Assurance Financial - Troy

Assurance Financial - Troy Assurance Financial specializes in home loans. Established in 2001. That’s all we do.

Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and really great customer service. Real estate agents like how well we take care of their clients and the fact that we handle processing and underwriting in-house. If you're a first-time homebuyer, it's likely that you're somewhat intimidated by the home buying experience. Even people who have prev

iously bought homes can find themselves inundated by paperwork, confusing processes, and new concerns. The right loan officer can help you find your way through this unfamiliar territory. Assurance Financial loan officers are approachable and available, even outside of business hours. Unlike large banks that make their customers talk with representatives in distant states, Assurance Financial handles the entire mortgage process in-house. And our state-of-the-art technology allows us to perform online loan closings, making the application and paperwork go as smoothly as possible. We offer all residential loan products, including conventional loans, VA loans for veterans, FHA loans for buyers who have limited credit or limited funds for a down payment, and USDA RD loans for homes located in rural areas. We also offer financing for new construction homes, higher-priced homes that require jumbo loans, and renovation loans for homes in need of repairs and restorations. Whether you're looking to purchase a home or refinance your current mortgage, contact a local home loan expert at Assurance Financial to experience the difference our people make in getting your loan closed hassle-free!

Sometimes the home search is not just about finding more space for you... it’s about finding the right fit for every mem...
05/28/2026

Sometimes the home search is not just about finding more space for you... it’s about finding the right fit for every member of the family, pets included. 🏡🐾

Connect with one of our loan experts to find your fit! https://assurancemortgage.com/find-a-loan-officer/

05/26/2026

For 25 years, Assurance Financial has been about more than mortgages. It’s about people, relationships, resilience, community, and giving back. 💙

As we celebrate this milestone, we’re grateful for every employee, customer, partner, and community that has been part of the journey.

Here’s to 25 years of going beyond the mortgage and the years ahead.

5.0 star review received on Experience.com for Micah Garrett by Kevin A - Micah  once  again  did  an  outstanding job!!...
05/26/2026

5.0 star review received on Experience.com for Micah Garrett by Kevin A - Micah once again did an outstanding job!! 💯

Click to see all 369 reviews of Micah Garrett, Branch Manager / Loan Officer

Today, we pause to remember and honor the brave individuals who served our country with courage and dedication. 🇺🇸
05/25/2026

Today, we pause to remember and honor the brave individuals who served our country with courage and dedication. 🇺🇸

5.0 star review received on Experience.com for Micah Garrett by Gracie N D - Micah  and  Angie  were  the  best  team to...
05/23/2026

5.0 star review received on Experience.com for Micah Garrett by Gracie N D - Micah and Angie were the best team to work with! They were such a big help and explained everything in great detail while also responding to each email in a timely manner

5.0 star review received on Experience.com for Tom Smith by Penny V H - I  have  had  the  pleasure to  work  with  Tom ...
05/23/2026

5.0 star review received on Experience.com for Tom Smith by Penny V H - I have had the pleasure to work with Tom on several occasions. As a realtor I have only received positive feedback from clients concerning thier experience with Tom , it mimics my experience as well . Tom is patient, informative and always looking out for his clients. Thank you Tom !!

Click to see all 56 reviews of Tom Smith, Loan Officer | NMLS # 2644903

5.0 star review received on Experience.com for Micah Garrett by Anthony A Y - Micah  was  always  very  timely  with res...
05/23/2026

5.0 star review received on Experience.com for Micah Garrett by Anthony A Y - Micah was always very timely with responses to any questions we had, helping explain something we didn't quite understand, and making the process as smooth and easy as possible .

Click to see all 365 reviews of Micah Garrett, Branch Manager / Loan Officer

5.0 star review received on Experience.com for Micah Garrett by Joseph R N - Communication
05/23/2026

5.0 star review received on Experience.com for Micah Garrett by Joseph R N - Communication

Click to see all 364 reviews of Micah Garrett, Branch Manager / Loan Officer

Address

Troy, AL
36081

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