VanMinos Insurance Agency

VanMinos Insurance Agency Your Independent Agency with over 50 years of experience to handle all of your insurance needs.

VanMinos Insurance is an independant agency; meaning we offer many carriers to bring you the lowest rates. Our carriers include Auto Owners, Travelers, Grange, SafeCo., Encompass, Nationwide, Hartford, and Progressive.

🚨 STORM RECOVERY ALERT: Before You File That Claim! 🚨If your home was impacted by the recent storm, we know your first i...
07/10/2026

🚨 STORM RECOVERY ALERT: Before You File That Claim! 🚨

If your home was impacted by the recent storm, we know your first instinct is to get repairs started immediately. However, please speak with the team at Vanminos Insurance Agency BEFORE you file a claim or sign any contractor paperwork.

Here is what every homeowner needs to know right now:

⚠️ Beware of "Storm Chasing" Roofers
Out-of-town contractors often flood storm-impacted neighborhoods promising "free roofs" or offering to "handle your insurance claim for you."

Do not sign an Assignment of Benefits (AOB) or any contract on your doorstep.

Out-of-state storm chasers often leave town long before warranty issues or sub-par work come to light.

Signing contracts prematurely can lock you into inflated costs or unwanted legal agreements.

🛑 Why Call Us First?
Prevent Unnecessary Claims: Filing a claim for minor damage below your deductible can still negatively impact your loss history and insurance rates—even if $0 is paid out.

Proper Inspection: We can help you evaluate whether the damage actually warrants a claim.

Protect Your Policy: We ensure your claim is set up correctly from day one so there are no surprises down the road.

📋 Your 3-Step Post-Storm Action Plan
Step 1: Document & Stay Safe

Take clear photos/videos of damage from the ground. Never climb on a damaged roof yourself.

Step 2: Call VanMinos Insurance Agency at 706-886-7517 or email [email protected]

Let us review your policy, deductible, and damage severity with you first.

Step 3: Hire Trusted Local Professionals

Stick with licensed, insured, local contractors who have a proven reputation in our community and will be here to stand by their work for years to come.

We are here to advocate for YOU, not the contractors.

Dear Consumer Ed: My roof was damaged during a recent storm. A roofer came to my door and, after looking at my roof, offered to replace it for $20,000. He said the company would pay my insurance deductible if I agreed to let them put a sign in my yard with their company name on it.

🚀 WE’RE HIRING! Join the Vanminos Insurance Agency Team! 🚀Are you a licensed insurance professional who loves building s...
07/06/2026

🚀 WE’RE HIRING! Join the Vanminos Insurance Agency Team! 🚀

Are you a licensed insurance professional who loves building strong client relationships? Do you thrive in a fast-paced, supportive environment? If so, we want you on our team!

Vanminos Insurance Agency is looking for a motivated, detail-oriented Insurance Account Manager to help us continue providing top-tier service to our clients.

📋 What You’ll Do:
Client Relationship Management: Serve as the primary point of contact for our valued clients, answering coverage questions and providing exceptional service.

Policy Maintenance: Process policy changes, endorsements, renewals, and cancellations accurately and efficiently.

Coverage Reviews: Identify coverage gaps during routine reviews and recommend solutions to ensure our clients are fully protected.

Team Collaboration: Work closely with our producers and agents to ensure a seamless onboarding and retention process.

🌟 What We’re Looking For:
An active Property & Casualty (P&C) License (preferred/required).

Prior experience in an independent agency or insurance customer service role.

Strong communication, multitasking, and problem-solving skills.

Familiarity with agency management systems (e.g., AMS360, HawkSoft, EZLynx) is a big plus.

A positive, team-first attitude and a desire to grow!

VANMINOS INSURANCE AGENCY, INC.

Please Join Us in Welcoming Max VanMinos III to the team!
04/30/2026

Please Join Us in Welcoming Max VanMinos III to the team!

01/26/2026
09/28/2024

We have staff standing by to take your claims calls. We look forward to helping you.

09/27/2024

Our office is currently without power. We will post when our systems are online and ready to help with the aftermath of the hurricane. A few things to bear in mind:

-As much as possible, wait to speak with someone from our office before filing a claim so we can advise you on how to proceed to make the repair process as painless as possible.

-As long as there is no immediate threat to safety/habitation, it is best to get an estimate to know whether it is worth it to file.

-Due to the scope of the hurricane, claims will take longer to handle. Please be patient with your claims representatives as many of them have the same claims you have.

-Mitigate further damage as best you can.

-Beware of contractors who are going door to door. Do not sign anything and do not give them money. When possible use a local business who is invested in the community and cares about their reputation (and whose office you can visit if there’s an issue.)

-Keep all receipts in the event you need to file a claim so you can submit them for reimbursement.

-Take pictures (safely) of any damage before mitigation/repair efforts are started for documentation purposes.

We look forward to helping you shortly and stay safe.

👋🏼 Meet our new Team Member, Carter Ware!Carter has recently joined our team at Vanminos Insurance as a Personal Lines R...
01/02/2024

👋🏼 Meet our new Team Member, Carter Ware!

Carter has recently joined our team at Vanminos Insurance as a Personal Lines Representative. His goal is to help each and every client understand the importance of insurance, and the value that it can have in their life! 🎯

🐴 Carter has two horses, and has recently started raising Holland Lop rabbits. He really enjoys working with livestock and learning about the different industries. His family and Carter have lived in Toccoa his whole life. His parents are Jeremy and Jessica Ware, and he has two younger siblings, Grant and Lily. His family is extremely important to him and they are always having a good time. Whether it is going on a road trip or out to eat, they always keep things interesting!

👱🏼‍♂️Carter says, “I am so grateful to have been given an opportunity to learn and grow here at VanMinos. I am excited to build relationships with clients, and help keep them protected to the best of my ability. I have not been at this Agency long, but it already feels like home!”

Everyone help give Carter a warm welcome, we look forward to his future here at VMI! ❤️

Address

92 N Sage Street
Toccoa, GA
30577

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 1pm
Thursday 9am - 5pm
Friday 9am - 5pm

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