07/10/2026
🚨 STORM RECOVERY ALERT: Before You File That Claim! 🚨
If your home was impacted by the recent storm, we know your first instinct is to get repairs started immediately. However, please speak with the team at Vanminos Insurance Agency BEFORE you file a claim or sign any contractor paperwork.
Here is what every homeowner needs to know right now:
⚠️ Beware of "Storm Chasing" Roofers
Out-of-town contractors often flood storm-impacted neighborhoods promising "free roofs" or offering to "handle your insurance claim for you."
Do not sign an Assignment of Benefits (AOB) or any contract on your doorstep.
Out-of-state storm chasers often leave town long before warranty issues or sub-par work come to light.
Signing contracts prematurely can lock you into inflated costs or unwanted legal agreements.
🛑 Why Call Us First?
Prevent Unnecessary Claims: Filing a claim for minor damage below your deductible can still negatively impact your loss history and insurance rates—even if $0 is paid out.
Proper Inspection: We can help you evaluate whether the damage actually warrants a claim.
Protect Your Policy: We ensure your claim is set up correctly from day one so there are no surprises down the road.
📋 Your 3-Step Post-Storm Action Plan
Step 1: Document & Stay Safe
Take clear photos/videos of damage from the ground. Never climb on a damaged roof yourself.
Step 2: Call VanMinos Insurance Agency at 706-886-7517 or email [email protected]
Let us review your policy, deductible, and damage severity with you first.
Step 3: Hire Trusted Local Professionals
Stick with licensed, insured, local contractors who have a proven reputation in our community and will be here to stand by their work for years to come.
We are here to advocate for YOU, not the contractors.
Dear Consumer Ed: My roof was damaged during a recent storm. A roofer came to my door and, after looking at my roof, offered to replace it for $20,000. He said the company would pay my insurance deductible if I agreed to let them put a sign in my yard with their company name on it.