Kings Mill Wealth Advisors

09/07/2026

This Labor Day, we're grateful for the opportunity to work alongside so many hardworking individuals, families, and business owners. Thank you for trusting us to be part of your financial journey. Kings Mill wishes you a happy, safe, and enjoyable Labor Day.

09/04/2026

We're more than halfway through the year - have you checked in on your retirement savings? Mid-year is the perfect time to make sure you're taking advantage of every opportunity available to you.

If you're 50 or older and still working, you may be eligible to make additional catch-up contributions to your employer retirement plan.

2026 Catch-Up Contribution Limits
✔️ Ages 50-59: Up to $8,000 in catch-up contributions
✔️ Ages 60-63: Up to $11,250 in catch-up contributions
✔️ Age 64+: Up to $8,000 in catch-up contributions

While these updates are helpful, they don't answer the more important questions:
• Should you contribute pre-tax or Roth?
• How do these rules affect your future tax bill?
• Will this impact Medicare IRMAA?
• Should you be doing Roth conversions instead?
• How does this fit into your overall retirement income strategy?

If you're over 50 and haven't reviewed your retirement contributions yet this year, now is a great time to do so. A small adjustment today can make a meaningful difference over the long run.

Click the link below ⬇️ to learn more about the contribution limit changes. If you're interested in speaking with a financial professional, please reach out - these are the planning conversations we have with our clients every day.

Individuals who are age 50 or over at the end of the calendar year can make annual catch-up contributions.

07/04/2026

As we celebrate Independence Day, we also commemorate the 250th anniversary of our nation’s founding - a milestone that reflects resilience, vision, and enduring strength.

Kings Mill wishes you a safe and meaningful July 4th holiday as we continue building toward a strong future.

07/01/2026

July 1st marks National Financial Freedom Day, a time to celebrate the progress and possibilities that come with clear goals, thoughtful planning and consistent actions.

The best part? Financial freedom looks different for everyone, whether that's paying off debt and building savings to retiring with confidence. Kings Mill is proud to help you build, protect, and enjoy a financial future that’s uniquely yours.

06/28/2026

Insurance plays a vital role in protecting your financial future. Whether it's auto, home, health, or life coverage, having the right policies in place can provide peace of mind when life takes an unexpected turn. 🛡️

On this Insurance Awareness Day, we recommend taking a moment to:
• Learn about different types of coverage and what they protect
• Review your existing policies to ensure they still meet your needs
• Identify any gaps in protection, especially after major life changes
• Compare options to make sure you're getting the best value

A little time spent understanding your coverages now can make all the difference when it matters most.

06/24/2026

Earlier this week, members of our team had the pleasure of preparing dinner for the residents of the Ronald McDonald House Maryland in Baltimore. With the help of some dear friends of Kings Mill, we put together a delicious taco and nacho bar.

It was a joy to serve our community, especially for families who are already carrying so much. Our goal was to make at least one part of their day a little easier.

We're grateful for the opportunity and look forward to volunteering with the House again soon!

06/21/2026

Father’s Day holds special meaning for Kings Mill. As a firm founded and led by a father-daughter team, we understand and value the importance of family, legacy, and compassion. These are principles that guide both our personal lives and the work we do for our clients every day.

Today we celebrate all fathers and father figures who offer guidance through life’s challenges and strive to build a stronger future for the next generation.

Happy Father’s Day!

06/17/2026

Have you found yourself with leftover funds in your 529 account after covering education expenses and wondering what to do next? 🎓

You may be surprised to learn there are several flexible options available for utilizing unused 529 funds, depending on your situation and goals.

If you’d like to learn more about the various options, check out this helpful article linked below ⬇️

If you’re unsure how to move forward with your 529, our advisors would be happy to help you evaluate your next steps.

Excess 529 funds represent both a challenge and an opportunity, and knowing your options is essential.

06/15/2026

This June marks the 30th anniversary of National Safety Month, an initiative dedicated to raising awareness about how we can protect ourselves in everyday life.

In that spirit, we wanted to take this chance to focus on financial safety because protecting your financial well-being is just as important as protecting your physical health.

Here are a few practical steps you can take to strengthen your financial security:
• Build an emergency fund to cover unexpected expenses
• Protect your income with disability insurance
• Prepare for natural disasters with supplies and a plan
• Review your financial plan regularly to stay on track with your goals

Taking proactive steps today can help you feel more confident, prepared, and secure for whatever tomorrow may bring.

06/11/2026

Earlier this week two of Kings Mill’s team members, Melissa and Hilary, attended Redtail Technology’s 2-day University in Minneapolis.

This experience provided a valuable opportunity to connect with firms from across the country, strengthen their expertise, and further enhance the way we manage client data and deliver exceptional service.

We’re excited to apply what they learned to better support and serve our clients!