RCR Wealth Advisors of Janney Montgomery Scott LLC

05/10/2026

Happy Mother's Day! 🌷 Thank you to all mothers and mother-figures that we've had the pleasure to know professionally and personally. We appreciate everything you do today and every day!

05/07/2026

⭐The Roth IRA Opportunity: Why Starting Early Can Make a Big Difference!

A Roth IRA is a powerful retirement savings tool because contributions are made with after-tax dollars, and qualified withdrawals in retirement are tax-free. This allows your investments to grow tax-free over time, which may enhance the benefits of compound interest.

🌱Example of Long-Term Growth:

• Investor A (Starts Early): Contributes $7,000 annually from age 25-49, then $8,000 annually from age 50-65. At an assumed 8% annual return, the Roth IRA hypothetically grows to $1,840,548 by age 65.

• Investor B (Taxable Account): Contributes the same amounts but in a taxable account (25% tax rate). Under the assumptions shown, the account grows to $1,106,610.

Unlike taxable accounts, Roth IRAs avoid annual taxes on dividends, interest, and capital gains, allowing more money to stay invested and compound over time.

⏰The Importance of Starting Early! The earlier you begin, the more time your contributions have to grow. Even small, consistent contributions may lead to significant retirement savings due to the power of compounding.

💰2026 Contribution Limits: $7,500 annually ($8,600 if age 50+).

🗝️Key Takeaway: If eligible, consider funding a Roth IRA to take advantage of tax-free growth, disciplined contributions, and the long-term benefits of compounding. It’s not just a retirement account—it’s a wealth-building strategy!

Whether a Roth IRA is appropriate depends on an investor’s individual financial and tax situation. Hypothetical example for illustrative purposes only. This example is based on the assumptions shown and does not reflect actual investment results. Past performance does not guarantee future results. Investment returns and principal value will fluctuate. Roth IRA eligibility and tax benefits are subject to IRS rules and income limitations. Investors should consult with their tax advisor regarding their individual situation. Assumes a hypothetical 8% annualized return for illustrative purposes only. Actual returns will vary and may be lower. The example does not fully reflect investment management fees, expenses, inflation, or changes in tax rates, contribution limits, or market conditions. For more information about Janney, please see Janney’s Relationship Summary (Form CRS) at www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.

04/13/2026

We are honored to announce our very own Carrie Jarmer has been named to 2026 AdvisorHub Top 100 Women to Watch List! 🏆

“We are proud to celebrate Carrie on being named to the 2026 AdvisorHub Women to Watch list. This achievement demonstrates her dedication to helping clients reach their goals and the high standards she brings to her practice every day." - Kevin Reed, President of Janney’s Private Client Group.

For more information on the scope of consideration for referenced industry awards or accolades, please visit Janney.com/awards-disclosures

04/01/2026

Welcoming Greg Manara, CFP®️, Senior Financial Planner to Our Team!

Greg joins the team with over 25 years of financial services experience with Legg Mason, Merrill Lynch, Charles Schwab, and Fidelity. He has extensive experience advising individuals and families on retirement planning, tax planning, social security, charitable giving, and wealth transfer strategy. As a Senior Financial Planner, Greg will help our team provide clients with timely and personalized wealth management advice. Mostly importantly, Greg puts the needs of clients first. We believe his integrity, knowledge, and client-focused approach will strengthen the advice and service we strive to provide each of our clients.

We are excited for you to meet Greg and look forward to the opportunities ahead with him on board! Thank you for your continued trust in our team!

02/14/2026

We hope your day is filled with love and happiness as we take time to connect with those who matter most! Thank you for your continued trust and confidence in our team. We truly appreciate the relationship we have built with you!

01/07/2026

We are honored to announce RCR Wealth Advisors has been named to the Forbes 2026 Best-In-State Wealth Management Teams list! 🌟

“We are thrilled to congratulate RCR Wealth Advisors on this achievement. Their recognition as a Forbes Top Wealth Management Team highlights the high standard of personalized wealth management advice they deliver and the leadership they bring to their clients and our firm,” said Kevin Reed, President of Janney’s Private Client Group.

For more information on the scope of consideration for referenced industry awards or accolades, please visit Janney.com/awards-disclosures

12/31/2025

As we close out the year, we want to take a moment to express our sincere gratitude for your continued trust in our team. This year has been especially meaningful for our team both professionally and personally. We welcomed the invaluable Senior Wealth Planning Associate, Kim Wright, to the team as well as celebrated the arrival of Rustin’s second daughter, Margaret “Mimi” June Bryant.

We are grateful for the opportunity to have strengthened both long-standing and new relationships throughout the year, and look forward to continuing our work together as we help you pursue your goals in the year ahead. We wish you a healthy, happy, and prosperous New Year! ✨

12/24/2025

Happy Holidays from our RCR family to yours! 🎄 We wish you a wonderful holiday season and are excited to continue to serve you in the New Year! 🎉

10/31/2025

Happy Halloween from the RCR family! 👻🎃 May your Halloween be full of treats... and no tricks!

10/01/2025

🍂 As we approach the season of giving, consider a gift that reaches far beyond the holidays; Gifting to a 529 education savings plan is a meaningful way for parents and family members to invest in a child's future. Check out the article below to learn more about the tax advantages of a 529 account and how it can be a tool to build a strong foundation for a child's future.

#529

Giving or contributing to the gift of education for a loved one, if you are so inclined, is an impactful and rewarding way to exercise the act of giving. One way to do this is through a 529 education savings plan. While 529 education savings plans were originally designed to facilitate saving for hi...