Farmers Savings Bank & Trust

08/26/2026

You’ve spent years building your savings. Now it’s about making it last.

If you’re looking for ways to stretch your savings further during retirement, here are a few tips:
▪️Automate transfers to keep growing your money
▪️Revisit your expenses every month to identify costs that quietly add up
▪️Pay down high-interest accounts to save on interest payments
▪️Set aside an emergency fund to plan for unexpected expenses

Small steps today lead to more flexibility tomorrow.

Member FDIC.

08/21/2026

08/19/2026

By August, you’re watching the crops, thinking about yields, and planning for harvest. That’s the mindset that makes strong operations (and strong finances).

Planning ahead is just a way of life in Iowa, and Farmers Savings Bank & Trust is here to support you with whatever comes next for you and your operation—whether it’s real estate, equipment, livestock, or a simple line of credit to help you cover the ins and outs of your operation.

Member FDIC. Equal Housing Lender.

08/18/2026

❤️We love supporting our local schools! ❤️

08/12/2026

In a technology-driven world, it might feel more secure to have a paper statement in your hands...but in many cases, the opposite is true.

Paper statements contain sensitive information that could be misused if they fall into the wrong hands. That’s why Farmers Savings Bank & Trust offers eStatements—so you can access your statements faster and more securely.

Member FDIC.

08/05/2026

The big bills are easy to track. It’s the small ones that can sneak up on you.

As summer winds down, it’s the perfect time to take a look at the expenses you may have been overlooking:

▪️Forgotten Subscriptions: Streaming services, apps, meal kits, or subscription boxes add up.
▪️Unused Memberships: If you have memberships at gyms or clubs that you rarely use, consider cancelling.
▪️Overpaying for Insurance: Letting policies auto-renew without comparing rates can cost you hundreds annually. Paying for more coverage than you need is also a common expense.
▪️Credit Card Interest: Carrying a balance means paying high interest each month, which means your purchases are costing you more than you might realize.

Take a moment to take full-picture look at your expenses. You might be surprised!

Member FDIC.

07/29/2026

Whether you’re a high school student, college student, or a parent looking out for your child’s best interests, opening a student checking account is the perfect way for young adults to take charge of their own banking.

Students love that there are no monthly service charges and no minimum balance requirements—and they still have access to features like online and mobile banking!

Learn more: https://ow.ly/xlYQ50ZibZP

Member FDIC.

07/22/2026

Before you click “Purchase” on a travel deal that sounds too good to be true, take a moment to do a little research to protect your trip (and your wallet).

Scammers often mimic real airlines, hotels, or booking sites to trick travelers into sharing personal or payment information. Here are a few red flags:

🚩 Suspiciously low prices
🚩 Unexpected emails or texts
🚩 Payment requests through unusual methods

This summer, check before you buy to ensure a smooth and stress-free vacation!

Member FDIC.

07/15/2026

Is your equipment going to get you through the season? 🚜

If you’re facing unexpected repairs or new equipment needs, Farmers Savings Bank & Trust can help you finish the season strong with equipment loans.

Learn more: https://ow.ly/ZJ5850ZibSM

Member FDIC. Equal Housing Lender.