The Wagner Agency

The Wagner Agency I help individuals and families create peace of mind through tailored financial protection strategies.

Whether it’s covering final expenses, or paying off a mortgage. I’ll help you plan for the unexpected and secure your family’s future.

💡 WHY ARE MORE FAMILIES CHOOSING FORESTERS SMART UNIVERSAL LIFE (SUL)? 💡Most life insurance policies do one thing:✔️ Pay...
06/03/2026

💡 WHY ARE MORE FAMILIES CHOOSING FORESTERS SMART UNIVERSAL LIFE (SUL)? 💡

Most life insurance policies do one thing:

✔️ Pay a death benefit.

But what if your life insurance could do MORE?

The Foresters Smart Universal Life (SUL) policy offers:

✅ Lifetime Protection
✅ Flexible Premium Payments
✅ Tax-Advantaged Cash Value Growth*
✅ Access to Living Benefits for Qualifying Chronic, Critical, or Terminal Illnesses*
✅ Ability to Build Wealth While Protecting Your Family
✅ Potential Supplemental Retirement Income*
✅ Protection Against Life's Unexpected Events

Think about it...

🏠 Protect your mortgage
👨‍👩‍👧‍👦 Protect your family
💰 Build cash value over time
📈 Create financial flexibility for the future

Many people don't realize that permanent life insurance can be used as part of a long-term financial strategy—not just a death benefit.

The sooner you start, the more time your cash value has the opportunity to grow.

Your life insurance should work as hard as you do.

📩 Comment "SUL" or send me a message to see a personalized illustration and learn how Smart Universal Life may fit into your financial goals.

Terry Wagner
Licensed Insurance Advisor
The Wagner Agency

❤️ Protect Your Family
💰 Build Your Future
🛡️ Leave a Legacy

🛡️ WHY SHOULD YOU CONSIDER FORESTERS STRONG FOUNDATION TERM LIFE INSURANCE? 🛡️Life is unpredictable. Your family's finan...
06/03/2026

🛡️ WHY SHOULD YOU CONSIDER FORESTERS STRONG FOUNDATION TERM LIFE INSURANCE? 🛡️
Life is unpredictable. Your family's financial future shouldn't be.
The Foresters Strong Foundation Term policy offers more than just life insurance:
✅ Affordable Monthly Premiums
✅ Coverage for 10, 20, or 30 Years
✅ Accelerated Death Benefit Rider for Chronic, Critical, and Terminal Illnesses*
✅ Conversion Options to Permanent Coverage
✅ Financial Protection for Your Mortgage, Income, and Loved Ones
✅ Coverage Amounts Designed to Fit Your Family's Needs
✅ Access to Valuable Foresters Member Benefits
Imagine knowing that if something unexpected happened to you, your family could:
🏠 Stay in their home
💳 Pay off debts
🎓 Continue education plans
💰 Replace lost income
❤️ Maintain their quality of life
Life insurance isn't for when you die—it's for the people you love who continue living.
The best time to get coverage is before you need it.
📞 Message me today for a personalized quote and see what you may qualify for.
Terry Wagner
Licensed Insurance Advisor
The Wagner Agency

05/25/2026
05/24/2026

Shop & compare medicare plans online or by phone from a licensed insurance agent. Learn more about your options & find coverage that's right for you.

🚨 PROTECT YOUR FAMILY BEFORE IT’S TOO LATE 🚨At The Wagner Agency (419-322-0257), we’ve got you covered from every angle:...
05/05/2026

🚨 PROTECT YOUR FAMILY BEFORE IT’S TOO LATE 🚨

At The Wagner Agency (419-322-0257), we’ve got you covered from every angle:

💼 Term Life + Living Benefits
⚰️ Final Expense Coverage
📈 Indexed Universal Life (Build Wealth)
💰 Guaranteed Income for Life
🚑 Accident & Injury Protection
❤️ Heart Attack & Stroke Coverage
🎗️ Cancer Plans
🏥 Hospital Indemnity
👵 Skilled Care Coverage

👉 Don’t wait until it’s too late to plan.
📲 Message or call today for a FREE review!

03/17/2026

If you add value to people, you will get all kinds of value returned in your life.

More than 40% of women don’t own life insurance because they believe it’s too expensive. 💭💰But here’s the truth:Most wom...
03/08/2026

More than 40% of women don’t own life insurance because they believe it’s too expensive. 💭💰
But here’s the truth:
Most women already understand the importance of protecting their families. ❤️ The real issue isn’t awareness — it’s that no one has shown them how affordable and strategic life insurance can actually be. 📊✨
Women today are leaders, providers, entrepreneurs, and the financial backbone of many families. 👩‍💼👩‍👧‍👦 Protection isn’t just about money — it’s about independence, security, and making sure the people you love are always taken care of. 🛡️💜
This International Women’s Day, let’s change the conversation. 🌍
Financial protection isn’t a luxury — it’s a smart move for the future you’re building. 🚀🏡
💬 Comment “INFO” below and I’ll send you a quick breakdown of affordable options many families are using to protect their future. 📩

02/20/2026

Life Insurance is for the
what IF'S

02/20/2026

Change is inevitable,
but growth is optional.

Address

Toledo, OH

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