Lincoln County Farmers Mutual Insurance Company

Lincoln County Farmers Mutual Insurance Company It’s been our mission since 1900 to provide personal and dependable service to our policyholders!

The backpack is packed. The schedule is set. The tuition bill has been painfully acknowledged.Then comes the question no...
09/03/2026

The backpack is packed. The schedule is set. The tuition bill has been painfully acknowledged.

Then comes the question nobody thought to ask:
“Wait... what happens if...?”

Whether your student is moving into a dorm, renting an apartment, commuting to college, or staying home while attending a trade or vocational school, this new chapter can create insurance questions families have never had a reason to consider before.

We gathered some of those easily overlooked “what ifs” into one place.
Read Back to School, Back to Reality: Insurance Gaps Families Overlook at the link in the first comment.

Please be safe, Missouri! These temps are hard on people, pets, and property. Keep cool, hydrated, and check in on your ...
09/02/2026

Please be safe, Missouri! These temps are hard on people, pets, and property. Keep cool, hydrated, and check in on your neighbors.

Actual air temperatures are expected to climb into the middle 90s to near 100 degrees each day this week with heat index values climbing to around 105 degrees at times. If you must be outside, take frequent breaks and drink plenty of water!

08/31/2026

Recently changed mortgage companies? Remember to notify your agent! This simple action helps keep your records current, ensures your escrow is accurately billed, and maintains your coverage without interruption. Plus, it’s crucial to inform your new mortgage company that your property is protected. Let’s get everything sorted –
contact your agent here 👉 https://lcfmins.pulse.ly/uilr0o59ws

For more than a century, we have partnered with agencies who reflect the same integrity and work ethic that built this c...
08/31/2026

For more than a century, we have partnered with agencies who reflect the same integrity and work ethic that built this company.
Independent agents across Missouri choose to represent us because they value dependable coverage, personal service, and a mission rooted in protecting Missouri families.
One of those agencies is First State Insurance Agency. Their founder started the business because he strongly believed in the freedom of independent agents to shop on behalf of clients and provide them with what they truly needed. That passion has grown to ten locations throughout Missouri, and in every location are agents who share their founder's love of giving people the best insurance that they can have. Serving throughout Missouri with appointed agents in Perry County, Ste. Genevieve County, Cole County, Osage County, Callaway County, Miller County, Moniteau County, Jefferson County, Franklin County, and Washington County.
First State Insurance Agency

Around here, taking care of what matters starts young. 🐐There’s something to be said for growing up knowing your neighbo...
08/30/2026

Around here, taking care of what matters starts young. 🐐

There’s something to be said for growing up knowing your neighbors, lending a hand, and understanding that the little things deserve looking after, too.

We think insurance should still feel that way.

With a smaller mutual company, you’re more than a policy number in a nationwide system. You’re part of the communities we serve, with real people here to answer questions, understand your property, and help protect what you’ve worked for.

Big enough to protect what matters. Local enough to know why it matters.

Small enough to know you. Strong enough to serve you.

08/29/2026

Protect your investment with pride of ownership and proper maintenance. Don't wait until it's too late - tackle those essential tasks now while the weather is on your side!
* Revamp your siding with a powerwash! Eliminate pesky mildew and lichen to preserve both its appearance and structural integrity.
* Don't let a clogged dryer vent put a damper on your laundry routine. Keep your dryer functioning at its best and reduce fire risks by clearing out the vent.
* Keep your HVAC system running smoothly by changing the filter monthly and ensuring no plants encroach on the unit.
* Don't let unwanted critters make your home their own. Take a good look around your exterior to avoid any pesky pests setting up camp in your AC unit, crawl space, attic, or foundation.
* Stay ahead of hazards by trimming back overgrown brush that could damage your home. Tree limbs should not touch any part of the structure.

Discover our awesome MERCH collection while you check out our new Cherry Street home! Enhance your home fire safety with...
08/28/2026

Discover our awesome MERCH collection while you check out our new Cherry Street home! Enhance your home fire safety with top-quality products. And while you're here, don't forget to grab a Backstoppers Inc. tee! Every purchase of these tees directly supports Backstoppers' exceptional work, with 100% of the sale price going directly to their organization. Join us in making a difference today!

08/27/2026

HAPPY BIRTHDAY to the one and only Cathy! 👏👏🎉🎂

08/24/2026

Stay connected with us. Stay protected.
If you’ve recently updated your phone number, email, or mailing address, make sure your agent is the next to know. Keeping your contact information current helps prevent missed notices, claim delays, and any unwanted surprises with your coverage.

It only takes a moment and makes a world of difference when you need us most.
Find your agent’s contact information here: https://lcfmins.pulse.ly/wdxevth7sm

We are intentional about the agencies we partner with. Shared values, ethical standards, and a commitment to serving pol...
08/23/2026

We are intentional about the agencies we partner with. Shared values, ethical standards, and a commitment to serving policyholders well are non-negotiable. Independent agents across Missouri choose to represent us because our mission aligns with theirs and because they trust the strength behind our name.

One of those agencies is First State Insurance Agency. Their founder started the business because he strongly believed in the freedom of independent agents to shop on behalf of clients and provide them with what they truly needed. That passion has grown to ten locations throughout Missouri, and in every location are agents who share their founder's love of giving people the best insurance that they can have. Serving throughout Missouri with appointed agents in Perry County, Ste. Genevieve County, Cole County, Osage County, Callaway County, Miller County, Moniteau County, Jefferson County, Franklin County, and Washington County.
First State Insurance Agency

Address

581 E Cherry Street
Troy, MO
63379

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

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