A. M. Smith Agency, LLC

A. M. Smith Agency, LLC Get expert, impartial advice on Medicare health and medical insurance from a certified insurance professional. Schedule your free consultation today.

Kids and grandkids heading back to sports next month? Cleats, courts, and trampolines have a way of turning into sprains...
08/26/2026

Kids and grandkids heading back to sports next month? Cleats, courts, and trampolines have a way of turning into sprains, stitches, and the occasional cast.

An accident policy is built for these scenarios. When a covered injury happens, the benefit is paid directly to you, not the doctor or hospital. You decide whether it goes toward medical bills, gas to appointments, or simply the time you spend helping everyone recover.

And it is not only the playing field. Plenty of everyday mishaps happen right at home, no whistle in sight.

Worth reviewing before the school year ramps up. Give Anna a call at (313) 522-0170 to look at your options or visit https://amsmithagency.com/.

Small daily habits can make a big difference in how you feel over time. We pulled together a few simple changes that are...
08/25/2026

Small daily habits can make a big difference in how you feel over time. We pulled together a few simple changes that are easy to stick with and can support your overall well‑being.

As you think about long‑term health, don’t forget that the right insurance coverage matters too. If you ever have questions about Medicare, ACA plans, or any of your supplemental coverage options, our team at AM Smith Agency is here to help.

Call us anytime at 313-522-0170.

Did you know Original Medicare does not cover everything? Routine dental, vision, and hearing care usually fall outside ...
08/19/2026

Did you know Original Medicare does not cover everything? Routine dental, vision, and hearing care usually fall outside it, and those are the things people reach for most.

That is where dental, vision, and hearing coverage comes in. A chipped tooth, a new pair of glasses, a hearing aid that actually fits your life. These are everyday needs, and the out-of-pocket cost can add up fast without a plan in place.

The good news is there are options designed to fill exactly these gaps. Which one fits depends on your situation.

We can help you determine which setup makes sense for you. Connect with our team today by visiting https://amsmithagency.com/.

08/10/2026

August always brings that subtle shift — warm days, cooler mornings, and a reminder that a new season is closer than we think. It’s a natural moment to pause, breathe, and look ahead at what we want to build next.

At AM Smith Agency, this time of year naturally gets us thinking about the transitions our clients face too, especially around Medicare, health coverage, and planning for the seasons of retirement. A small step now can make a big difference later, whether it’s reviewing your Medicare plan, exploring extra coverage like dental or hospital indemnity, or simply getting ready for the upcoming AEP.

As we move through August, what’s one thing you’re hoping to step into or prepare for? We’d love to hear what you’re looking forward to next.

August always reminds us how powerful one bold idea can be. Throughout history, this month has sparked moments that chan...
08/06/2026

August always reminds us how powerful one bold idea can be. Throughout history, this month has sparked moments that changed the way we move, create, and connect. At AM Smith Agency, we love celebrating milestones that inspire courage and forward momentum—values that guide how we support our Medicare and ACA clients every day.

Here are a few standout August moments we’re reflecting on:

• August 6, 1926 – Gertrude Ederle became the first woman to swim across the English Channel, completing the 21-mile journey in just over 14 hours and beating the men’s record at the time.

• August 12, 1877 – Thomas Edison introduced the phonograph, the first device that could record and play back sound, opening the door to modern audio technology.

• August 29, 1997 – Reed Hastings and Marc Randolph founded Netflix, starting as a mail-in DVD service before growing into a global streaming platform.

These moments remind our team that progress often starts with one brave step—something we see every day as clients explore Medicare options, review coverage, or prepare for the next stage of retirement.

Which milestone speaks to you the most? We’d love to hear your thoughts!

Turning 65 this fall? First, congratulations! Second, here is the timing you actually need to know. Your Initial Enrollm...
08/05/2026

Turning 65 this fall? First, congratulations! Second, here is the timing you actually need to know.

Your Initial Enrollment Period runs for seven months total: the three months before your birthday month, your birthday month itself, and the three months after. Signing up during that window helps you avoid late penalties and gaps in coverage down the road.

It sounds simple, and the core idea is, but the details around Part A, Part B, and what to pair with them are where people get stuck.

You do not have to figure it out by yourself. Anna offers free consultations and will walk you through it step by step. Reach her at (313) 522-0170 or visit https://amsmithagency.com/.

Understanding the difference between term life and whole life insurance can feel confusing, especially if you're explori...
08/04/2026

Understanding the difference between term life and whole life insurance can feel confusing, especially if you're exploring coverage for the first time. You're not alone — it's one of the most common questions we hear from people planning for retirement or reviewing their long-term financial needs.

Here's a simple breakdown:
• Term life provides coverage for a set number of years and is often the more budget-friendly option.
• Whole life lasts a lifetime and includes a cash value component that can grow over time.

The right fit depends on your budget, your goals, and the kind of protection you want for your family.

If you'd like help comparing your options, our team at AM Smith Agency is always here to walk you through it. Give us a call at 313-522-0170 anytime.

You will often find Anna out and about around Sterling Heights and the surrounding communities, whether that is a local ...
07/29/2026

You will often find Anna out and about around Sterling Heights and the surrounding communities, whether that is a local event or stopping by a nearby senior center.

Showing up in person matters to us. Insurance can feel impersonal, and we would rather be a familiar face you already know and trust by the time you have questions.

See us at an upcoming event? Come say hello! And if you would like a head start before Medicare's busy season, Anna is always happy to help. Reach her at (313) 522-0170.

Confused about your Medicare options? You are in good company. It is one of the most common questions we hear. Here is t...
07/22/2026

Confused about your Medicare options? You are in good company. It is one of the most common questions we hear.

Here is the short version. Original Medicare (Parts A and B) lets you see any doctor or hospital that accepts Medicare nationwide, and you can add separate drug coverage. Medicare Advantage (Part C) bundles your coverage through a private plan, usually keeps you within a network, and may include extras Original Medicare does not.

Neither one is automatically better. The right fit depends on your doctors, your prescriptions, and how you like to get care.

That is where a conversation helps. Reach out to Anna at (313) 522-0170 or visit https://amsmithagency.com/ for a no-cost, no-pressure chat.

Address

801 W. Big Beaver, Suite 300/311
Troy, MI
48084

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13135220170

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