Thomas Insurance Advisors

Thomas Insurance Advisors Specializing in all Insurance Services. Life, Health (ACA), Medicare Supplements, Medicare Advantage

When your life changes, your insurance coverage may need to as well. The good news is that Medicare allows for special e...
06/25/2026

When your life changes, your insurance coverage may need to as well. The good news is that Medicare allows for special enrollment periods (SEPs) for certain types of major life events.

Swipe for more information. And as always, feel free to go to Medicare.gov or reach out to our team with any questions or needs.

Planning an international getaway? Generally, Medicare does not cover health care services when you're traveling abroad,...
06/22/2026

Planning an international getaway? Generally, Medicare does not cover health care services when you're traveling abroad, with a few exceptions:

☑️ Emergency services onboard a ship within the territorial waters of the U.S. when the ship is within six hours of a U.S. port. The doctor must also be legally allowed to provide medical services on a cruise ship.
☑️ Medically necessary services in a foreign country under specific circumstances, such as if a medical emergency occurs in the U.S. but the foreign hospital is closer, or during travel through Canada without unreasonable delay between Alaska and another U.S. state.
Should these exceptions apply, you're still responsible for the usual deductibles, copayments, and coinsurance as if you were in the U.S. However, in most cases, you'll be responsible for 100% of the costs.

Traveling should be about making memories, not worrying about coverage. Whether you're exploring new horizons or visiting loved ones, our team is here to help ensure you're prepared for any health care needs abroad.

Feel free to reach out anytime with questions about your Medicare coverage while traveling🌟✈️

June is Men's Health Month, and there is no better time to encourage you or the men in your life to take advantage of pr...
06/19/2026

June is Men's Health Month, and there is no better time to encourage you or the men in your life to take advantage of preventive screenings included with their health care coverage. Preventive screenings are among the most powerful tools for early detection of serious illnesses, and catching something early can make all the difference.

Here are some key screenings and wellness checks worth knowing about and at what age they start:

✅ Cholesterol checks - These key preventive screenings should start at 17 to monitor heart health and reduce the risk of heart disease and stroke. They’re recommended every four to six years.
✅ Diabetes screening - Diabetes screenings are recommended to begin at age 35 and every three years after, or earlier if risk factors are present, such as family history or being overweight.
✅ Prostate cancer screening - Men should start receiving regular prostate cancer screenings with their doctor, typically starting around age 50, or earlier for those with higher risk factors.
✅ Colorectal cancer screening - For men, a colonoscopy is recommended starting at age 45 for those with average risk and should be repeated every 10 years. The frequency of screening may increase based on your doctor’s assessment of your risk level.
✅ General mental health screening - These screenings are often conducted at annual checkups, at any age. They are a good time to speak openly with your provider about anxiety, depression, or any changes in your mood.

Every man's health journey looks different, so it’s best to talk with your doctor about which screenings are right for your age, history, and lifestyle.

Have questions about what your health coverage includes? Give us a call. We are here to help you make the most of your benefits.

Navigating Medicare with employer coverage can be tricky. The key? Communication and research. Before you celebrate your...
06/16/2026

Navigating Medicare with employer coverage can be tricky. The key? Communication and research. Before you celebrate your 65th, chat with your employer about how Medicare could complement your existing plan. Remember, every situation is unique!

📞 Questions about coverage? Let's chat! That’s what our team is here for.

Ever wonder if you can fill the gaps in your Medicare coverage? You can with Medigap! 🛡️ Also known as Medicare Suppleme...
06/12/2026

Ever wonder if you can fill the gaps in your Medicare coverage? You can with Medigap! 🛡️ Also known as Medicare Supplement Insurance, Medigap helps with those remaining costs after your Medicare coverage steps in.

Here's what Medigap can assist with:

🔹 Copays
🔹 Deductibles
🔹 Coinsurance costs
🔹 Services not covered by original Medicare

To qualify for Medigap, you need to meet specific criteria:

✅ Enrolled in Medicare Part A and B
❌ Not enrolled in a Medicare Advantage Plan
✅ Keep paying your premium to maintain your Medigap policy

⚠️ Keep in mind, Medigap doesn't cover long-term care, hearing aids, vision care, dental, or prescription drugs ⚠️

Timing is key with Medigap! You usually have six months to purchase it after enrolling in Medicare Part B, without a medical exam. However, this may vary by state.

If you have any questions, we’re here to assist. Remember, different insurers add extra benefits to their policies, so comparing your options is essential 🤝

June is National Fireworks Safety Month — a perfect time to plan summer celebrations that are fun and safe. Fireworks ar...
06/10/2026

June is National Fireworks Safety Month — a perfect time to plan summer celebrations that are fun and safe. Fireworks are exciting, but they also contribute to thousands of emergency room visits and fires each year.

While small displays put on near the home often seem safe, small fireworks can still pose a serious safety risk. However, there are plenty of ways to celebrate safely this summer. This can include laser light shows, drone displays, festive block parties, glow sticks, and confetti poppers.

It’s important to remember that even with precautions, accidents can still happen. Now is a good time to check in on your coverage and make sure you understand your liability basics heading into the season.

Have questions about your policy? Don’t hesitate to reach out to our team. We are here to help you.

With summer travel picking up, our team wanted to share a few helpful reminders about how Medicare works when you’re awa...
06/05/2026

With summer travel picking up, our team wanted to share a few helpful reminders about how Medicare works when you’re away from home.

Many people assume their coverage will follow them no matter where they go, but that’s not always the case. Depending on your plan, factors such as provider access, network rules, and even geography can affect what’s covered and how much you may pay out of pocket if you need care while you’re away from home.

The good news is that a little planning ahead of your trip can help you avoid surprises and feel more confident if something unexpected comes up while you’re traveling. Swipe for a few things to keep in mind as you prepare for any summer travel.

If you’d like help reviewing your plan to fully understand your policy ahead of any summer travel, we’re always happy to lend a hand. Just give us a call, and we can get started.

Summer is the perfect time to focus on your health, and your Medicare benefits are here to support you every step of the...
06/01/2026

Summer is the perfect time to focus on your health, and your Medicare benefits are here to support you every step of the way. Swipe for more information.

Our team is ready to help you review your coverage, understand your options, and help you build a healthier, more confident routine for the months ahead. Give us a call today to review your Medicare plan and make sure you’re set for a healthy summer.

Did you know that over one in three adults over 65 experiences a fall each year? Falls can lead to serious injuries, hos...
05/29/2026

Did you know that over one in three adults over 65 experiences a fall each year? Falls can lead to serious injuries, hospital visits, and even long-term health complications.

Medicare offers coverage for fall risk assessments to help identify potential hazards and keep you safe at home. Swipe through to learn more.

Contact our team today to explore your Medicare coverage options.

Navigating benefits and enrollment can feel overwhelming, especially when you are sorting through plan details, costs, a...
05/26/2026

Navigating benefits and enrollment can feel overwhelming, especially when you are sorting through plan details, costs, and important deadlines. Keeping everything in one place, whether in a folder or a digital file, makes it easier to review your coverage, understand your costs, and spot changes, so you can make confident decisions for the year ahead.

Keep current ID cards somewhere easily accessible, and store plan documents, important letters, and digital backups in one place so you can easily review your coverage and stay organized.

If you want to feel more prepared navigating your benefits, our team is here to help you get organized and review your coverage with confidence. Reach out today to get started.

Address

194 Remsdale Street
Toccoa, GA
30577

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17068861490

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