

Learn more: https://assurancemortgage.com/stjude

08/26/2026
FHA or Conventional—which could work for you?Both can be great paths to homeownership, but there are a few key differenc...
08/25/2026

FHA or Conventional—which could work for you?

Both can be great paths to homeownership, but there are a few key differences to know.

FHA loans may offer more flexibility when it comes to credit qualifications and can require as little as 3.5% down.

Conventional loans may allow as little as 3% down for qualified borrowers and offer the ability to remove private mortgage insurance (PMI) once certain requirements are met.

The right fit depends on your credit, down payment, financial picture and long-term goals. That’s why it helps to compare your options before deciding. Learn more: https://assurancemortgage.com/fha-vs-conventional-loan/

08/23/2026

Friday’s Featured Listing💙

Address

515a South Brundidge Street
Troy, AL
36081

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