GNZ Financial

GNZ Financial http://www.gnzfinancial.com GNZ Financial Services was founded in January 1988 by President Greg Zott. Fulton St., Ada, MI 49301.

For more than three decades, Greg has served as a financial planner and Registered Representative, helping hundreds of individuals and families navigate their financial journeys and work toward their retirement goals. His commitment to personalized financial guidance remains at the heart of GNZ Financial Services. Scott Hilliard, CPA, CFP® joined GNZ Financial Services in 2023. With extensive expe

rience in accounting and financial management, Scott brings a comprehensive perspective to financial planning and wealth management. GNZ Financial works closely with clients to develop customized financial plans and provide retirement and investment guidance designed around their individual circumstances, priorities, and goals. This approach focuses on helping clients make informed financial decisions and pursue the retirement and life they envision. Greg Zott and Scott Hilliard are investment advisor representatives of, and advisory services are offered through USA Financial Securities, a registered investment advisor located at 6020 E. Additionally, Greg Zott is a registered representative, and securities are offered through USA Financial Securities, Member FINRA/SIPC. GNZ Financial is not affiliated with USA Financial Securities.

09/02/2026

One of the most expensive retirement planning mistakes can take less than five minutes to fix.

Over the years, we've worked with thousands of State of Michigan employees, and one issue shows up again and again: outdated—or missing—beneficiary designations.

Life changes. Marriage, divorce, children, and other major events can all affect who you've designated on your retirement accounts. The problem is many people assume those decisions were handled years ago and never revisit them.

A quick review today could help avoid unnecessary complications down the road.

When was the last time you reviewed your beneficiaries?

Do you know how long it may take for your investments to double in value?
09/01/2026

Do you know how long it may take for your investments to double in value?

Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.

09/01/2026

One of the most important financial planning tasks often has nothing to do with investments. It's making sure your legacy plan is in place.

When was the last time you reviewed your will, beneficiaries, or other documents?

08/29/2026

Michigan educators—we created this webinar just for you!

Learn more about your retirement benefits and take the next step toward understanding your path to retirement.

08/28/2026

Summer is about making memories. I've loved spending time with family and enjoying a little slower pace before the school year starts back up.

What's been your favorite part of summer?

☀️👨👩👧👦

[Video] Agent Jane Bond wants you to know about the basics of the bond market.
08/28/2026

[Video] Agent Jane Bond wants you to know about the basics of the bond market.

Agent Jane Bond is on the case, cracking the code on bonds.

08/26/2026

Retirement planning can be challenging. Understanding State of Michigan benefits doesn't have to be.

One of the things I enjoy most is helping State of Michigan employees better understand how their retirement benefits fit together. Pension options, retirement savings plans, Social Security, healthcare, and other benefits all play a role in your retirement picture.

That's why we regularly host educational webinars focused specifically on State of Michigan employees.

The goal is simple: provide clarity, education, and actionable information so you can make informed decisions about your future.

What's the retirement topic you wish was easier to understand?

You can help ensure that losing your wallet doesn't turn into something bigger.
08/25/2026

You can help ensure that losing your wallet doesn't turn into something bigger.

Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.

08/24/2026

Long-term care isn't always top of mind—but it's an important part of retirement planning. Do you have a plan in place?

08/22/2026

Summer may be winding down, but there's still time to make a few more memories.

For me, some of the best moments are often the simplest—hiking a trail, spending time on the water, or sitting around a bonfire with family and friends.🥾🐠🔥

Life gets busy, which makes these opportunities to connect and recharge even more valuable.

As summer comes to a close, I'm looking forward to a few more adventures and making the most of the season while it's here.

What's one thing you still want to do before summer ends?

Address

755 W. Big Beaver Suite 2020
Troy, MI
48084

Alerts

Be the first to know and let us send you an email when GNZ Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to GNZ Financial:

Shortcuts

Share