Mark Davis - This Mortgage Guy

11/03/2026

🏡💼 Changing jobs while trying to buy a home? You may not have to put your plans on hold.

A new job, higher salary, or even a short gap between positions can raise questions during the mortgage process—but the details of your transition matter. What do lenders actually look for when your employment is changing?

From offer letters to gap months and new compensation, here’s what homebuyers should know before making a move.

🔗 Read the full blog here: https://www.themortgagelink.com/blog/buying-a-home-changing-jobs?utm_source=facebook&utm_medium=social&utm_campaign=tml_social&utm_content=%2Fbuying-a-home-changing-jobs
https://myoc.io/Thismortgageguy

10/21/2026

Should Sellers Be Worried?

A lot of people are asking whether the new UAD 3.6 appraisal reports mean homes are going to start appraising lower. 📉

The short answer: not necessarily.

The appraiser is still analyzing comps, market reaction, condition, and making a professional judgment. What’s changing is the amount of detail being documented and reviewed. 🔎

So this is less about “tougher appraisals” and more about more transparency behind the value. 📋

Have questions about how this could affect your next transaction?

Mark Davis
The Mortgage Link | NMLS 176319
📱 Call/Text: 734-365-2872
💬 Or DM me and let’s jump on a quick call or grab coffee.

https://myoc.io/Thismortgageguy

10/21/2026

Why Is the Appraiser Here So Long? 🤣

Appraisal changes are coming in November, and one of the biggest things people may notice is longer inspection times. 🏠

With the new UAD 3.6 reports, appraisers may need more photos, more documentation, and more time in the home than they did before. That doesn’t automatically mean there’s a problem with the house — it may just mean the reporting requirements have changed. ⏱️

If you’re a Realtor, buyer, or seller, this is something worth understanding before it starts affecting transactions. ☕️

Questions about how this could affect your deals?
Call/Text Mark Davis
The Mortgage Link | NMLS 176319
📱 734-365-2872

Or send me a DM and let’s set up a quick call.

https://myoc.io/Thismortgageguy

10/19/2026

🏡 SOMETIMES THE FIRST HOUSE ISN'T THE RIGHT HOUSE! 🔑

Imagine being days away from closing on your first home… only to watch the whole deal fall apart. 😩

Inspection issues, broken promises, delays, and a seller who never delivered on the certificate of occupancy. After weeks of jumping through hoops, it was time to walk away.

But here's where having a GREAT Realtor makes all the difference! 👊

Brian Davis with RE/MAX Masters had his client's back every step of the way. He protected his interests, kept his spirits up, and went right back to work finding the right home.

And now… OFFER ACCEPTED IN FLAT ROCK! 🎉🏡

Huge shoutout to Brian! Anyone can show you houses. A GREAT Realtor stands by you when things don't go as planned. 💪

Now let's get this one to the closing table! 🔑

https://myoc.io/Thismortgageguy

10/17/2026

🏠 Is the housing market really about to crash… or are we just stuck?

A huge number of homeowners either have no mortgage at all or are sitting on interest rates well below today’s market. Selling could mean giving up an affordable payment for one that’s dramatically higher.

Meanwhile, buyers are looking at today’s prices and payments and asking: “Can I afford it?” — and just as importantly — “Is it worth it?” 📊

That combination can keep inventory tight and the market moving slowly without necessarily creating a crash.

Thinking about buying or selling? Let’s run the actual numbers before you make a decision. 📲

https://myoc.io/Thismortgageguy

10/15/2026

https://myoc.io/Thismortgageguy

10/07/2026

Is it worth buying a home in today’s economy?

Honestly, there’s no perfect time to buy—and trying to time the market can leave you waiting while prices and rates keep changing.

If your income is steady and the payment fits comfortably in your budget, buying could make sense for you. And depending on the home and your offer, seller concessions may help with closing costs and keep more money in your pocket.

Want to see what the numbers could look like for you? Send me a message or start here:

https://myoc.io/Thismortgageguy

🏡

09/19/2026

5.0 star review received on Experience.com for Mark Davis by Rachel H - Not only was my buying process very lengthy due to my end. I was treated with such kindness and understanding, never hounded. I couldn't have been happier to have come across an actual caring person to help me instead of only seeing me as dollar signs. I'd give him a 1000/10 if I could

Click to see all 150 reviews of Mark Davis #176319 - The Mortgage Link, Branch Manager | NMLS 176319

09/11/2026

We remember. We honor. We will never forget. 🕯️
https://myoc.io/Thismortgageguy