StatonWalsh

06/23/2026

Most people think of life insurance as protection only.

But for many high-income earners, it can also become a powerful tax advantaged wealth strategy 📊

When structured properly, life insurance may help provide:
• tax deferred growth
• supplemental liquidity
• retirement flexibility
• estate planning support
• protection during market volatility

This becomes especially valuable for business owners and high earners who are already maximizing traditional retirement strategies.

The key is understanding that not all policies are designed the same way.

A properly structured strategy is not just about the death benefit.
It is about creating long term financial flexibility and efficiency.

At StatonWalsh, we help business owners and high-income earners integrate insurance planning into a broader wealth strategy.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog

06/18/2026

High income does not automatically create financial independence.

Many business owners generate strong income, yet still feel dependent on the next project, the next quarter, or the continued success of the business.

That is because income alone is not a wealth strategy.

Without structure, income can easily turn into:
• lifestyle expansion
• tax inefficiencies
• overdependence on the business
• limited liquidity outside operations

The goal is not just to earn more.
It is to build a system where your wealth works independently of your day-to-day business activity 📊

That includes:
• diversified investments
• retirement planning
• liquidity strategies
• tax efficient structures
• long term wealth coordination

At StatonWalsh, we help business owners build personal wealth systems designed for flexibility, stability, and long-term independence.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog

06/16/2026

Most business owners think of profit sharing as an employee benefit.

But when structured correctly, it can also become a powerful owner wealth strategy 📊

Profit sharing can help business owners:

• Increase tax advantaged retirement contributions
• Reduce current taxable income
• Build wealth outside the business
• Maintain flexibility during changing revenue cycles

The challenge is that many plans are not designed strategically.

Without proper structure, owners may run into
• compliance issues
• failed testing
• unnecessary employer costs
• limited contribution opportunities

Especially in construction businesses, where workforce size and profitability can fluctuate, plan design matters.

The goal is not just to contribute more.
It is to structure contributions in a way that supports long term wealth while maintaining compliance.

At StatonWalsh, we help business owners design retirement strategies that align with operations, tax planning, and financial goals.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog

06/11/2026

As your business grows, financial complexity usually grows even faster.

More revenue sounds simple in theory.
In reality, growth creates more moving parts:

• Payroll and workforce challenges
• Cash flow pressure
• Tax complexity
• Compliance requirements
• Equipment and capital planning
• Retirement and benefit obligations

The problem is not growth itself.
The problem is trying to manage increased complexity without the right structure.

That is why many business owners experience rising revenue while still feeling financially stretched.

Growth without coordination can create friction instead of progress.

The businesses that scale most successfully are not the ones that avoid complexity. They are the ones that build systems capable of managing it 📊

At StatonWalsh, we help business owners create integrated financial strategies that support growth, clarity, and long-term wealth.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog

06/09/2026

Most business owners think exit planning starts when they are ready to sell.
In reality, it often starts 5 to 10 years earlier.

Why?

Because the biggest drivers of business value take time to improve:
• Leadership depth
• Operational structure
• Consistent profitability
• Reduced owner dependence
• Transferability of the business

These are not changes that happen overnight.
The strongest exits are rarely reactive. They are built intentionally over years 📊
And exit planning is not just about the business. It is also about personal financial readiness.

How much wealth exists outside the business?
What replaces your income after the transition?
How will taxes impact the outcome?

The earlier you start planning, the more options and control you create.
At StatonWalsh, we help business owners align exit strategy, business value, and long-term financial independence.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog

06/05/2026

Markets continued their upward climb in May, supported by strong technology performance, positive economic data, and ongoing diplomatic efforts in the Middle East. The Nasdaq gained 8.36%, the S&P 500 rose 5.15%, and Canada’s S&P/TSX Composite added 2.37%, while investors welcomed better-than-expected job growth and upbeat corporate earnings. With the Fed's next meeting scheduled for June, attention is turning to updated economic projections and what they may signal about the broader economy. From \$24 billion spent on Father's Day to the popularity of dining out and special outings, this month's by-the-numbers highlights how families celebrate the dads in their lives.

Stocks pushed higher in May, fueled by big tech names, positive economic news, and ongoing diplomatic efforts in the Middle East.

06/04/2026

Having a buy sell agreement is important.
But having one that is actually funded is what matters.

Many business owners put legal documents in place and assume the plan is complete.

The problem is, if a triggering event happens, death, disability, retirement, where does the money come from to execute the agreement?

Without funding, owners may be forced to
• use business cash reserves
• take on debt
• sell assets
• structure long term payouts under pressure

That creates financial strain during an already difficult transition.

A properly funded buy sell agreement helps provide
• immediate liquidity
• smoother ownership transitions
• protection for families and partners
• stability for the business

Because the real value of a buy sell agreement is not the document itself. It is the ability to execute it when it matters most 📊

At StatonWalsh, we help business owners align succession planning, insurance strategies, and long-term business continuity.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog

06/02/2026

How much should you actually be taking out of your business each year?

For many business owners, the answer is reactive. Some years everything stays in the business. Other years larger distributions are taken based on cash flow or taxes.

But without structure, both approaches can create problems.

Taking too little out may leave you overexposed to one asset.
Taking too much out can weaken liquidity and flexibility inside the business.

The goal is not simply to pay yourself more.
The goal is to create balance between:

• Business growth
• Personal wealth accumulation
• Tax efficiency
• Long term liquidity

Because high income alone does not create wealth. Strategic allocation does 📊

At StatonWalsh, we help business owners create coordinated strategies that connect business success with long term financial security.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog

05/29/2026

Last week, Ryan Staton had the opportunity to speak at the ABC Construction Education Academy, presenting a financial wellness session for apprentices beginning their careers in the construction industry.

The discussion focused on key financial topics including budgeting, retirement planning, investing, fringe benefits, and building long-term financial security. Apprentices also learned how financial decisions made early in their careers can have a significant impact on their future wealth and retirement readiness.

At StatonWalsh, we believe financial education is one of the most valuable investments an individual can make. By helping construction professionals understand their benefits and opportunities, we empower them to build not only successful careers, but stronger financial futures as well.

Thank you to the ABC Construction Education Academy for the opportunity to invest in the next generation of construction professionals.

05/28/2026

Your 401k plan may be working…
but is it working for your business?

Most construction companies use standard plan designs. Easy to set up, easy to maintain.

But construction businesses are not standard.

Fluctuating workforce. Seasonal hiring. Variable compensation. Project based cash flow.

When your plan does not reflect how your business actually operates, inefficiencies start to build.

That can lead to
• higher employer costs
• limited owner contributions
• compliance challenges
• low employee engagement

The plan is in place. But it is not optimized.

The difference is not in having a 401k.
It is in how it is designed 📊

At StatonWalsh, we help construction business owners turn retirement plans into strategic tools that align with operations and long term wealth.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog