Triumph Lending

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Triumph Lending Triumph Lending, A Division of Network Funding
Equal Housing Lender | NMLS ID #2297
www.nmlsconsumeraccess.org

We Make Mortgages Simple!

10/15/2026

Think USDA loans are only for farms and rural properties? Think again! 🌱 Many areas that qualify for USDA financing include small towns, suburbs, and communities just outside larger cities. If you're exploring homeownership, a USDA loan could offer benefits you may not have considered.

10/09/2026

After 5 straight (and 11 of 15) weekly moves higher in interest rates and hitting this highest yield on the 10-year Treasury since April 2002, we ended this week lower. The economic calendar was relatively quiet this week. Today’s consumer sentiment report saw consumer confidence falling from 48.1 in Sep to 46.3 in the preliminary reading. Inflation expectations rose to 4.7% from 4.6%. Actual inflation readings are lower, but the Fed does take consumer inflation expectations into consideration when setting interest rates. The October 28th Fed meeting currently has an 83% chance of a rate hold, with the December 9th meeting showing a 100% chance of a 25 bps rate hike. The economic calendar next week will be more exciting. Existing Home Sales on Tuesday, CPI Inflation report on Wednesday, and PPI Inflation report on Thursday.

10/08/2026

🏡 Choosing the right realtor can make all the difference in your homebuying journey. Some of the most important qualities to look for are trustworthiness, experience, good reputation, and a genuine commitment to your goals. The right real estate professional doesn't just help you find a house, they help you feel confident every step of the way.

10/02/2026

Interest rates ended the week higher.

Oil prices fell for the second consecutive week and the divergence between oil prices and yields widened. August Core PCE (the Fed’s preferred inflation indicator) came in below expectations on Wednesday, rising +0.2% MoM vs +0.3% expected. Friday’s Non Farm Payrolls jobs report revealed 29k jobs added in September vs expectations of 90k. August jobs numbers were revised lower to 133k from 162k. When the dust settled, odds of an October rate hike fell from 70% on Monday to just 23% today. The Fed has never hiked in October of an election year and it appears they will not break their streak this year. Yields were short squeezed earlier this morning after the much weaker than expected jobs report and for a brief moment it looked as if yields may close lower for the week, but in the end the sellers won the day and yields rose again.

Big news for homebuyers! 🏡The new 2027 conforming loan limit has been announced at $845,000.For many buyers, this means:...
09/29/2026

Big news for homebuyers! 🏡
The new 2027 conforming loan limit has been announced at $845,000.
For many buyers, this means:
✅ More purchasing power
✅ Higher loan amounts with conforming financing
✅ Potentially lower costs than jumbo loan options

If you've been waiting for the right time to make your move, let's explore your options.

09/25/2026

Interest rates ended the week higher.

Oil prices may not be to blame this week. WTI fell ~8% and the relationship between yields and oil price diverged. The Bloomberg Commodity index also fell nearly 1% this week. Market based inflation expectations have remained muted of late. This latest move higher in interest rates is a move higher in real yields. Real yields can rise for several reasons including larger Treasury issuance, fiscal deficits, and reduced foreign demand. Often, when we see spikes in interest rates like this, we find out months later that some other sovereign was selling their treasury holdings, but this is just speculation from me. With the U.S debt growing by $1 trillion every 5 months, it’s not difficult to see that pushing yields higher either. October currently holds approximately a 2/3 chance of a 25 bps rate hike.

09/24/2026

🏡 Mortgage Term Spotlight: Owner Financing

Owner financing is when the seller acts as the lender, allowing the buyer to make payments directly to them instead of obtaining a traditional mortgage through a bank.

This can be a helpful option for some buyers who may not qualify for conventional financing, while also creating opportunities for sellers.

Have questions about whether owner financing is right for you? Let's connect and discuss your options! 📲

09/23/2026

🏡 Mortgage Tip of the Day: Don't Cosign a Loan

Thinking about buying a home? Before you agree to cosign a loan for someone else, remember that the debt becomes your responsibility too. That obligation could impact your credit, debt-to-income ratio, and even your ability to qualify for a mortgage.

Protect your homeownership goals by carefully considering any financial commitments before signing on the dotted line.

Address

12075 Spring Cypress Road
Tomball, TX
77377

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17135685043

Website

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