Sarah Purcell - ACC Mortgage Lending, NMLS #239593

10/23/2026

Preparing to buy a home starts with deciding what type of property fits your lifestyle, whether a single-family house, townhouse or condo and considering how long you plan to stay.

Strengthening your finances means paying bills on time, keeping credit card balances below one-third of your limit and lowering debt.

📞 Sarah Purcell at ACC Mortgage Lending should be your first call to determine your Home Buying Power.
Creating wealth through real estate... is real. 💫

Buying a house is probably the biggest, most complicated purchase you will make. But it may not be as overwhelming when you have time to prepare.

10/15/2026

👀 Look to 💪🏼💪🏼💪🏼 ARMs

“An Adjustable Rate Mortgage (ARM) allows a borrower to lock in a rate for a set period — five or seven years, for example — and that rate is usually lower than you would get with a conventional, fixed-rate loan.”

As mortgage rates hover near their highest averages in some three years, lenders and borrowers are looking beyond the 30-year, fixed-rate mortgage.The

10/07/2026

"Don’t wait for mortgage rates to come down because who’s saying they’re going to? They may not."
"So, if you’re ready to buy a home, you have the money saved, it’s a city or area you want to be in, and you think you could enjoy two years in the house, it’s worth buying now."
🏠❤

With home prices and rates still high, deciding when to buy can be tricky. A real estate agent shares what to consider before making your move.

09/30/2026

✅ Key Advantages:
📉 Lower home prices (and property taxes) from decreased buyer demand.
🔎 Zero bidding wars or inflated over-asking offers.
💡 More negotiating power for seller concessions.
📌 Retained contingencies like full home inspections.
📈 Future refinancing potential if market rates drop.

09/26/2026

ASK ME ABOUT: The Fannie Mae HomeStyle® Renovation (HSR) loan. It is a program that allows a borrower to include the cost of property renovations and upgrades into the mortgage loan. The loan program is available for a wide variety of properties, both owner-occupied and investment properties. It allows borrowers to apply for one mortgage loan to purchase a property and pay for the cost of home improvements instead of relying on secondary financing or a home equity line of credit. AND... can be used for 1-4 unit properties where the owner will occupy one of the units, one-unit investment properties for rental, or even one-unit vacation or second properties. 💥

09/25/2026

How do I do it? By surrounding myself with an AMAZING 💫 team.
Cheers to another happy home owner!

09/18/2026

https://zillow.mediaroom.com/2026-09-17-Zillow-PreviewSM-listings-are-now-live-on-Realtor-com-R-,-offering-the-same-early-access-on-the-two-most-visited-real-estate-platforms-in-the-country

SEATTLE and AUSTIN, Texas, Sept. 17, 2026 /PRNewswire/ -- Zillow® and Realtor.com® today announced that Preview℠ is live on both sites, bringing pre-market homes to buyers across the two most-visited real estate platforms in the country. No special login or brokerage relationship required. The s...

09/15/2026

https://www.cnbc.com/2026/09/15/10-year-treasury-yield-rises-to-highest-since-2007.html

The sell-off in U.S. government debt is deepening as investors increasingly price in an interest rate hike this week.

09/13/2026

"This partnership will allow us to create a better home search experience for consumers while continuing to strengthen the brokers and agents who serve them every day.”

Home search in the Pacific Northwest just got a major upgrade. Northwest Multiple Listing Service (NWMLS) has launched a completely reimagined consumer home search experience on NWMLS.com, developed in partnership with Broker Public Portal (BPP) and powered by Cribio technology. […]

09/09/2026

Mortgage Rates can't catch a break!

"...despite the aggressive size of this "Treasury Twist," the bond market's reaction today has actually pushed yields and mortgage rate pressures higher, as investors were left underwhelmed by the scale of the intervention."

The much-anticipated announcement triples the normal buyback operation and follows an announcement from Treasury Secretary Scott Bessent.