Koverman Staley Dickerson Insurance

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Koverman Staley Dickerson Insurance Troy. Piqua. Covington. Tipp City. New Carlisle. Greenville. Fairborn.
-Hours vary among locations- We are now one of the largest agencies located in Miami County.

At Koverman Staley Dickerson Insurance Agency, our first and primary concern is the customer we insure. Since 1875, our agency has served Southwest Ohio, offering protection to our clients in all areas of insurance. The fair and honest treatment of our customers has been a significant factor in this growth and longevity. Thus, word of mouth is our best advertisement. Our staff is composed of highly experienced persons who have the insurance knowledge needed to best serve our clients. All are licensed and are on a continuing education program to keep current with insurance developments in Ohio. Our goal is to be your complete insurance solution. We represent the best of the companies licensed to write insurance in the state of Ohio. All are financially rock-solid and are claim service oriented. As an Independent Insurance Agency, we represent many companies, so we are not a captive agency selling for just one company. This gives us the freedom to seek the best market for those we insure! Our products and services include: Home, Auto, Business, Commercial Bonds, Farm, Life, Health, and Individual & Group Employee Benefits including Long Term Care

Fall is here, and between the busyness of the season and the end of the year fast approaching, it can be easy for things...
10/15/2026

Fall is here, and between the busyness of the season and the end of the year fast approaching, it can be easy for things to fall by the wayside. Amidst the rush, we want to remind you that we are always here whenever you need support.

Whether you have questions, need guidance, or just want to touch base, do not hesitate to reach out. We are always just a call away.

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/13/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

Costly commercial coverage gaps haunting your portfolio do not announce themselves. They show up as frightening surprise...
10/08/2026

Costly commercial coverage gaps haunting your portfolio do not announce themselves. They show up as frightening surprises, usually at the worst possible moment.

So that’s why this Halloween, our team wanted to pull back the curtain on the gaps that most commonly haunt businesses when a claim hits. Swipe through to see what might be hiding in your policy.

Not sure if any coverage gaps might be lurking in your coverage? That’s where we come in. We are here to help you review your policy and ensure your business is fully protected.

Starting a construction project? Understanding when your builder’s risk coverage begins and ends is key to avoiding cost...
10/06/2026

Starting a construction project? Understanding when your builder’s risk coverage begins and ends is key to avoiding costly gaps. Swipe through to learn when coverage should begin and when it can end.

Have questions about your current policy or need coverage for an upcoming project? Give us a call. We're here to help.

Cyber threats are not just a concern for large corporations. In fact, small- and mid-sized businesses often face increas...
10/06/2026

Cyber threats are not just a concern for large corporations. In fact, small- and mid-sized businesses often face increased risk. This Cybersecurity Awareness Month, we are sharing a reminder of a few practical ways to strengthen your cyber defenses.

Of course, even with strong prevention measures in place, a cyber incident can still happen, and the cost of recovery can add up quickly. Having the right cyber liability coverage can help your business respond more effectively.

Have questions about cyber insurance or want to review your current coverage? Reach out to our team today.

Three of our KSD teammates attended Applied Net 26 in Washington, DC, alongside more than 4,000 insurance professionals....
10/05/2026

Three of our KSD teammates attended Applied Net 26 in Washington, DC, alongside more than 4,000 insurance professionals. The conference even featured a keynote speech from none other than the 43rd President, George W. Bush.

Our KSD team attended to explore how our internal software can create new opportunities, bring fresh ideas to our agency, and help us better serve our client community.

Builder's risk insurance is one of the most important coverages to understand before a construction project begins. Whet...
09/30/2026

Builder's risk insurance is one of the most important coverages to understand before a construction project begins. Whether the project involves ground-up construction, a major renovation, remodeling work, or an installation, the property is exposed to risk.

Swipe through for an overview of what builder’s risk insurance is, what it may cover, and why it matters.

Builder’s risk insurance is not one-size-fits-all. The right policy depends on the project type, total completed value, timeline, materials, parties involved, and coverage needs. If you have questions about this coverage or want to talk through coverage for another upcoming project, contact our office today. We can help you review the details and explore coverage options that fit the project.

Renting a commercial property for your business? Adequate renters insurance isn’t just a landlord requirement. It’s a sa...
09/22/2026

Renting a commercial property for your business? Adequate renters insurance isn’t just a landlord requirement. It’s a safeguard for your success. So, our team wanted to share some key information about renters insurance and how it can protect what you’ve worked so hard to build.

Swipe to learn more.

Looking for tailored renters insurance for your business? Contact our team today to get started! We are here to make sure you are fully protected.

The transition into fall is the ideal window to take stock of your home and address small issues before they become expe...
09/15/2026

The transition into fall is the ideal window to take stock of your home and address small issues before they become expensive ones. A few hours of attention now can prevent thousands of dollars in damage later. Swipe for a few key areas to focus on.

We hope you found this seasonal checklist helpful! If you would like to get recommendations for trusted, local providers that can be of assistance, please feel free to reach out. And as always, if you have any questions or any other needs our team can assist you with, just give the office a call. We are here to help.

Address

1106 W Main Street
Troy, OH
45373

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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