Horizon Advisers

10/19/2026

10/15/2026

Buying a home for the first time? Before you start looking at houses, you need to make sure everything is in order. We suggest you look into your finances, figure out how much you can afford as a down payment and monthly payments and prepare your mortgage paperwork.

10/15/2026

Most people don't have a lot of experience estimating retirement expenses. Take into consideration your retirement age, your annual income, and the rate of inflation when estimating your post-career expenses.

10/14/2026

💰 Could long-term care cost you $100,000 or more?

Long-term care is one of the biggest expenses people may overlook when planning for retirement. In our most recent Horizon Advisers Unleashed podcast episode, we break down the potential costs and why planning ahead matters.

🎧 Check out the full episode to learn what you need to know about protecting your financial future!

Listen: https://www.buzzsprout.com/1807191/episodes/19924864
Watch:https://youtu.be/oYv94o5DiNY?si=WEKTedfjEezKv5hx

10/13/2026

🧓 Thinking About Retirement? 🏖️

Whether it’s 5 years away or right around the corner, now’s the time to start asking the big questions:

✅ Can I afford the lifestyle I want?

✅ How will I turn my savings into income?

✅ Am I really ready—financially and emotionally?

Retirement isn’t just about stopping work—it’s about starting the life you’ve been planning for.

10/12/2026

🔑 How do Horizon Advisers work with their clients?

At Horizon Advisers, we go beyond just investment management. Our comprehensive financial planning process is designed to tailor a plan to your specific needs. Operating with trust, integrity, and respect, we work in a fiduciary capacity—putting your interests first.

With no extra cost for financial planning, we ensure that our recommendations are suitable, transparent, and grounded in understanding your goals. Let’s work together to build a secure financial future.

10/08/2026

Big expenses like a family trip, a milestone gift, or a home renovation rarely come as a surprise, yet they often get treated like one. Planning for them in advance, with a number attached, can turn them from a source of stress into something you can enjoy.

10/07/2026

The Biggest Unexpected Retirement Costs: What Your Retirement Plan Might Be Missing.

You've calculated your Social Security. You know what your 401(k) is worth. You've estimated your monthly expenses. So, you're ready for retirement...right?

Maybe not.

Some of the biggest threats to a retirement plan aren't the expenses people plan for—they're the ones they never saw coming.

In this episode, Ryan Kus and Andrew Hinrichs discuss some of the biggest unexpected costs retirees face, including healthcare, long-term care, home repairs, helping family, taxes, and major purchases.

More importantly, they discuss how to prepare for these expenses without feeling like you need to save every dollar and never enjoy retirement.

Because a good retirement plan shouldn't just work when everything goes according to plan. It should be built for the things that don't.

You've calculated your Social Security. You know what your 401(k) i...