09/18/2026
Quick homeowner question: does your insurance company actually know how old your roof is?
If you’ve replaced it since your policy was written, don’t assume that information automatically made its way onto your policy.
The Texas Department of Insurance is encouraging insurers to better recognize home improvements that reduce the risk of damage, including stronger roofing and construction designed to better withstand severe weather.
No, a new roof doesn’t automatically mean a lower premium. But if you’ve put money into improving your home, it’s worth making sure your insurance reflects it.
If you’re in the Tomball area and aren’t sure what your policy currently shows, message us. We can check!