11/30/2025
After ten years of leading Golden Circle Advisors, I have made the decision to retire effective January 1, 2026.
This past year has brought significant changes in both my personal and professional life. My wife, Sandi, underwent a major surgery and a challenging recovery, and I’m grateful to share that she is now doing remarkably well. Being present for her throughout that journey gave me important perspective on what matters most.
Professionally, I could not be more proud of what GCA has become. What began in 2015 as a vision shared by my partner, Fred Manuel, has grown into a firm defined by white-glove service, strong values, and meaningful relationships with business owners. Over the last couple of years, GCA has continued to evolve under the leadership of exceptional people, including Andrew Nussbaum and Charlie Spearing, along with our growing team.
Knowing that GCA is in such capable hands makes this transition feel right.
Looking ahead, Sandi and I are preparing for the next chapter of our lives. After spending time in Lagos, Portugal, we decided it will become our future home, and we expect to relocate in late 2026 or early 2027.
Though I am retiring, I remain more than happy to provide guidance, answer questions, or make introductions that may be helpful to you. The best way to reach me is by phone at (231)218-8095, or by email at either [email protected] or [email protected].
To my clients, colleagues, partners, and friends — thank you. Your trust, support, and friendship have meant more to me than words can express. I look forward to staying connected and cheering on the continued success of the GCA team.
All the best,
Curtis