09/24/2026
Most employers assume they are locked in with their benefits broker until renewal season comes around. In practice, that is not always the case.
A Broker of Record change can happen outside of renewal. So if your broker went quiet after the plan was sold, if questions sit unanswered for days, or if no one has walked you through your market options in a few years, you may have more flexibility than you think.
We work with small and mid-sized employers across Maryland, DC, Virginia, Pennsylvania and Delaware. As independent brokers, we are not tied to one carrier, so we can quote the full market and explain what we find in plain language. And we answer the phone.
If you have been waiting for renewal to have that conversation, it does not have to wait. If you'd like a second opinion on your current plan, reach out. No pressure — just a conversation.