Phillipps Insurance Group

10/20/2026

Trees can beautify your property, but during storms, they can become a risk. Inspect for dead or broken limbs, watch for leaning trunks, and keep trees healthy with pruning, watering, and pest control. Taking care of your trees can help protect your home and family during severe weather.

Trees can beautify your property, but during storms, they can become a risk. Inspect for dead or broken limbs, watch for leaning trunks, and keep trees healthy with pruning, watering, and pest control. Taking care of your trees can help protect your home and family during severe weather. #...

10/20/2026

Fall brings plenty to enjoy—and a few added safety considerations at home and on the road.

As you swipe through these seasonal reminders, take a moment to check in on the protection behind the scenes, too. A quick review of your home, auto, renters, or personal property coverage can help make sure it still fits your needs.

At Phillipps Insurance Group, we help families across Southwest Washington and Oregon compare options and understand coverage in plain language. If you would like a policy review or same-day quote, our local team is here to help.

Call us at (360) 864-8844.

10/19/2026

Are tree branches on your property too close to power lines or hanging over your house? Fall is a good time to trim overgrown branches before they damage your home or become a safety hazard. Learn more.

10/15/2026

A garage door is the largest opening in the home and the most vulnerable in a storm. Wind-rated garage doors can help provide better protection in severe windstorms. Upgrade to a wind-rated garage door today. Learn more at IBHS.org

10/15/2026

A covered business loss can bring enough uncertainty. Understanding how your policy settles a claim should not add to it.

Actual cash value (ACV) generally accounts for depreciation, while replacement cost value (RCV) is designed to help replace covered property at today’s cost, subject to your policy terms and limits.

That difference can have a meaningful impact on your business after a loss. Swipe through for a closer look at ACV and RCV coverage.

If you run a business in Southwest Washington or Oregon, our team at Phillipps Insurance Group can review your commercial property coverage, explain your options in plain language, and help you feel more prepared. Call us at (360) 864-8844.

10/13/2026

If you’re putting on a new roof, consider renovating to FORTIFIED standards. Learn how FORTIFIED home building standards can help your home better withstand the next storm. Learn more.

10/13/2026

A major accident or liability claim can exceed the limits of your auto or homeowners insurance faster than many people expect.

Umbrella insurance adds an extra layer of liability protection above your existing policies, helping protect your savings, home, and future earnings if a covered claim goes beyond those limits.

At Phillipps Insurance Group, we help families and drivers across Southwest Washington and Oregon compare options in plain language and determine whether umbrella coverage fits their needs.

Want to review your current coverage? Reach out to our team for a personalized conversation.

10/12/2026

October 12th is Indigenous Peoples' Day, a day to honor the cultures, histories, and enduring contributions of Indigenous communities across North America.

So much of Indigenous history, tradition, and perspective is woven into the story of this country, and this is a good day to explore it a little more.

The Smithsonian's Native Knowledge 360° program is a wonderful place to start, covering everything from Indigenous history and culture to civics and geography, all developed in partnership with Native communities.

Wishing you a meaningful and reflective Indigenous Peoples' Day.

10/08/2026

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10/08/2026

October is Fire Prevention Month—a helpful reminder to make fire safety part of your everyday routine, not just an emergency plan.

A few simple steps can make a meaningful difference at home:
• Test smoke alarms monthly and replace units that are 10 years old or older.
• Keep an eye on cooking and keep flammable items away from heat sources.
• Create and practice a home escape plan with two ways out of each room.
• Avoid overloading outlets, and check cords for damage.
• Keep portable heaters, fireplaces, and candles attended at all times.

Make sure everyone in your household knows where to meet safely outside. If a fire starts, get out, stay out, and call 911.

At Phillipps Insurance Group Inc, we are proud to help families across Southwest Washington and Oregon better understand their home insurance protection in plain language. If you would like to review your homeowners or renters coverage, our local team is here to help.

What is one fire-safety habit your household has in place? Share it below. 🔥