National Benefit Plans

10/15/2026

A notice is not just paperwork.
It is a reason to ask questions.

Medicare’s fall Open Enrollment begins today and continues through December 7.

Find your Annual Notice of Change if your plan sends one. Highlight anything unclear about next year’s costs or coverage. If you did not receive the notice, ask your plan for it.

Then use our free 2027 Medicare Guide to prepare for a review at your own pace.

Get your guide: https://bit.ly/4yf5U3j

10/13/2026

Happy with your Medicare plan?
Give next year a closer look.

You may decide to keep your current coverage. First, review what it means for 2027.

Start with your plan notices, doctors, prescriptions, pharmacy, and costs. Write down anything you want explained before making a decision.

Our new article walks through the questions one step at a time. You do not have to become an insurance expert to prepare for a useful review.

Read it here:https://nbplans.com/what-should-i-review-before-renewing-my-medicare-coverage-for-2027/

10/12/2026

Your plan may feel familiar.
Review what it means for 2027.

A Medicare coverage review starts with the details that affect everyday life: doctors, prescriptions, pharmacies, costs, and expected care.

Our latest newsletter explains what to gather, which questions to ask, and why keeping your current coverage can be a sensible review outcome.

Read the full newsletter below!

https://nbplans.com/what-should-i-review-before-renewing-my-medicare-coverage-for-2027/

10/08/2026

You do not need to wait for a denied claim or unexpected bill to review health insurance.

A new job, family change, move, new prescription, provider change, cost increase, or updated plan can be enough reason to take another look. The goal is simple: make sure the coverage still fits before you need it.

10/06/2026

Life changes. Your health insurance may deserve a second look.

A new job, growing family, move, new prescription, change in doctors, rising costs, or approaching retirement can all change what you need from your coverage.

And reviewing your plan doesn’t mean you need to switch.

Sometimes, it simply confirms that the coverage you already have still fits.

Our latest article breaks down the moments that should prompt a closer look—and what to review when they happen.

Read more: https://nbplans.com/life-changes-coverage-changes-when-your-health-insurance-deserves-a-second-look/

Because the best time to understand your coverage is before you need to rely on it.

Learn when to review health insurance, what changes should trigger a fresh look, and what to check before deciding whether coverage still fits.

10/01/2026

When did you last review your health insurance against the life you are living now?

A new job, family change, move, prescription, doctor, premium, or plan update can change what you need from coverage. A review may lead to a change, or it may confirm that the current plan still fits.

Our updated guide and practical checklist can help you know what to review and what questions to ask.

09/24/2026

If you take regular medication, add your prescription list to the plan comparison.

Check whether each medication is covered, what tier applies, whether prior authorization or step therapy is listed, and which pharmacies participate. Bring the medication name, dosage, frequency, and preferred pharmacy to the review.

09/22/2026

Does your new employer offer a plan from an insurance company you already know?

That does not guarantee your doctors are in the same network.

Check the exact plan name and confirm your physicians, specialists, hospital, labs, urgent care, behavioral-health providers, and pharmacy before you enroll. Provider participation can change, so save the plan name and the date you verified it.

We are a full service Insurance Agency specializing in Individual, Medicare, and Small Group Medical Insurance. NBP has more than 35 years in the Insurance Industry and has a team of experienced agents ready to assist you throughout the year.

09/17/2026

The monthly premium is important, but it is only the first number to review!

Your deductible, copayments, coinsurance, out-of-pocket limit, provider network, and prescription coverage can all affect what a plan may cost when you actually use it.

If you are comparing health plans at a new job, look at the full picture. The least expensive plan each month is not automatically the best fit for your healthcare needs or household budget.

Our new article and checklist can help you compare the details before choosing!

Article: https://nbplans.com/starting-a-new-job-heres-what-to-review-before-choosing-your-health-insurance/

09/15/2026

Starting a new job comes with a lot of decisions. Health insurance can feel like one more form to finish quickly.

Before choosing a plan, take a few minutes to compare more than the monthly premium. Check the deductible and out-of-pocket limit, confirm your doctors are in network, review your prescriptions, and think about how your family expects to use care.

We published a new article and checklist to make that review easier. A new job is a fresh start, and your new benefits deserve a fresh comparison.

Life changes. Your coverage should keep up!

Starting a new job? Review premiums, deductibles, doctors, prescriptions, dependents, and deadlines before choosing employer health insurance.