Debbie Castagno at Intercap Lending

Debbie Castagno at Intercap Lending Debbie Castagno, LO Intercap. Specializing in home financing and refinancing for UT residents. She lives and works in Tooele, Utah.

Debbie Castagno is an Intercap loan officer providing home mortgage loans and refinancing to Utah homeowners.

Come and see this beautiful Parade of Homes Home tomorrow with Utah Homes by Brad Orgill. Open House from 11:00 to 3:00...
08/21/2026

Come and see this beautiful Parade of Homes Home tomorrow with Utah Homes by Brad Orgill. Open House from 11:00 to 3:00. Enter the drawing for a Blackstone Grill.

How much is your home worth?Most homeowners have a number in mind, but the market is always changing.Whether you're thin...
08/18/2026

How much is your home worth?

Most homeowners have a number in mind, but the market is always changing.

Whether you're thinking about selling next year, buying another home, or you're just curious, it's nice to have a better understanding of your home's value without having to guess.

Your Homeowner's Digest helps you track your home's estimated value, monitor your equity, and stay informed as the market changes.

If you've ever wondered what your home might be worth today, let's get you set up.

These are the questions I hear from buyers in Tooele all the time. And usually, the question they’re really asking is, “...
08/13/2026

These are the questions I hear from buyers in Tooele all the time. And usually, the question they’re really asking is, “Can I actually do this without making a mistake?”

That’s where I come in. We can run the numbers, talk through the what-ifs, look at different loan options and figure out what actually makes sense for you.

You might be closer to buying than you think. And no, you probably don’t need 20% down.

It's easy to fall in love with a house.Before you do, let's make sure it fits your budget.A personalized Buyer Profile g...
08/10/2026

It's easy to fall in love with a house.

Before you do, let's make sure it fits your budget.

A personalized Buyer Profile gives you a better understanding of your buying power, estimated monthly payment, and loan options before you start shopping in Tooele.

Sign Up to create your Buyer Profile.

YOU THINK I'M JUST A BRANCH MANAGER.I wear that title proudly, but the best part of my job has never been the title.It's...
08/03/2026

YOU THINK I'M JUST A BRANCH MANAGER.

I wear that title proudly, but the best part of my job has never been the title.

It's getting to cheer on my team when they have a great month. Helping them work through the hard ones. Brainstorming solutions, celebrating milestones, sharing a few laughs, and reminding each other why we love this business.

I believe you can be competitive without competing against each other. I believe culture matters. I believe people do their best work when they know someone has their back.

That's the kind of branch here in UT I've worked hard to build.

If you're a loan officer in Tooele who's looking for a place where relationships matter, goals are celebrated, and you're supported every step of the way, I'd love to connect. Let's grab lunch and see if Intercap might be the right fit for your next chapter.

Thinking about buying a home this year? Now is actually one of the best times to start preparing.You don't have to be re...
07/31/2026

Thinking about buying a home this year? Now is actually one of the best times to start preparing.

You don't have to be ready to make an offer today to benefit from understanding your buying power. Starting early gives you time to explore loan options, work on your credit if needed, save for a down payment, and build a plan that fits your goals.

I've seen too many buyers wait until they find the perfect house before asking questions. By then, everything feels rushed.

A little planning now can make the entire home buying process much less stressful later.

If buying a home in Tooele is on your list, even if it's months away, let's help you get prepared.

One of the biggest reasons buyers say, "Maybe later," is because they don't have enough information to make a decision. ...
07/30/2026

One of the biggest reasons buyers say, "Maybe later," is because they don't have enough information to make a decision. They aren't saying no to buying a home. They're saying no to uncertainty.

That's why I love when my Realtor partners bring me into the conversation early. We can answer questions about monthly payments, down payment options, and financing before a buyer falls in love with a house.

Sometimes that conversation leads to a pre-approval. Sometimes it gives the buyer a plan for the next six months. Either way, they're moving forward instead of putting everything on hold because they don't know where to start.

If you have buyers who are on the fence, let's talk. A 15-minute conversation can make a big difference.

Building a home is exciting.Making two house payments while it's being built? Not so much.That's one of the reasons I lo...
07/27/2026

Building a home is exciting.

Making two house payments while it's being built? Not so much.

That's one of the reasons I love talking to buyers about Intercap's construction loan.

With our Build Now, Pay Later program, you don't start making your mortgage payment until construction is complete. During the build, interest is charged only on the funds that have actually been drawn, not the full loan amount.

That can make a big difference while you're waiting for your new home to be finished.

If building a home in UT is on your list, let's talk before you meet with a builder. Understanding your financing options early can make the process a whole lot easier.

Everyone wants to know when rates are coming down.I wish I had that answer.What I do know is that I've had buyers who wa...
07/23/2026

Everyone wants to know when rates are coming down.

I wish I had that answer.

What I do know is that I've had buyers who waited a year hoping for lower rates. Some ended up paying more because home prices went up. Others missed out on the house they still talk about.

Waiting is a decision, too.

Sometimes it's the right one. Sometimes it isn't.

The best conversations I have aren't about guessing what the market will do next. They're about looking at today's numbers and deciding whether buying now makes sense for your budget and your goals.

If it does, great.

If it doesn't, that's okay too.

As Realtors and lenders, we owe our clients real information, not predictions.

Are buyers in Tooele getting tired of waiting, or are you still seeing most of them sitting on the sidelines?

Address

152 W 1280 N Suite F5
Tooele, UT
84074

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14358303727

Website

Alerts

Be the first to know and let us send you an email when Debbie Castagno at Intercap Lending posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category