Assurance Financial - Troy

Assurance Financial - Troy Assurance Financial specializes in home loans. Established in 2001. That’s all we do.

Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and really great customer service. Real estate agents like how well we take care of their clients and the fact that we handle processing and underwriting in-house. If you're a first-time homebuyer, it's likely that you're somewhat intimidated by the home buying experience. Even people who have prev

iously bought homes can find themselves inundated by paperwork, confusing processes, and new concerns. The right loan officer can help you find your way through this unfamiliar territory. Assurance Financial loan officers are approachable and available, even outside of business hours. Unlike large banks that make their customers talk with representatives in distant states, Assurance Financial handles the entire mortgage process in-house. And our state-of-the-art technology allows us to perform online loan closings, making the application and paperwork go as smoothly as possible. We offer all residential loan products, including conventional loans, VA loans for veterans, FHA loans for buyers who have limited credit or limited funds for a down payment, and USDA RD loans for homes located in rural areas. We also offer financing for new construction homes, higher-priced homes that require jumbo loans, and renovation loans for homes in need of repairs and restorations. Whether you're looking to purchase a home or refinance your current mortgage, contact a local home loan expert at Assurance Financial to experience the difference our people make in getting your loan closed hassle-free!

5.0 star review received on Experience.com for Micah Garrett by Jarrod H - Very clear and quick responses and upda...
06/19/2026

5.0 star review received on Experience.com for Micah Garrett by Jarrod H - Very clear and quick responses and updates. We felt like we were a top priority through the entire process.

Click to see all 376 reviews of Micah Garrett, Branch Manager / Loan Officer

5.0 star review received on Experience.com for Angie Roberson by Hanna F - Angie Robertson was fantastic to work with th...
06/18/2026

5.0 star review received on Experience.com for Angie Roberson by Hanna F - Angie Robertson was fantastic to work with throughout the entire home buying process. She was knowledgeable, responsive, and always willing to take the time to explain things in a way that made them easy to understand. Her communication was excellent, and I always felt informed and supported every step of the way. She made what could have been a stressful experience feel simple and manageable. I truly appreciate her patience, professionalism, and dedication, and I would highly recommend her to anyone looking for a lender who genuinely cares about her clients.

Click to see all 15 reviews of Angie Roberson, Loan Officer

5.0 star review received on Experience.com for Angie Roberson by Hannah F - Huge shoutout to Angie Robertson for taking ...
06/18/2026

5.0 star review received on Experience.com for Angie Roberson by Hannah F - Huge shoutout to Angie Robertson for taking such great care of my client! Buying a home on your own can feel overwhelming, but she made the process smooth, answered every question, and was there every step of the way.
My client had nothing but great things to say, and I’m always thankful to work alongside people who truly care about their clients. If you need a lender, Angie is one of the best! 💙

Click to see all 14 reviews of Angie Roberson, Loan Officer

5.0 star review received on Experience.com for Angie Roberson by Joshua K - Very nice people always kept me updated with...
06/18/2026

5.0 star review received on Experience.com for Angie Roberson by Joshua K - Very nice people always kept me updated with everything

Click to see all 13 reviews of Angie Roberson, Loan Officer

06/18/2026

Before you start house hunting, make sure you're setting yourself up for success.
These are the key steps every first-time buyer should take before searching for a home. 🏡

Save this checklist for later and reach out when you're ready to get started.

5.0 star review received on Experience.com for Micah Garrett by Laura H - Working with Micah as my loan officer was trul...
06/17/2026

5.0 star review received on Experience.com for Micah Garrett by Laura H - Working with Micah as my loan officer was truly one of the best parts of our home-buying journey. From the very beginning, he went above and beyond to help make what felt impossible become a reality. He worked tirelessly behind the scenes, answered every question, guided me through each step of the process, and always made me feel like I was a priority.
Buying a home can be stressful, but Micah’s knowledge, professionalism, and dedication gave me confidence every step of the way. He didn’t just process a loan—he genuinely cared about helping my family achieve our dream of homeownership.
Thanks to his hard work, my boys and I are now settling into a home we love and creating new memories together. I am incredibly grateful for the countless hours, attention to detail, and commitment he invested to help us reach the closing table.
If you’re looking for a loan officer who is trustworthy, responsive, knowledgeable, and willing to go the extra mile for his clients, I cannot recommend Micah highly enough. Thank you, Micah, for helping make our dream come true. Our family will always be grateful.

Click to see all 375 reviews of Micah Garrett, Branch Manager / Loan Officer

06/14/2026

🇺🇸 Today, we reflect on the values our flag represents: the pursuit of the American dream!

Address

Troy, AL
36081

Telephone

+13344039701

Website

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