Brian Smith, AmeriLife

06/03/2026

Did you know… 🤔

Medicare Supplement plans (also called Medigap) help cover some of the out-of-pocket costs that Original Medicare doesn’t pay—like copayments, coinsurance, and deductibles.

✔️ These plans work alongside Medicare Part A and Part B�
✔️ You can see any provider nationwide that accepts Medicare (no network restrictions)�
✔️ Plans are standardized by letter (like Plan G or Plan N), meaning the basic benefits are the same no matter which company you choose

📈 Another important thing to know:�Like many types of coverage, Medicare Supplement premiums can increase over time due to factors like age, inflation, and overall healthcare costs. That’s why it’s important to review your options regularly and understand how different plans may fit your long-term budget.

📌 Timing matters:�Your Medigap Open Enrollment Period is often the best time to enroll, when you may have more options and cannot be denied coverage due to health conditions.
If you’re turning 65 or new to Medicare, taking time to understand how these plans work today—and over time—can make a big difference.

📩 Feel free to reach out if you’d like general information or have questions about Medicare coverage.

*Licensed insurance agent. For educational purposes only. Not affiliated with or endorsed by Medicare or the U.S. government.

05/20/2026

📉 Market volatility is nothing new.

Over the past 25 years, we've seen multiple periods where retirees and near-retirees watched their savings take a serious hit — right when they needed stability the most.

That's a risk no one should have to take with money they've spent a lifetime building.

A Fixed Indexed Annuity (FIA) is an insurance product designed with that concern in mind:

✅ Principal protection — your money is not directly invested in the market
✅ Interest crediting potential linked to an index, without direct market participation
✅ Once interest is credited, it's locked in and protected going forward
✅ Guaranteed lifetime income options available
✅ Tax-deferred growth

For those approaching or already in retirement, having a portion of your savings in a product that protects your principal while still offering growth potential can bring real peace of mind.

If you'd like to learn more about whether a Fixed Indexed Annuity fits your retirement picture, I'd love to have that conversation — no pressure, no obligation.

📲 Send me a message or call to get started.

Fixed Indexed Annuities are insurance products, not securities or investments. They are not FDIC insured. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

10/07/2025

Hey everybody!

It’s that time of year again to look at all the changes to your health insurances. I have a focus on Medicare, but also do ACA coverage as well. I represent over 100 different insurance carriers, so whether you just want to review how your plan is changing or want to shop around to see what else is available, let me know as I can bring all your options to the table! LOTS of changes going into next year!

07/13/2025

If you're new to Medicare, I'm sure there is so much information floating around that it's hard to distinguish whether it applies to you.

What are your guaranteed issue rights? Is your Part B premium $0 or $600 each month? Do I need to take Part B or can I defer it?

Let me take the guesswork out of this transition for you, let's sit down so we can figure it all out together!

New to Medicare? Your Initial Enrollment Period generally starts 3 months before you turn 65, includes the month you turn 65, and ends 3 months after you turn 65. If you don’t enroll in Medicare when you’re first eligible, you may have to pay a late enrollment penalty. https://go.medicare.gov/3FqDMVw

06/20/2025

If I had the time, pickleball is something I’ve been wanting to get into!

06/18/2025

If that special 65th birthday is coming up and you’re feeling overwhelmed, let’s sit down together so I can help breakdown the ins and outs of Medicare!

Turning 65 soon? Get your Medicare info from the official source – Medicare! Visit https://go.medicare.gov/4d1qKu4 to learn how to sign up for Medicare, what your plan options are, and next steps.

06/18/2025

If you haven’t explored what options you have for income planning, let me have the pleasure of guiding you through the process!

10/18/2024

Come down and see me at Indian Oaks!

04/15/2024

https://briansmith.alagent.net/

04/15/2024

https://briansmith.alagent.net/

Best of luck to our golf ambassador, Cameron Young, who is playing in the Masters Tournament this week. We will be cheering you on!