ThinkTank

01/24/2026

Employer health insurance premiums jumped 7% last year—and most companies just accept it.
But you don’t have to.

We help businesses negotiate smarter, design better plans, and track costs in real time using powerful benchmarking data.
The result?
✅ Predictable renewals
✅ Lower premiums (up to 20% savings)
✅ Better benefits for your team

Take control of your benefits strategy.
💬 Book a quick, no-strings-attached 15-minute call to see how much you could save.
https://thinktankip.com/contact

04/10/2025

🚨 Several large employers are facing class-action lawsuits over health plan to***co surcharges that may violate HIPAA nondiscrimination rules. If your plan includes a to***co surcharge, make sure you're offering a reasonable alternative and clearly disclosing it to employees. Don’t let noncompliance catch you off guard. Read the full breakdown here 👉

A wave of lawsuits is challenging to***co surcharges in health plans. Are your wellness programs compliant with HIPAA?

01/01/2025

🌟 New Year, New Growth, Same Dedication 🌟

As we welcome 2025, we remain steadfast in our mission to redefine what insurance means for our clients. At Think Tank, we believe in building strong relationships and offering innovative solutions that truly make a difference.

This year, we’re not just about insurance; we’re about making it work for you in ways that matter most. Thank you for trusting us to be part of your journey—we look forward to growing with you in 2025!

12/25/2024

🎄 Happy Holidays from everyone here at Think Tank! 🎅🎁

As the year wraps up, we want to thank everyone who’s been part of our journey. Your support means the world to us! Here’s to a season full of joy, laughter, and good times.

Wishing you all a Merry Christmas and a fantastic New Year! 🌟🎉

12/18/2024

Illinois employers: Are you ready for the 2025 labor law updates? From pay transparency to expanded discrimination protections, these changes will impact your business. Review the key updates and ensure compliance. Learn more:

Learn about Illinois' latest employment laws, including pay transparency, discrimination protections, and more, effective January 1, 2025.

12/04/2024

Attention employers: The deadline for gag clause compliance attestations is Dec. 31, 2024. Fully insured or self-insured? Learn what’s required, who submits what, and avoid enforcement risks.

The Dec. 31, 2024, deadline for gag clause compliance attestations is approaching. Learn how to prepare.

11/28/2024

🦃 Happy Thanksgiving from ThinkTank Insurance Partners! 🦃

Today, we take a moment to express our gratitude for YOU—our clients, partners, and team. Your trust and support inspire us every day to do what we do best!

May your Thanksgiving be filled with love, laughter, and delicious food. 🥧🍂 From all of us at ThinkTank, have a wonderful holiday!

11/20/2024

Big updates for HDHP coverage! The IRS has expanded preventive care benefits under Notice 2024-75. New items like OTC contraceptives, advanced breast cancer screenings, and continuous glucose monitors are now covered without a deductible. Ensure your plans reflect these changes starting in 2022. Learn more:

IRS expands HDHP preventive care coverage, adding contraceptives, advanced screenings, glucose monitors, and insulin.

11/15/2024

📢 Attention small businesses: The Corporate Transparency Act (CTA) is now in effect, requiring certain businesses to report beneficial ownership details to FinCEN. Stay compliant by understanding your reporting obligations, exemptions, and deadlines. Noncompliance can lead to severe penalties. Get started now and protect your business!

Learn more here: https://boiefiling.fincen.gov/

https://thinktankip.com/resources/Preparing+for+the+Corporate+Transparency+Act

The Corporate Transparency Act (CTA) now mandates small businesses to report beneficial ownership, ensuring compliance by 2024 deadlines.

10/29/2024

2025 open enrollment is approaching! By preparing early, employers can attract top talent and increase retention. Tailoring benefits and clearly communicating offerings show employees their value. Learn how you can optimize open enrollment with strategies to align benefits with employee priorities, from flexibility to wellness resources. Start now and make a lasting impact on your workforce.

Preparing early for 2025 open enrollment can help companies attract top talent and retain employees by tailoring benefits and communicating value effectively.

10/22/2024

The 2024 Employer Health Benefits Survey is out! With a rise in premiums, worker contributions, and enrollment trends, businesses must stay informed to offer competitive health benefits. This year’s report highlights a 24% rise in family premiums over the last five years, ongoing growth in self-funded plans, and increasing interest in wellness programs. Explore how inflation and wages impact benefits, and what tools can offset rising costs in 2025. Read the full summary to keep your business ahead of the curve.

The 2024 Employer Health Benefits Survey reveals key trends in premiums, worker contributions, enrollment, cost-sharing, and more, helping employers navigate the evolving benefits landscape.

10/15/2024

Winter can bring significant challenges to small businesses, from property damage to operational disruptions. With our 10 tips for winterizing your business, you can stay prepared and protect your company from the effects of cold weather. From conducting winter inspections to safeguarding your pipes and setting up emergency kits, we cover everything you need to know. Make sure to review your insurance coverage to avoid costly gaps in protection. Stay safe this winter!

Prepare your small business for winter with these 10 essential tips to avoid damage, stay operational, and ensure adequate insurance coverage.