Micah Garrett - Assurance Financial

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Micah Garrett - Assurance Financial Micah Garrett is the Branch Manager and a Loan Officer in the Troy, Alabama Branch of Assurance Financial.

He is licensed through the National Mortgage Licensing System and Registry in Alabama.

Make settling into your new home more affordable!A temporary buydown lets you ease into your mortgage by reducing your i...
10/15/2026

Make settling into your new home more affordable!

A temporary buydown lets you ease into your mortgage by reducing your initial monthly payments, giving you extra breathing room for other expenses.

Connect with me to see if this option is right for you!

10/13/2026

There’s more to your mortgage payment than you might think. 🏡 Watch for a quick breakdown of what may be included in that monthly number.


10/09/2026

I'm proud to share that Assurance Financial's Baton Rouge headquarters has been recognized as one of the 2026 Best Places to Work by Greater Baton Rouge Business Report! 🎉

This recognition is especially meaningful because it's based largely on feedback from the people who know our workplace best: our team!

I'm grateful for the incredible people who make Assurance Financial such a great place to work.

10/08/2026

The equity you’ve built in your home could help you take the next step. 🏡

With a Home Equity Line of Credit (HELOC), eligible homeowners can tap into the equity of their primary home for renovations, major expenses, debt consolidation, and more.

Wondering how much equity you may be able to put to work? Let’s talk about your options.

10/06/2026

Your lender can make a BIG difference in your homebuying experience.

When things move quickly, having a local lender who knows the market, communicates clearly, and is ready when you need them matters.

Because your mortgage is about more than just a rate—it’s about having the right support from application to closing. 🔑

Ready to make a move? Let’s talk.

10/02/2026

$800,000 and counting! ❤️

Since 2018, Assurance Financial has raised more than $800,000 for St. Jude Children’s Research Hospital through Apps for Kids, direct donations, and other fundraising efforts.

This milestone was made possible by the incredible support of our team, customers, partners, and communities. Thank you to everyone who has applied, donated, participated, shared, and helped us support the children and families of St. Jude over the years.

September may be coming to a close, but our commitment continues. ❤️

You can support St. Jude anytime through our donation page:
https://assurancemortgage.com/stjude/

Higher mortgage rates don’t necessarily mean fewer opportunities. 🏡With less competition in the market, today’s homebuye...
09/29/2026

Higher mortgage rates don’t necessarily mean fewer opportunities. 🏡

With less competition in the market, today’s homebuyers may have more room to negotiate on things like price, closing costs, repairs, and other terms.

The key? Understanding your options and having the right mortgage strategy in place. I'm here to help you navigate today’s market with confidence and find a financing solution that fits your goals.

Could there be a silver lining to higher mortgage rates? Read more:
https://assurancemortgage.com/could-there-be-a-silver-lining-to-higher-mortgage-interest-rates/

09/22/2026

Not every homebuyer’s finances fit neatly into a traditional mortgage box. 🏡

That’s where Non-QM loans come in. They offer alternative ways to qualify—whether you’re self-employed, investing in real estate, or have significant assets.

A different financial picture may simply call for a different loan option.

Let’s talk about what could work for you!

09/17/2026

Why September? 🎗️

September is Childhood Cancer Awareness Month—a time to recognize the children and families facing childhood cancer and the ongoing need to support lifesaving research and care.

It’s also why September means so much to us at Assurance Financial. Through our Apps for Kids campaign, we’re proud to support the mission of St. Jude.

Learn more or donate today: https://assurancemortgage.com/stjude/

Address

Troy, AL
36081

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