Carmen Erhardt, Insurance Agent

Carmen Erhardt, Insurance Agent Owner/Agent at Pillar Insurance in Traer. But I am able to help you with ALL of your insurance needs in Iowa, Wisconsin, and Illinois.

I am licensed to be able to do personal & business insurance. Also, Health (Group & Life) and Life insurance.

What is a deductible? Glad you asked. Let us break it down for you.
09/07/2026

What is a deductible? Glad you asked. Let us break it down for you.

Do you know what a Deductible is?

Do you need life insurance? How much do you need? Follow these four steps to determine what life insurance coverage is r...
09/04/2026

Do you need life insurance? How much do you need? Follow these four steps to determine what life insurance coverage is right for you and your family.

Your family's needs and assets are critical considerations when determining how much life insurance to invest in. Use this four-step process to help you calculate how much life insurance you need.

Before disaster strikes, prepare your finances with these six tips for financial preparedness in the wake of a natural d...
09/02/2026

Before disaster strikes, prepare your finances with these six tips for financial preparedness in the wake of a natural disaster.

Disaster can strike at any time. These six tips can ensure you’re prepared when it does.

Are you the responsible type? Learn what “liability” means in insurance lingo.
08/31/2026

Are you the responsible type? Learn what “liability” means in insurance lingo.

Do you know what a Liability is?

Did a power outage stop your well pump? You can still flush the toilet with this tip.
08/28/2026

Did a power outage stop your well pump? You can still flush the toilet with this tip.

Did you know you can still flush the toilet, even if your well pump is stopped.

Do you have an emergency kit?
08/26/2026

Do you have an emergency kit?

An emergency kit is essential for every household.

When it comes to retirement, your options can be overwhelming. Find out why an annuity might be right for you.
08/24/2026

When it comes to retirement, your options can be overwhelming. Find out why an annuity might be right for you.

Annuities are a popular and well-established method of providing a secure retirement income. Here are our answers to a few of the most common questions asked by people who are considering this option.

There are a lot of misconceptions when it comes to how a pre-existing medical condition will affect a life insurance pre...
08/21/2026

There are a lot of misconceptions when it comes to how a pre-existing medical condition will affect a life insurance premium. To clarify some of the confusion, let’s take a look at the facts.

Have a pre-existing condition? Learn the facts before assuming life insurance coverage is costly or low quality.

Accidents happen to everyone. We're here to help. Work with us now to help prepare for later.
08/19/2026

Accidents happen to everyone. We're here to help. Work with us now to help prepare for later.

Accidents happen to everyone. We're here to help.

We can’t predict the future, but we can prepare for and manage it with life insurance. Life insurance serves several pur...
08/17/2026

We can’t predict the future, but we can prepare for and manage it with life insurance. Life insurance serves several purposes, all intended to build, provide for, and protect the future financially.

Life insurance is more than a savings account for your loved ones. Learn the ins and outs of this valuable financial asset and see why it is important no matter your age.

Address

Traer, IA
50675

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+13194788800

Website

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