Apex Goals 2 Freedom

05/17/2025

Friends may fall off. Opportunities may disappear. But when your purpose is protected, you always have a shot at checkmate. Stay focused.

11/13/2024

It can take up to six months to build good credit if you follow the strategies presented to you in this email. You need to display at least one year of on-time payments before major bank cards like American Express and Visa take you seriously.

Here are some of the ways you can rebuild your credit.

A secured credit card.
Retail store cards.
The credit unions rebuild your credit loan.
Secured bank loan.
Merchandise card.
Cosigner method.
MasterCard and Visa cards.
Authorized users.
Adding accounts to your credit report.
Thank You ,

APEX GOALS 2 FREEDOM LLC

11/07/2024

The Fair Debt Collection Practices Act regulates the collection agencies and prohibits them from doing the following:

They can only contact a third party to secure your location when they are trying to locate you, but they cannot disclose the matter of the call.

After the collection agency knows that you have legal representation, they must com-municate only with your attorney, unless the attorney fails to respond within a reasonable time.

They cannot call you before 8 a.m. or after 9 p.m.

They cannot call your job if your employment prohibits personal phone calls,

The collector cannot discuss your debt with any third party unless it’s your attorney, a credit bureau, the creditor, or the creditor’s attorney.

If you notify the collector in writing that you want them to stop calling and sending you letters, they must stop. They can still send you one last letter advising you what actions they will take next.

They cannot harass, oppress, abuse, threaten use of violence, use obscene or profane lan-guage, cause your telephone to ring repeatedly with the intent to be annoying, or make calls to your house without disclosing their identity.

They may not use any false, deceptive, or misleading representation while trying to col-lect any debt.

They can’t appear to be affiliated with any government or law enforcement agency, rep-resentation that they are attorneys, threaten to garnish your wages, or say that they can have you arrested and imprisoned. Furthermore, they cannot threaten to take action that cannot legally be taken.

In addition, they cannot use unfair or unconscionable means to collect, or attempt to col-lect, any debt.

They cannot collect interest, fees, or charges (unless authorized by a signed original agreement between you and the creditor), or threaten to deposit a postdated check issued by you.


If you dispute the debt within 30 days of receiving a notice from the collector, they must obtain verification of the debt or a copy of the judgment and mail it out to you, upon re-quest, within 30 days.


They must cease collection of the debt until they obtain verification of the debt.


If you have multiple debts with one collection agency, they must apply the payment to the debt you advise them to pay.

11/05/2024

11/04/2024

From surviving foster care and navigating the challenges of street life to overcoming 12 years of incarceration, I’ve been through it all.

Now, as a husband, father, full-time student at Wayne State University, and entrepreneur, I’m here to help you turn your goals into reality. Through we are committed to empowering you with financial literacy, credit restoration, and business strategies to build wealth and reclaim your future. Let’s get to it!

07/07/2024

Under 30 days 2 Promotions💰 aiming for the 3rd less than 60 days 🍾As an entrepreneur with my type of record I am DETERMINED to change the narrative. I’m not the guy that you will always see in a suit, I’m not the guy that has it all figured out, I’m still adjusting outside those walls but again DETERMINED to leave my mark on everyone I come across!

🗣️Stop thinking about the reasons you can’t get something done and focus on the reasons WHY you should get it done💯
If I’m talking to you then comment “DETERMINE” if you are ready to change the narrative of your life and ELEVATE 🙌🏽