Micah Garrett - Assurance Financial

Micah Garrett - Assurance Financial Micah Garrett is the Branch Manager and a Loan Officer in the Troy, Alabama Branch of Assurance Financial.

He is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether you're considering a fixer-upper with room to grow or a move-in ready home you can enjoy from day one, understan...
06/23/2026

Whether you're considering a fixer-upper with room to grow or a move-in ready home you can enjoy from day one, understanding your financing options is an important part of the journey.

The right home is the one that aligns with your goals, budget, and timeline, and we're here to help guide you every step of the way.

Ready to take the next step? Let's connect.

06/23/2026

Big news! 🎉 Assurance Financial was recognized by Experience.com as the #1 mortgage company in customer satisfaction for 2025 in the Large Division category. With a 4.94 average rating across more than 39,500 reviews, I'm grateful to be part of a team that puts our clients first every day.

06/18/2026

Before you start house hunting, make sure you're setting yourself up for success.
These are the key steps every first-time buyer should take before searching for a home. 🏡

Save this post and contact me when you're ready to explore your options!

What if your down payment isn't standing in the way? 👀🏡Down Payment Assistance programs may help make homeownership more...
06/16/2026

What if your down payment isn't standing in the way? 👀🏡

Down Payment Assistance programs may help make homeownership more attainable than you think. Learn how to decide what's best for you: �https://assurancemortgage.com/what-is-down-payment-home-loan/

Have questions? Let's connect and explore your options.

06/11/2026

Think you've budgeted for your future home? 👀
Many buyers focus on the mortgage payment and forget about costs like property taxes, insurance, utilities, and home maintenance.

Knowing the full picture can help you buy with confidence. I’m here to help you explore your options if buying is in your plans this year.

Homeownership may be more attainable than you think!A Temporary Rate Buydown can help reduce monthly mortgage payments d...
06/09/2026

Homeownership may be more attainable than you think!

A Temporary Rate Buydown can help reduce monthly mortgage payments during the early years of a loan, which may help improve affordability and provide greater payment flexibility for qualified homebuyers.

If you're exploring your home financing options, a buydown strategy may be worth considering.
Have questions about your financing options? Let's connect and review what may work best for your situation.

06/04/2026

Big update for homebuyers and Realtors:

Fannie Mae and Freddie Mac have released new 2026 income limits, effective June 13. In many markets, the updated limits are higher than last year, which may help more borrowers qualify for affordable lending programs and financing benefits.

If you're planning to buy a home, or helping clients navigate the homebuying process, now is a great time to review financing options.

Questions about how these changes may impact you or your clients? Let's connect.

Sometimes the home search is not just about finding more space for you... it’s about finding the right fit for every mem...
05/28/2026

Sometimes the home search is not just about finding more space for you... it’s about finding the right fit for every member of the family, pets included! 🏡🐾

Ready for your fit? Let's talk!

05/26/2026

For 25 years, Assurance Financial has been about more than mortgages. It’s been about people, community, resilience, giving back, and opening doors along the way. 💙

Proud to be part of a company that has spent 25 years going beyond the mortgage and still growing stronger.

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Troy, AL
36081

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