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Rise Lending

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United States
Tooele, UT
Rise Lending

Rooted in trust. Rising through homeownership. Helping you buy smarter, refinance better, and build lasting wealth throughout UT, AZ, AR, ID, MO, & TX.🏡✨

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate. We've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact us so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle. Our journey through the mortgage ind

ustry started over two decades ago, we have worked as consumer and residential loan officer and have a passion for helping people find the very best financing option for them. Buying a home is one of the most exciting experiences that life has to offer but without the right people beside you it can also be one of the most fear inducing and stressful. That is where our experience comes in, it is our personal belief that financing a home should not be over whelming and can even be fun. If you are a first-time home buyer, empty nester or a seasoned investor, looking to purchase or refinance, we have a solution for you and will have your back every step of the way! We look forward to working with you to help you achieve your real estate goals. NMLS #36434 | NMLS #1573665
435-850-6627
[email protected]

06/17/2026

Crazy how many people still think they need 20% down to buy a house.

I talk to people all the time who are waiting to save a huge amount of money before they even start the home-buying process.

Depending on your situation, there may be options available that require much less money down than most people realize.

Some programs may allow little down, and in certain situations, there may even be options with no down payment at all.

That’s why I always tell people:

The key is that it depends on your loan type, finances, goals, and the programs available to you. Don’t decide you’re not ready before talking to a lender.

A quick conversation can help you understand your options and what buying a home could actually look like for you. Before you spend years trying to reach a savings goal that may not even apply to you, find out where you really stand.

You might be a lot closer than you think. Send me a message or reach out if you have any questions.

06/17/2026

Every home has that one standout feature 🏡✨

Maybe it’s the charming archways, the natural light, the backyard made for entertaining, or simply the feeling you get when you walk through the door.

What do you love most about your home?

06/16/2026

Pool season is officially here ☀️💦

Long summer days by the water are one of the best parts of the season, but safety and preparation should always come first.

A little preparation helps keep pool days fun, relaxing, and worry-free all summer long.

What’s the best part about pool season?

06/15/2026

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗝𝘂𝗻𝗲 𝟭𝟱, 𝟮𝟬𝟮𝟲

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗹𝗼𝘄𝗲𝗿 👍
Rates started last week a little higher but ended lower after reports surfaced that a peace deal with Iran was close and could possibly be signed over the weekend. Even though both consumer and wholesale inflation continued to rise, markets largely expected those increases, so mortgage rates showed little reaction.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗺𝗼𝘃𝗲 𝗹𝗼𝘄𝗲𝗿 👍
With a peace agreement now in place and the Strait of Hormuz expected to fully reopen, oil prices have fallen and mortgage rates could continue to improve. The biggest test this week comes Wednesday when new Fed Chair Kevin Warsh holds his first Fed meeting and press conference.

📈 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
• The Middle East: The peace agreement is expected to be formally signed Friday, and the reopening of the Strait of Hormuz should help bring oil prices lower. That would ease inflation concerns and help mortgage rates improve over coming weeks.
• The Fed: Wednesday's Fed meeting could create some volatility in mortgage rates, especially during and after Chair Warsh's press conference as markets assess the Fed's outlook for future rate policy.
• Juneteenth: Markets and many mortgage companies will be closed on Friday.

06/15/2026

Your first mortgage payment is usually due on the first day of the month after closing, often allowing for several weeks before your first payment is required.

For example, if you close in the middle of March, your first payment may not be due until May 1st. This timing can give buyers a little breathing room while settling into their new home.

Keep in mind that timelines and loan structures can vary depending on your lender, loan type, and location, so it’s always important to confirm the details specific to your purchase.

Understanding these small details ahead of time can help you plan your finances more confidently throughout the buying process.

Have questions about mortgages or buying a home? Let's connect for guidance tailored to your situation!

06/14/2026

Understanding your budget before you start house hunting can help you avoid surprises and shop with more confidence.

Be sure to account for:
📊 Down payment & closing costs
🏦 Monthly mortgage payments
🧾 Taxes, insurance & utilities
🛠️ Ongoing maintenance expenses

Reviewing your finances early can help you better understand affordability and prepare for a smoother buying experience.

Thinking of buying a home? Let's explore your next steps!

06/12/2026

A loan term refers to the length of time you agree to repay your mortgage in full. Depending on the loan type and market, mortgage terms can vary widely.

💰 Shorter loan terms often mean higher monthly payments but less total interest
📉 Longer loan terms can reduce monthly costs while extending repayment over more years

Understanding your loan term is an important part of planning for long-term homeownership and overall financial strategy.

Want help navigating mortgage terminology or understanding your options? Reach out for professional guidance.

06/11/2026

One of the easiest ways to make your home feel warmer and more inviting is by incorporating natural elements into your decor.

A simple styling trick? Use oversized branches or seasonal stems in a large vase to instantly add texture, height, and warmth to a space. If you can’t find the right pieces outside, craft stores and local markets are great places to find affordable options that still make a big impact.

Sometimes the simplest decor updates make a home feel the most inviting.

06/10/2026

This is normal, right?

You find the perfect house online.
You schedule a showing.
You fall in love.

Then you start looking for a mortgage.

The problem?

❌ You might find out the house costs more than you can afford.

❌ You could miss out on loan programs or down payment assistance that could save you thousands.

❌ You may not know what monthly payment actually fits your budget.

❌ And while you're figuring all that out, another buyer who's already pre-approved may submit an offer first.

Getting pre-approved before you start house hunting doesn't mean you're committing to buy a home.

It simply helps you with:
✔️ How much home can you afford
✔️ Have more people take you seriously
✔️ How much money can you save

The best first step in buying a home isn't finding a house.

It's finding out what you can buy before you start shopping.
Reach out to me or send me a message if you want to start looking around or have any questions.

06/10/2026

☀️ This summer, hit pause on the hustle and dream a little bigger.

Take a break, soak up the sunshine, and start building a vision for the life and home you really want.

Whether it’s upsizing, downsizing, relocating, or just reimagining your space, your future self will thank you for taking the time to plan now.

📝 What’s one home goal you’d love to make happen this year? Share it below!

Address

Tooele, UT
84020

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://linktr.ee/RiseLendingGroup, http://www.RiseLendingGroup.com/

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