Spire Insurance Solutions

10/14/2026

People want the price before the insurance pitch and honestly, we get it! That's why we rebuilt our website to make it easier to find our free cost estimators, get plain-English answers to the insurance questions nobody explains well, and see exactly who we cover — cannabis & h**p, food & beverage, self-storage, and pet services (vets, groomers, trainers, boarders, day cares — all of it). Take a look today! https://www.spireamerica.com/

10/07/2026

Experience matters in specialty insurance! It's a pattern-recognition business — the best coverage decisions come from having seen a claim go wrong before, not just having read about it. At Spire, our roots go back to 1974 through our parent agency, Top O' Michigan Insurance Agency. This three-generation history shapes how we underwrite specialty industries today. 🌟 Learn more about how we are helping businesses in specialty industries on our blog: https://www.spireamerica.com/blog/third-generation-vs-new-agencies-specialty-insurance-experience

09/03/2026

Don't underestimate the value of expertise, especially in insurance. Invest in knowledge, skill, and experience—it's worth every penny!

08/31/2026

We're proud to be Keystone Agency Partners partner of the year!

Congratulations to our 2026 Michigan Partner of the Year, Spire Insurance Solutions!

07/15/2026

A mobile grooming van is a whole business on four wheels — and most of the policies covering them were never built for that. Our newest guide walks through five coverage questions mobile groomers rarely get asked, but really should:

• Who pays when a pressurized water tank floods a client's driveway — auto or general liability?
• What happens when a dog bolts mid-groom? (Standard GL often excludes it under Care, Custody & Control.)
• Generator carbon-monoxide risk in an enclosed van
• Why a solo operator with no witnesses needs more than general liability
• How van downtime can stop your income while the bills keep coming
If you groom out of a van, it's worth five minutes to see where the gaps hide. Read the full breakdown, then reach out and we'll review your coverage with you. 🔗 https://www.spireamerica.com/blog/mobile-grooming-insurance-the-coverage-questions-nobody-is-asking-but-should-be

Mobile grooming is a different business than a brick-and-mortar salon. Your equipment moves. Your workplace is a vehicle. You're often alone. Your entire revenue stream depends on one van staying operational. The risks that come with that setup require coverage questions that most generic insurance....

07/07/2026

The Summer Liability Window Is Open — Is Your Food and Beverage Business Ready? 🌞
As we dive into the busy summer season, it's crucial to remember that it's not just the rush that you need to prepare for, but also the potential risks. Did you know that a staggering 72% of food and beverage liability claims occur during the summer months? 😲

If you run a restaurant, bar, catering operation, or food truck, now is the time to ensure your business is protected. Read more here 👉https://www.spireamerica.com/blog/the-summer-liability-window-is-open----is-your-food-and-beverage-business-ready

If you run a restaurant, bar, catering operation, or food truck, you already know summer is your busiest season. What you may not know is that it's also — by a wide margin — your riskiest one from an insurance standpoint. That's not guesswork. The Food Liability Insurance Program (FLIP) released...

06/01/2026

🚨 Attention Cannabis Dispensaries! 🚨
The federal government has opened a registration window for state-licensed cannabis businesses! This is the most significant compliance development since legalization began.
Here's what you need to know:

The DEA's expedited review window for dispensaries closes between June 22-26. Apply NOW for priority processing!
Schedule III reclassification means you can now deduct full business expenses—no more restrictions!

Learn more https://www.spireamerica.com/blog/cannabis-rescheduling-in-2026-what-operators-need-to-know

05/30/2026

Our new website is here! spireamerica.com just went live with a complete rebuild — cleaner navigation, cost estimators for cannabis, pet care, and self-storage, and an Education Hub stocked with plain-English answers business owners actually want.
Take a spin 👉 spireamerica.com 👈

05/01/2026

We are proud of our hero agents always customizing your policies for your business's needs!

04/11/2026

Happy National Pet Day! 🐾 Today, let's take a moment to celebrate our furry friends and ensure their safety. Here are some tips to keep your pets safe and sound. A huge shoutout to our amazing pet services business clients! Your dedication to pet care makes a difference every day. ❤️