Goosehead Insurance - Keith Alter

Goosehead Insurance - Keith Alter Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Goosehead Insurance - Keith Alter, Insurance Agent, Troy, MI.

Home insurance review — 20 minutes, zero obligationWhen's the last time someone actually sat down and explained your pol...
06/24/2026

Home insurance review — 20 minutes, zero obligation

When's the last time someone actually sat down and explained your policy?

I do complimentary home insurance reviews for families in this area. We go line by line — what's covered, what's not, and whether your limits actually reflect what it would cost to rebuild. Most people leave with at least one thing they want to change.

DM me "HOME" to schedule your review this week

Does your personal auto cover business driving?If you drive your personal car for work, you might have zero coverage dur...
06/23/2026

Does your personal auto cover business driving?

If you drive your personal car for work, you might have zero coverage during those trips.

Personal auto policies often exclude commercial use. If you use your car to meet clients, deliver products, or transport employees — even occasionally — you may need a commercial auto endorsement or standalone policy. This is a gap that catches a lot of small business owners off guard.

Comment "BIZCAR" and I'll help you figure out if you're exposed

"If something happened to me tomorrow..."Finish this sentence: "If something happened to me tomorrow, my family would......
06/22/2026

"If something happened to me tomorrow..."

Finish this sentence: "If something happened to me tomorrow, my family would..."

It's a heavy thought, but an important one. I ask this question to every client because the answer shapes everything about what coverage they need. You don't have to answer publicly — but if you're comfortable, share below. It might help someone else start this conversation.

Share your answer — or DM me if you want to talk privately

The $800 flood that wasn't coveredShe had homeowners insurance. She had no idea flood wasn't included.A client's basemen...
06/21/2026

The $800 flood that wasn't covered

She had homeowners insurance. She had no idea flood wasn't included.

A client's basement flooded after a heavy rainstorm. $800 in damage. Homeowners insurance? Didn't cover it. Flood insurance is a separate policy — and most families don't know that until it's too late. This is one of the most common coverage gaps I see.

DM me "FLOOD" to find out if you're protected

What is "cash value" in life insurance — and should you care?Some life insurance policies grow money while you sleep. He...
06/20/2026

What is "cash value" in life insurance — and should you care?

Some life insurance policies grow money while you sleep. Here's the catch.

Permanent life policies (whole, universal, IUL) build cash value over time that you can borrow against. Sounds great — and sometimes it is. But for most young families, a term policy + separate savings account outperforms. Here's when each strategy makes sense.

Reply "CASHVALUE" and I'll walk you through what fits your goals

Free auto quote — I'll beat your current rate or tell you why I can'tTransparency is rare in this industry. Let me be di...
06/19/2026

Free auto quote — I'll beat your current rate or tell you why I can't

Transparency is rare in this industry. Let me be different.

I won't promise I can always beat your rate — but I can always tell you if you're with the right carrier for your situation. No games. If I can save you money, great. If not, I'll tell you exactly why your current plan is worth keeping.

Comment "QUOTE" to get started today

What happens to your rate after an accident?You had a fender bender 6 months ago. What does that mean for your rate toda...
06/18/2026

What happens to your rate after an accident?

You had a fender bender 6 months ago. What does that mean for your rate today?

Most carriers apply a surcharge for 3 years after an at-fault accident. But the amount varies wildly by carrier. Switching carriers at the right time — or qualifying for accident forgiveness — can save hundreds. Here's how the math works.

DM me "ACCIDENT" and I'll run the numbers for your situation

What's your home's biggest risk factor?What's the one thing about your home that keeps you up at night?Every neighborhoo...
06/17/2026

What's your home's biggest risk factor?

What's the one thing about your home that keeps you up at night?

Every neighborhood has its thing — floods, tornados, wildfires, crime. What's yours? I'm asking because coverage needs vary a lot by location, and I want to create content that's actually useful for the families in this area. Drop your answer below 👇

Share in the comments!

Why I always recommend uninsured motorist coverage1 in 8 drivers on the road right now has no insurance.A client's daugh...
06/16/2026

Why I always recommend uninsured motorist coverage

1 in 8 drivers on the road right now has no insurance.

A client's daughter was hit at an intersection by an uninsured driver. No liability to collect from. If she hadn't had uninsured motorist coverage, her medical bills would have been entirely out of pocket. She paid about $6/month for that coverage. Worth every penny.

Comment "UM" — I'll tell you exactly what this costs to add

06/15/2026

3 commercial policies every family business owner needs

Your business is your family's income. Is it protected like one?

General liability, commercial auto, and business interruption insurance are the baseline for any family-run business. Most owners have one. Very few have all three. Here's what each one does and why each one matters.

Address

Troy, MI

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12486972983

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