06/03/2026
💡 WHY ARE MORE FAMILIES CHOOSING FORESTERS SMART UNIVERSAL LIFE (SUL)? 💡
Most life insurance policies do one thing:
✔️ Pay a death benefit.
But what if your life insurance could do MORE?
The Foresters Smart Universal Life (SUL) policy offers:
✅ Lifetime Protection
✅ Flexible Premium Payments
✅ Tax-Advantaged Cash Value Growth*
✅ Access to Living Benefits for Qualifying Chronic, Critical, or Terminal Illnesses*
✅ Ability to Build Wealth While Protecting Your Family
✅ Potential Supplemental Retirement Income*
✅ Protection Against Life's Unexpected Events
Think about it...
🏠 Protect your mortgage
👨👩👧👦 Protect your family
💰 Build cash value over time
📈 Create financial flexibility for the future
Many people don't realize that permanent life insurance can be used as part of a long-term financial strategy—not just a death benefit.
The sooner you start, the more time your cash value has the opportunity to grow.
Your life insurance should work as hard as you do.
📩 Comment "SUL" or send me a message to see a personalized illustration and learn how Smart Universal Life may fit into your financial goals.
Terry Wagner
Licensed Insurance Advisor
The Wagner Agency
❤️ Protect Your Family
💰 Build Your Future
🛡️ Leave a Legacy