Jason Olmo - Mortgage Loan Officer

09/23/2022

How to avoid student loan scams. Getting a college degree can be one of the biggest financial decisions you make. Scammers know that and may use it to trick you. But with some basic know-how, you can learn to spot a scam.

Get tips to help you avoid scams related to student loans and the federal student debt cancellation program.

09/22/2022

U.S. Bank small-dollar loans help customers in a pinch

U.S. Bank was the first bank of scale to offer a small-dollar loan product to help customers cover an unexpected expense. It’s also leveraging customer engagement with the product to drive financial education.

09/21/2022

What to Tell Your Boss at Your Performance Review. 9 Things You Should Tell Your Boss at Your Next Performance Review

We have nine suggestions to make the review as valuable as possible.

09/20/2022

The top 3 skills employers are looking for in 2022, according to career experts

About 58% of employers said finding candidates with the right skills has been their biggest challenge during the coronavirus pandemic in a new Monster report.

07/15/2022

Start your home search knowing what you could afford.

Apply for a mortgage prequalification so you'll know what you could

afford before you look at homes. We'll take the time to walk you through

the process and review various loan options with you so you can shop

with confidence.

-Low down payment options

-FHA and VA mortgages

-Lot loan financing for vacant land

-Financing available for a wide price range of homes

07/14/2022

Our Builder Lock program provides peace of mind with an extended rate lock."

With mortgage rates constantly on the move, protect yourself from interest rate
changes during the buildout of your new home. See how you could reserve a rate for
up to 360 days, based on today's rates. This extended rate lock option is available for

new-build single family homes and condos

Choose from a variety of loan programs

-Extended interest rate protection for up to 360 days

If interest rates drop before loan closing, flexibility of a one-time fleat down!

to a lower rate may be available

07/13/2022

Find the condo. Let us help you finance it.

Looking to enjoy the convenience and amenities of condo living? We offer many loan options that could help you purchase a unit. Whether you are moving up or a first-time home buyer, our dedicated team of mortgage professionals is ready to help with step-by-step guidance that could take you from property shopper to condo owner.

-Down payment options as low as 5%

(as low as 3% for first-time home buyers)

-Loan options to avoid mortgage insurance may be available

-Gift funds may be used for down payment

07/12/2022

Receive more home buying opportunities with an FHA mortgage.

An FHA mortgage is a government-backed home loan with more flexible lending requirements than those for conventional loans.

- Low down payment options

Gift funds may be used for down payment

-May qualify without established credit

-Purchase and refinance options

Plus, learn how you may be able to reduce your interest rate for the first year with our Firstep option.

04/12/2022

Why Choose a Mortgage Banker

04/11/2022

Rumor has it interest rates are going to keep rising📈. I wanted to share some basic info about interest and how it works so you can make the best decision given your situation this spring👇 ⁣
⁣
👉An interest rate is essentially the price you’ll pay to borrow money to purchase a home.⁣
Interest rates are displayed as an annual percentage of the total amount borrowed, also known as the principal.⁣
👉Here’s a straightforward example: Say you borrow $500, and the interest rate is 8%. At the end of the year, you’ll owe $540 ($500 x 0.08).⁣
👉Lenders make money off the mortgage interest. In the example above, the lender would pocket the $40.⁣
👉Lenders determine your interest rate using a variety of factors; however, the most important is your credit score. A credit score is a number that predicts how likely you are to pay back a loan on time—the higher your score, the lower your interest rate. ⁣
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If you want to talk more, let me know📲. I’m here to help you navigate every part of buying a home!

04/08/2022

Buying a home doesn’t have to be complicated. You handle the prep work and I’ll take it from there. Call me to see how I can make that happen.

04/07/2022

Say "Bye" to The Rent