Patrick J. Kelly Insurance Group

10/16/2026

Some great tips from Collegeville Fire Company

While October is Fire Prevention Month and Halloween is right around the corner, why not share some relevant fire safety tips? Did you know that statistically 2 out of 5 fires that occur around this time of year are caused by decorations? While we absolutely love the creativity people have for Halloween, make sure you play it safe while decorating and use flameless candles/lights. If you still decide to use candles, keep decorations like corn stalks and other flammable materials away from them.

We hope this infograph helps make things a little safer for you this Halloween season. We will be posting more fire safety tips in the coming days.

10/12/2026

💡 Kelly Insurance Tip: Starting a Small Business?

Starting a business is exciting, but having the right insurance protection is just as important as having a great business plan!

Here are 5 types of coverage to consider:

1. General Liability: Protection against certain injuries and property damage claims.

2. Commercial Property: Coverage for your equipment, inventory, and business property.

3. Commercial Auto: Protection for vehicles used for business.

4. Workers' Compensation: Coverage for employee injuries that may be required by law.

5. Cyber Liability: Protection against certain cyberattacks and data breaches.

Every business is different, and so are its insurance needs!

Kelly Insurance can help you find the right coverage to protect what you're building.

Local. Independent. Focused on You.

10/09/2026

Hit a Deer in Pennsylvania? Know What to Do!

Fall is peak deer season in Pennsylvania, and an unexpected encounter can happen in seconds.

If you hit a deer, remember these important tips:

✅ Pull over safely, turn on your hazard lights, and check for injuries.

✅ Take photos of your vehicle's damage and the accident scene, if safe.

✅ Don't approach or attempt to move an injured deer.

✅ Contact authorities if someone is injured or your vehicle needs to be towed.

✅ Check your auto insurance. Deer strikes are generally covered under comprehensive coverage, not liability insurance.

✅ For deer on state-maintained roads, contact PennDOT at 1-800-FIX-ROAD to report the carcass for removal. The Pennsylvania Game Commission can also help identify the appropriate agency for other roadways.

Here's something many drivers don't realize: Damage from striking a deer is typically covered by comprehensive auto insurance, not collision coverage.

Did you know? Pennsylvania residents may legally keep a deer killed in a vehicle collision for consumption, but a permit from the PA Game Commission is required.

10/07/2026

Cyber threats continue to evolve, and more businesses are taking notice.
According to the 2026 Travelers Risk Index, 70% of companies surveyed now carry cyber insurance, the highest level since the index became cyber focused in 2018.

As AI creates new opportunities for cybercriminals, the right protection matters more than ever.

Learn more about Travelers' latest findings in the post below.

10/02/2026

Breast Cancer Awareness Month

October is a good reminder to put self-care on the calendar, too. Breast Cancer Awareness Month encourages us to learn more about breast health, understand our individual risk factors, and talk with our healthcare providers about appropriate screenings.

It can also be a simple reminder to check in on the people we care about. Encourage a friend, sister, mother, daughter, coworker, or neighbor to prioritize their health.

A reminder today could make a difference tomorrow.
Kelly Insurance is proud to recognize Breast Cancer Awareness Month and help spread awareness throughout our community.

09/29/2026

September may be coming to an end, but the importance of life insurance doesn’t end with Life Insurance Awareness Month.

Life can change quickly. Having the right coverage in place can help provide financial security for the people who matter most, helping with everyday expenses, a mortgage, education costs, outstanding debts, and the future you’ve worked hard to build.

Life insurance isn’t something to think about just once a year. It’s worth reviewing as your family, finances, and responsibilities change.

As Life Insurance Awareness Month comes to a close, take a few minutes to ask yourself: Is my family protected if the unexpected happens?

If you’re not sure, now is a good time to review your coverage and make sure it still fits your needs.

09/22/2026

🍂 Fall is officially here!

Changing leaves, cooler temperatures, weekend road trips and plenty of beautiful fall scenery are just around the corner.

As the seasons change, it’s also a good time to slow down, enjoy the view and make sure you’re ready for whatever the road ahead brings.

From all of us at Kelly Insurance, we wish you a safe and happy first day of fall!

09/18/2026

Check out this fun video from Erie Insurance. Raychel shares some very important information here about Life Insurance, perfect for Life Insurance Awareness Month.

09/14/2026

🏡 Buying a Home? Don’t Forget About Life Insurance.

A new home usually means a new mortgage and a bigger financial responsibility.

While you’re thinking about homeowners insurance, it’s also a good time to review your life insurance.

Would your family be able to stay in the home and manage the mortgage if your income were suddenly gone?

Life insurance can help provide that financial protection and give your family one less thing to worry about during an already difficult time.

September is Life Insurance Awareness Month. Contact Kelly Insurance to review your coverage and make sure it still fits your life today.