For more than three decades, Greg has served as a financial planner and Registered Representative, helping hundreds of individuals and families navigate their financial journeys and work toward their retirement goals. His commitment to personalized financial guidance remains at the heart of GNZ Financial Services. Scott Hilliard, CPA, CFP® joined GNZ Financial Services in 2023. With extensive experience in accounting and financial management, Scott brings a comprehensive perspective to financial planning and wealth management. GNZ Financial works closely with clients to develop customized financial plans and provide retirement and investment guidance designed around their individual circumstances, priorities, and goals. This approach focuses on helping clients make informed financial decisions and pursue the retirement and life they envision. Greg Zott and Scott Hilliard are investment advisor representatives of, and advisory services are offered through USA Financial Securities, a registered investment advisor located at 6020 E. Additionally, Greg Zott is a registered representative, and securities are offered through USA Financial Securities, Member FINRA/SIPC. GNZ Financial is not affiliated with USA Financial Securities.