Lincoln County Farmers Mutual Insurance Company

Lincoln County Farmers Mutual Insurance Company It’s been our mission since 1900 to provide personal and dependable service to our policyholders!

06/03/2026

🎓 Bright Futures Ahead!
Let us happily introduce the 2026 Lincoln County Farmers Mutual Insurance Company Scholarship Recipients!
After reviewing an inspiring collection of applications from some truly impressive students, we’re proud to award this year’s scholarships to:
🌟 Ava Shafer - Troy Buchanan High School
🌟 Joseph Bruenderman - Winfield High School
🌟 Addie Barber - Elsberry High School
🌟 Chase Mullen - Silex High School
We’re honored to play a small part in their journey forward. The road ahead is full of promise, and we can’t wait to see where it leads them.
👏 Join us in congratulating these outstanding students on their achievements and bright futures!

06/01/2026

Stay connected with us. Stay protected.
If you’ve recently updated your phone number, email, or mailing address, make sure your agent is the next to know. Keeping your contact information current helps prevent missed notices, claim delays, and any unwanted surprises with your coverage.

It only takes a moment and makes a world of difference when you need us most.
Find your agent’s contact information here: https://lcfmins.pulse.ly/sqhuqrc45s

Strong partnerships do not happen by accident. They are built on shared principles, mutual respect, and a commitment to ...
06/01/2026

Strong partnerships do not happen by accident. They are built on shared principles, mutual respect, and a commitment to protecting what matters most. Across Missouri, independent agents choose to present our coverage to their clients because they believe in our mission and the integrity behind it.

One of those agencies is ShieldCo Insurance. With three locations in Owensville, Sullivan, and Farmington, John and Taylor Nowak and team are available to assist you! While they can write coverage on any Missouri property for us, they are local to Gasconade County, Franklin County, Jefferson County, St. Francois County, Iron County, Cape Girardeau County, Ste. Genevieve County, Washington County, and Madison County. ShieldCo Insurance

National Dairy MonthEvery small town has its local legends. We'd argue the real headliners have been standing in Missour...
05/31/2026

National Dairy Month

Every small town has its local legends. We'd argue the real headliners have been standing in Missouri pastures all along.
Sometimes they're behind the wheel of a tractor before sunrise. Sometimes they're finishing chores long after dark.
And sometimes they're the families caring for dairy herds seven days a week, 365 days a year, keeping a tradition alive that has helped shape rural Missouri for generations.

This month, we're celebrating the people behind the milk, cheese, butter, ice cream, and countless family meals that start on Missouri farms. So in honor of National Dairy Month, grab an extra scoop of ice cream, choose Missouri dairy products when you can, and take a moment to appreciate the farm families who help keep our communities fed and thriving.

To Missouri's dairy farmers: thank you for the dedication, stewardship, and work ethic that continue to define rural life across our state.

Small enough to know you but strong enough to serve you.

This is why we choose to work with agents who have a track record of customer care and diligence. Communication between ...
05/29/2026

This is why we choose to work with agents who have a track record of customer care and diligence. Communication between agents and their insureds keeps everyone on the right track.

There’s a practical difference between having a local agent…
and becoming “Claimant #84721” in a national phone queue while hold music slowly drains your will to live.

The value of a good insurance agent usually shows up quietly LONG before a claim ever happens.
- Reviewing coverage before disaster strikes.
- Catching gaps that people did not know existed.
- Helping adjust limits as life changes.
- Explaining deductibles in plain English.
- Answering panicked phone calls when life gets loud.
- Helping people avoid costly mistakes in the first place.

Because a cheap policy with nobody attached to it can become very expensive emotionally and financially when something goes wrong.
Insurance should feel more personal than a policy number.

At LCM Insurance Agency Inc., we believe people deserve guidance, conversations, and someone who actually knows their situation before the unexpected happens.

Free quotes. Local guidance. Real people.
636-528-8242

Who is responsible if a cow gets onto the roadway in Missouri?What happens if farm equipment causes an accident while tr...
05/27/2026

Who is responsible if a cow gets onto the roadway in Missouri?

What happens if farm equipment causes an accident while traveling field to field?

And are you actually covered when hauling livestock to fairs, shows, or pasture?

This season, Missouri roads are filled with tractors, trailers, livestock, and long days that turn into tired evenings. A lot can happen between the farm gate and the highway.

Our latest article takes a closer look at rural liability, shared roadway responsibility, and the small oversights that can turn into very expensive lessons later.

Read more here: https://lcfmins.pulse.ly/dyukweormq
Small enough to know you, but strong enough to serve you.

05/26/2026

Need a quick way to take care of your premium? We make it simple.
Skip the wait, skip the worry, and skip the chance of a coverage lapse due to mail delays. With our secure online payment option, you can take care of your bill from home using a credit card or checking account.

It’s fast, it’s easy, and it lets you get back to the things that matter most, knowing your coverage is right where it should be.

Make your payment here: https://lcfmins.pulse.ly/eqvknhtgju

On this day of reflection and remembrance of those lost while serving in the U.S. Military, please join us in grateful t...
05/25/2026

On this day of reflection and remembrance of those lost while serving in the U.S. Military, please join us in grateful tribute to their courage, sacrifice, and unwavering dedication. Our office is closed today in observance of Memorial Day.

We are intentional about the agencies we partner with. Shared values, ethical standards, and a commitment to serving pol...
05/24/2026

We are intentional about the agencies we partner with. Shared values, ethical standards, and a commitment to serving policyholders well are non-negotiable. Independent agents across Missouri choose to represent us because our mission aligns with theirs and because they trust the strength behind our name.
One of those agencies is Lincoln County Mutual Insurance Agency (LCM Insurance Agency, Inc). With a convenient downtown Troy, MO, location, Cathy, Jeff, and Cage are ready to assist you! While they can write coverage on any Missouri property for us, they are local to Lincoln County, Warren County, Montgomery County, and Pike County. Give them a call today! You won't be disappointed!
Lincoln County Mutual Insurance, Inc.

Address

320 Main Street
Troy, MO
63379

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Alerts

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