William Ware Jr - The Loan Caddy - NMLS #2575932

08/07/2026

Today on the VA Loan Masterclass: the 10 most costly mistakes military homebuyers make. Pre-approval vs. pre-qual, the lender red flag most people miss, seller concessions they never ask for, and the entitlement mistake that follows you into your next purchase. Dropping this afternoon.

https://youtu.be/dBuwEfsSxGQ

07/31/2026

Today on the VA Loan Masterclass: joint VA loans. Who can be on your loan, how the VA guaranty splits when a non-veteran is involved, and what zero down actually looks like when more than one borrower is in the picture. Dropping this afternoon.

07/30/2026

There's a list of closing fees a veteran is not allowed to pay on a VA loan. Most lenders won't volunteer that information. I will. Video linked below!

https://youtu.be/vrpgxO-nVEI

07/28/2026

he VA loan is zero down. It is NOT zero dollar. The difference is where veterans get blindsided at the closing table. See the full episode on the VA Loan Masterclass.

https://youtu.be/vrpgxO-nVEI

07/24/2026

Today on the VA Loan Masterclass: 7 things about VA closing costs, in under 5 minutes. The funding fee waiver, the fees you're never supposed to pay, and how to get the seller to cover the rest.

Live now!
https://youtu.be/vrpgxO-nVEI

07/24/2026

07/24/2026

07/23/2026

The VA requires every cash-out and rate refinance to pass a Net Tangible Benefit test. The math has to actually work in your favor, not just look good on paper. Video 16 shows you exactly what that math should include. Check it out here: https://youtu.be/GBEtm7N-H0Q

07/21/2026

A VA Cash-Out refinance is not the same animal as an IRRRL. Full appraisal, full income qualification, a funding fee that's roughly four times higher in most cases. Treat it like buying a house, because you're putting your equity on the table. Full breakdown in Video 16, live now on:

YouTube.https://connect.theloportal.com/sp/1617b8ef021

07/18/2026

On August 15th, we are turning poker night into something that actually matters.

VAREP Central Florida is hosting the Veteran Charity Stars and Stripes Poker Tournament at Sidelines Sports Grill in St. Cloud. Every dollar raised goes toward helping veteran families achieve housing stability and financial freedom right here in our community.

$60 buy-in. 10,000 in chips. Rebuys, add-ons, a 50/50 raffle, and real prizes on the line. Doors at 4, cards fly at 5.

Come play. Come support. Come be part of something bigger than the game.

https://www.zeffy.com/en-US/ticketing/stars-and-stripes-veteran-charity-poker-tournament