Money Muses of a Musician

10/31/2024

Okay, maybe I'm exaggerating a little.

I'm not a Haydn fan. I can respect the music for what is it is, but he and Mozart and Vivaldi and all those guys are my LEAST favorite to play! There's a reason my main instrument is drums! 🤘

However, I would much rather practice that music than have revolving interest working AGAINST me!

Have you ever sat down and thought about how much money something ACTUALLY costs you once you factor in interest? A lot of times you end up paying close to double for whatever you bought!

Doing let the ease of a minimum payment lead you to believe that you should buy something RIGHT now. That's how they rope you into paying way more in the long run! THAT'S scary! 🧟

10/31/2024

It's the SMALL things! 🤏

I love playing percussion because even the smallest instruments do so much to change the sound and feel of the music.

The great news is that the smallest changes can change the overall feel of your finances!

What are some little, EASY changes you can make? Here are some ideas:

•Save some money BEFORE paying any of your bills, no matter how small. In other words, pay YOURSELF first!

•Start keeping track of the times you eat out or when you buy something from Amazon or similar purchases. Just observe where your money is going each month.

•Start to think creatively with things you already have in your home before going out and spending money for whatever occasion.

•Get different insurance quotes to see if you can save money on things you're paying for already.

Ideas like these and many more are so simple that ANYONE can start implementing them without much change to what is being done already. You'd be surprised how the little changes will add up and compound over time!

08/30/2024

🤯 Have you seen this??? SHARE ↗️ with anyone who needs this!

🚀 Rocket Mortgage is providing a way for first time home buyers to stand a chance in this market!

2-1 Buydown:
•1st year the rate is 2% lower than the note rate
•2nd year the rate is 1% lower than the note rate
•3rd year the rate is back to the note rate with the possibility of refinancing at that point

If you want to see if you qualify, comment BUYDOWN below or message me for a time to connect! (Utah residents only)

Check out the details! 👇

With existing homes still experiencing a sluggish sales season, first-time buyers are more hesitant to enter the buying market. According to the National Association of Realtors (NAR), first-time homebuyers accounted for 30% fewer purchases this June, compared to June 2023, and only were responsible...