Benefit Indemnity Corporation

08/10/2026

Can you explain the difference between these without looking them up?

✔ Specific vs. Aggregate Attachment Point
✔ Paid vs. Incurred Claims
✔ Lasers
✔ Terminal Liability

If any of these made you pause, you're not alone.

Our final Self-Funded Educational course breaks down the terminology that every broker should understand—and use confidently with clients.

📅 August 26 | 10 AM–12 PM
🎓 Approved for 2 CE Credit Hours in multiple states.

👉 https://www.bigmarker.com/bic/self-funded-health-plan-terminology-081926?utm_bmcr_source=Facebook

08/07/2026

⚠️Check out what you may have missed this week...

Email from Benefit Indemnity Corporation Quick Hits. Real Insights.     Know someone who might like this information? Click to View this Email Online / Right-Click to Copy Link & Share As the week wra

08/06/2026

❌ Don't Let This Be Your Client's Question ❌

💭Imagine your client asking: "Why did we have to pay for this twice when another employer was prepared?"

❓Would you have a good answer?

Maryland PFML deadlines are approaching quickly, and employers considering a private plan need to prepare NOW.

The conversation you have today could save your client from asking difficult questions tomorrow.

⚠️ Don't wait.

08/05/2026

DEFINED: Stop-Loss Insurance 💡

Mastering Insurance Vocabulary 👩🏻‍💻📓✍🏻
A weekly post to discuss a term that you may need to LEARN or - maybe just review.

08/04/2026

It's More Than Definitions

📖 This isn't about memorizing definitions.

It's about understanding how self-funded health plans actually work.

By the end of this course, you'll have a stronger understanding of:
➜ Stop-loss coverage
➜ Claims settlement options
➜ Funding terminology
➜ Advanced self-funded concepts

Knowledge creates confidence—and confidence creates better client conversations.

Join us August 19 as we wrap up our Self-Funded Educational Series.
👉 https://www.bigmarker.com/bic/self-funded-health-plan-terminology-081926?utm_bmcr_source=Facebook

08/03/2026

How Stop-Loss Insurance Protects Employers

One of the biggest misconceptions about self-funding is that employers assume unlimited financial risk.

They don't.

Stop-loss insurance is designed to protect employers from unexpectedly large claims by limiting financial exposure.

Think of it as protection for your health plan.

Self-funded doesn't mean unprotected—it means having a strategy backed by safeguards.

HOW SELF-FUNDING WORKS: https://www.benefitindemnity.co/sfe/how-self-funding-works.html

07/31/2026

This week we've continued breaking down the world of self-funded health plans—one concept at a time.

From common misconceptions to practical strategies, our goal is simple: give brokers the knowledge and confidence to have better conversations with employers.

If you missed any of this week's posts, don't worry—we're just getting started.

Our upcoming **Self-Funded Health Plan Terminology – Definitions to Achieve Clarity** webinar brings it all together, explaining the language, concepts, and definitions every benefits professional should know.

Because when you understand the terminology, every self-funding conversation becomes easier.

Join us August 19 and continue building your self-funding expertise.

Email from Benefit Indemnity Corporation Quick Hits. Real Insights.     Know someone who might like this information? Click to View this Email Online / Right-Click to Copy Link & Share As the week wra

07/30/2026

📖 Defining the Difference: Fully Insured vs. Self-Funded

At first glance, both types of health plans provide valuable benefits to employees—but the way they're funded is very different.

➡️ Fully Insured: The insurance carrier assumes the responsibility for paying covered claims, while the employer purchases a group policy and pays a fixed premium.

➡️Self-Funded: The employer assumes responsibility for paying covered claims and partners with a Third-Party Administrator (TPA) for plan administration and stop-loss insurance to help protect against unexpectedly large claims.

Understanding this fundamental difference is the first step in evaluating which approach may be the better fit for an employer's goals.

07/29/2026

Who Controls Your Health Plan?

👥 Who should decide what your health plan looks like?

With a traditional fully insured plan, much of the control belongs to the insurance carrier.

With self-funding, employers have far more flexibility to design benefits around their own workforce—not someone else's.

That means:
• More plan design options
• Better alignment with employee needs
• Greater control over healthcare spending

Sometimes, having more control is the biggest advantage of all.

07/28/2026

🔎 Terminology Matters

The more comfortable you are with self-funded terminology, the more confidently you can guide employer conversations.

During this two-hour online course, we'll simplify concepts including:
☑️ Beginning terminology
☑️ Stop-loss details
☑️ Claims settlement options
☑️ Advanced concepts

Join us August 19 and finish the Self-Funded Educational Series with confidence.
👉 https://www.bigmarker.com/bic/self-funded-health-plan-terminology-081926?utm_bmcr_source=Facebook

Clear definitions lead to clearer recommendations.

Join us for a 2-hr online course to learn self-funded health benefit plan terminology in a way that guides you to a more complete understanding of self-funded health plans, stop-loss & other insurance, and how they function in the world of group health insurance. * * * * * * * * * * * * * * * * * *....